---
title: "Roth 401k — mentioned on The Ramsey Show | Reclip.Me"
description: "Roth 401k is mentioned in one podcast episode on The Ramsey Show (Nov 2026). The Roth 401(k) is a type of retirement savings plan. It was authorized by the…"
canonical: https://reclip.me/concept/roth-401k
---

# Roth 401k

**Type:** Idea

**As of November 2026, Roth 401k has been mentioned in one podcast episode on The Ramsey Show (Nov 2026).** Referenced as a retirement account type when callers discuss converting employer accounts or optimizing retirement allocations.

The Roth 401(k) is a type of retirement savings plan. It was authorized by the United States Congress under the Internal Revenue Code, section 402A, and represents a unique combination of features of the Roth IRA and a traditional 401(k) plan. Since January 1, 2006, U.S. employers have been allowed to amend their 401(k) plan document to allow employees to elect Roth IRA type tax treatment for a portion or all of their retirement plan contributions. The same change in law allowed Roth IRA type

| Mentioned in | 1 episode on 1 podcast (as of November 2026) |
| --- | --- |
| First heard | [Nov 2026 on The Ramsey Show](https://reclip.me/podcast/the-ramsey-show) |
| Field | [Personal finance / retirement](https://reclip.me/concept/personal-finance) |

## Who talks about Roth 401k on podcasts?

Roth 401k came up; the most recent mention was Nov 2026 on The Ramsey Show.

- [The Pressure to Have It All Is Keeping You Broke | November 10, 2026](https://reclip.me/podcast/the-ramsey-show/the-pressure-to-have-it-all-is-keeping-you-broke-november-10-2026?t=2006) on [The Ramsey Show](https://reclip.me/podcast/the-ramsey-show) (Nov 2026)

## What is Roth 401k mentioned alongside?

**Mentioned together:** [Boost Mobile](https://reclip.me/sponsor/boost-mobile)

### Themes

Groups of names that keep coming up together in the conversations that mention Roth 401k.

- Cosigning and Ask Ramsey: [Cosigning](https://reclip.me/concept/cosigning), [Ask Ramsey](https://reclip.me/product/ask-ramsey), [Health Savings Account](https://reclip.me/concept/health-savings-account), [capital gains tax](https://reclip.me/concept/capital-gains-tax), [Diversification](https://reclip.me/concept/diversification-2), [index funds](https://reclip.me/concept/index-funds)
- Goodwill and Facebook Marketplace: [Goodwill](https://reclip.me/company/goodwill-2), [Facebook Marketplace](https://reclip.me/company/facebook-marketplace-2), [Robin Hood](https://reclip.me/company/robin-hood), [North Carolina](https://reclip.me/entity/111513), [Dallas, Texas](https://reclip.me/location/dallas-texas)
- S&P 500 and Bitcoin: [S&P 500](https://reclip.me/concept/sandp-500-2), [Bitcoin](https://reclip.me/concept/bitcoin), [El Salvador](https://reclip.me/location/el-salvador), [Memphis, Tennessee](https://reclip.me/location/memphis-tennessee)
- The Ramsey Show and Jade Warshaw: [The Ramsey Show](https://reclip.me/media/the-ramsey-show), [Jade Warshaw](https://reclip.me/person/jade-warshaw), [George Kamel](https://reclip.me/person/george-kamel), [Emergency Fund](https://reclip.me/concept/emergency-fund)
- Debt snowball and Mario (Sherry Coleman's brother): [Debt snowball](https://reclip.me/concept/debt-snowball), [Mario (Sherry Coleman's brother)](https://reclip.me/person/mario-sherry-colemans-brother), [Rachel Cruz](https://reclip.me/person/rachel-cruz)
- Baby Steps and Dave Ramsey: [Baby Steps](https://reclip.me/concept/baby-steps), [Dave Ramsey](https://reclip.me/person/dave-ramsey), [Social Security](https://reclip.me/concept/social-security)

### Most often together

- Baby Steps and Social Security: together in one episode that mention Roth 401k
- Dave Ramsey and Social Security: together in one episode that mention Roth 401k
- S&P 500 and Bitcoin: together in one episode that mention Roth 401k
- Dave Ramsey and Baby Steps: together in one episode that mention Roth 401k
- Baby Steps and Mario (Sherry Coleman's brother): together in one episode that mention Roth 401k
- Debt snowball and Baby Steps: part of

[All ideas mentioned on podcasts](https://reclip.me/concepts) · [Most-mentioned ideas on podcasts this month](https://reclip.me/most-mentioned/concepts)

About the data: Reclip.Me counts a mention once per episode by analyzing podcast transcripts across 6,062 analyzed episodes from 433 podcasts. Last checked Nov 4, 2026.

Last changed Nov 10, 2026. The newest episode mentioning Roth 401k aired Nov 10, 2026.