Transcript

BUILDING WEALTH THROUGH REINVENTION: INSPIRING JOURNEY OF RESILIENCE || MATT CHICK || EPISODE 062

From Code To Winning · Episode page · Watch on YouTube

· 51 min · 12,055 words · 178 timestamped sections

This is the full, timestamped transcript of "BUILDING WEALTH THROUGH REINVENTION: INSPIRING JOURNEY OF RESILIENCE || MATT CHICK || EPISODE 062", an episode of Code To Winning published October 16, 2025 (51 min, about 12,055 words). It mentions 84 people, works and ideas, including poverty, Real estate investing, Company culture, Rags to riches story, The Code to Winning.

What this episode is about

The content explores the inspiring journey of Matt Chick, who transformed his challenging upbringing in a poverty-stricken family into a path of success through real estate investing. He emphasizes the importance of resilience, work ethic, and leveraging personal experiences to rewrite one's family legacy, ultimately highlighting the potential for financial independence and self-determination in the real estate industry.

Key takeaways

  • Watching laziness taught work ethic; bad examples can be the best teachers.
  • Escape poverty's grip: embrace resilience or relive your past.
  • Real estate: where passion meets hustle; create your own financial destiny.
  • Childhood eggs haunt adult diets; scarcity scars life's menu.
  • Rags to riches isn't magic—it's endurance meeting opportunity.

Who speaks in this episode?

What is discussed, and when

  1. – 5:00: poverty, Rags to riches story, Matt Chick, Real estate development
  2. – 10:00: poverty, Real estate investing
  3. – 15:00: Hard money, Raising capital, Agent referrals, Bulk texting
  4. – 20:00: Active income, Airbnb arbitrage, Attorney-in-fact document, Real estate investing
  5. – 25:00: Holding costs, Real estate investing
  6. – 30:00: Alex Sheplac, Apache Junction, Coach JD, Dustin Renan
  7. – 35:00: Company culture
  8. – 40:00: Company culture, Agent referrals, Attrition rate, Open houses
  9. – 45:00: Holding costs
  10. – 50:00: 98 Silverado, The Code to Winning
  11. – 50:54: I am Matt Chick, Matt Chick

Notable quotes from "BUILDING WEALTH THROUGH REINVENTION: INSPIRING JOURNEY OF RESILIENCE || MATT CHICK || EPISODE 062"

  • Story, right? There's because people can relate to it, right? But I was born into a poverty family. Like my parents, my mom didn't work. She went to school pretty much full-time. My stepdad was making 12, 13 bucks an hour.
    about poverty · at
  • Real estate investing is really what I'm passionate about, because you kind of create your own income. You create your own opportunities, you know.
    about Real estate investing · at
  • They've had their entire life, right? So it's through personal development, self-growth and all those things, right?
    about Self-growth · at
  • So cold calling, bulk texting back when it was a thing, agent referrals, like we were just laser beam focused on finding deals. and then once I started finding deals, there's really only a couple ways I knew how to.
    about Agent referrals · at
  • So then we started using hard money with a combination of private money. Went and raised about 7.5 million. have nowhere near that in the street anymore, but right now we stay.
    about Hard money · at
  • Your opinion, what would you say is the best way for somebody to start in the space? Would you say like the Airbnb arbitrage, the investing?
    about Airbnb arbitrage · at
  • Of. Buy it right. fix it up right. Don't over don't overrun your rehab. Don't overrun your holding costs, right? Those are the little things that matter. It's like really just…
    about Holding costs · at
  • Culture is everything. And then holding standards, right? You got to be able to hold standards. It cultures everything, right? So we have really have four standards on our real estate means.
    about Company culture · at

Who and what is mentioned in this episode?

People

Books & papers

Companies & orgs

  • Post Office — Company · 1 mention · first at
    I know people that have done it that have made multiple six figures. I know good buddy of mine worked at the post office and he was doing 40 deals a year.
  • City (red tag / permitting authority) — Company · 1 mention
  • MLS — Company · 1 mention

Products & tech

  • 98 Silverado — Product · 1 mention · first at
    Try and like portray something that, it's just I drive a 98 Silverado, right? And people make fun of me all the time. I have one buddy, he goes, You're the richest, bro. He goes, You're the brokeest rich dude I know. It's the.
  • I am Matt Chick — Product · 1 mention · first at
    Titles in the description section as well regarding Instagram I am Matt Chick. Facebook Matt Chick. those are going to be the easiest ways to find me. I suck at all the other platforms. I'm still figuring that out.

Concepts & topics

Places & events

  • South Africa — Place · 1 mention · first at
    Here in the US. I'm I don't know if you hear the accent, but I'm originally from South Africa.
  • Apache Junction — Place · 1 mention · first at
    Development specs. We're going to We've looking for land like out east, Queen Creek, Apache Junction.
  • Queen Creek — Place · 1 mention · first at
    Development specs. We're going to We've looking for land like out east, Queen Creek, Apache Junction.
  • Lake Havasu City — Place · 1 mention

Full transcript with timestamps

Everybody loves the the rags to riches story, right? There's because people can relate to it, right? But I I was born into a poverty family. Like my parents, you know, my mom didn't work. She went to school pretty much full-time. My stepdad was making 12, 13 bucks an hour. My real dad was gone, left when I was three, came back when I was like 13. There's two ways that you can look at that, right? So, one, you could take the things that you see on a daily basis, right? So, you know, I learned work ethic by watching my stepdad call out of work or my mom not work, right? I learned how to be a good human by watching other people be bad. Either become the thing that you hate the most or don't become the thing that you hate the most.

When was that exact moment when you realized that real estate was your way out and was a chance for you to rewrite your own family legacy as well?

You know, I like that question a lot. I didn't know like I was in a car business. I was running four dealerships. I had over 60 employees running 25 salespeople. I enjoy real estate. Real estate as a traditional sales agent. I enjoy it to a degree. Real estate investing is really what I'm passionate about, you know, because you kind of create your own income. You create your own opportunities, you know. Sure, you got to go out and hustle and find it, hunt and kill it, drag it home, but at the end of the day, you get to decide what you make on that deal. The code to winning insights you need today to seize the world tomorrow. If you are interested in learning about real estate, real estate development, investing, um I have a person right now who is very experienced in the field.

He's also a coach. which is a founder um above all a father and husband as well. So this going to be a very very enlightening um interview. So if you are specifically interested in learning a lot about in the real estate space, pay attention. Uh this is going to be a very like I said educational, very informative interview. Uh without further ado, the man himself, we have Matt Chick in the studio.

Thanks for having me, man. I'm jacked. I'm excited, dude. Thank you so much. Thank you very much, boss. I I mean one of the things I do love about people I think you and I discussed earlier on before we started. Everyone somewhat's got a story.

Everybody and I know you just shared something briefly. You started speak about Christianity past being an atheist and finding God,

but obviously you you mentioned that your pastor was filled with hardship and poverty. How did that shape your hunger for success in real estate?

Man, it's so I get I actually get that question a ton, right? Because everybody loves the the rags to riches story, right? There's because people can relate to it, right? Uh, but I was uh I was born into a a poverty family. Like my parents, you know, my mom didn't work. She went to school pretty much full-time. Uh, my dad, my stepdad was making 12 13 bucks an hour. My real dad was gone. Left when I was three, came back when I was like 13. Uh, but I think there's two there's two ways that you can look at that, right? So, uh, one, you could take the the things that you see on a daily basis, right? So, uh, you know, I learned work ethic by watching my stepdad call out of work or my mom not work, right? I learned I learned, you know, you know, uh, I learned how to be a a good human by watching other people be bad, right? Does that make sense? So, it's like you go so poverty when it comes to creating money and

finances, it was like to there's only two paths here for me. It was either stay stay in poverty, stay broke, stay exactly how I was raised, or go create something out of life, right? Um, and it's either you either you either stay exactly where you're at or you get to go build something. And for me, it was I didn't like where I was at. Uh, I hated being broke. Uh, it's probably why I did stuff to that I did to make money at an early age. And, you know, I just hated I hated being poor. I hated it. I hated it with a passion. Uh, so I knew that wasn't for me. And, you know, for for me it was like, okay, I'll go do whatever I need to do to make sure that I'm not poor, to make sure that I have money.

Um, so that for me it was like take the lessons I've learned from my f my parents that weren't good lessons and turn them into positives, right? So either become the thing that you hate the most or don't become the thing that you hate the most. So for me it was it was I turned away from it.

Not everybody's that lucky though. Like some people fall into the same trap, the same things, the same lessons and they become the same the same identity that they've had their entire life, right? So so it's through personal development, self-growth and all those things, right? Right. And that's an easier way as well, you know? You're just used to it. You're accustomed to it. You're surrounded by it as well. So,

man, we've been broke multiple times, bro. Like, like I've taken a ton of risk in life and I've lost money and made money and uh there's times, but you're right. The being poor, it I'm scared of it, but I know that I can get through it.

It does create a resilience in you. If you know what it's like to boil water on a stove to take a bath or you know what I'm saying? Like, I don't know. Some people can relate to that, some won't. like or you know we've had potatoes or eggs. I can't eat eggs to this day cuz we had so many eggs growing up cuz they were cheap. So like they're not cheap anymore but like they're not cheap anymore say that's billionaire.

Yeah, I know. I know. So it's just like you just get conditioned to those things that you just don't want to be that way anymore. So for me it was good. It pushed me to to want to go create something that's worth having. One of the things I noticed as well from people I've interacted with, um, those that are still trying to find their path, usually those that had that poverty background, there's a level of anxiety and anxiousness, you know, it's like the fear of, oh, I don't want to go back back there to the point where they're willing to do anything, you know, kind of thing. Did you ever have like that?

I have I still have anxiety to this day. Yeah, for sure. Like anxiety is a real thing for me. Uh, I've just learned how to use anxiety as a as a superpower, right? So, like, uh, before anxiety would stop me, you know, it would it would worry me. I'd stay up at night. It would be challenging. I couldn't sleep. My wife's the only thing that could calm me down. Um, thank God for her. Uh, but now I look, anytime I'm anxious, it's cuz I'm not taking action. So, now anxiety puts me in action. So, the thing that's creating the anxiety, if I can take action towards it, uh, then it doesn't, you know, as long as I'm going to go do something. Like, if I'm worried about raising a couple hundred thousand bucks or, you know, raising money for a project that we have or a house that we just closed and we got to start construction or whatever the thing that gives me anxiety, I'll just go work on it. And if I can't work on it, I've

learned not to worry about it. I couldn't agree more. When was that exact moment when you realized that real estate was your way out and was the chance for you to rewrite your own family legacy as well?

You know this I like that question. That's a lot. I like that question a lot. I didn't know like I was in a car business. I was running four dealerships. I had over 60 employees running 25 salespeople and I freaking loved it. I freaking loved it. Fastpace closing people. Sales high energy sales environment. It's just it was built for me. But my wife hated it. I was working six, seven days a week. uh 12, 14, 15 hours a day. My just had I had two kids, my getting ready to have my daughter and my wife just hated it, right? So, uh she kind of gave me an ultimatum of like, hey, I already raised two kids without you. You've never around. If I have to do it, I'm going to do it legit without you. She swear she didn't say that to me, but that's how I heard it. You know, sometimes we hear stuff. She's like, I didn't say that. I'm like, that's how I took it. So, like it forced me to get into real estate. I had a buddy that was

uh doing pretty well in real estate. I've been invested in real estate for about 20 years now. So, I was flipping back when I was like 22, 23 years old. Lost a bunch of money and then was kind of just dabbling in it. Uh, so I was just like, man, screw it. Let's go. I'm going to go full-time and and see what it can do. Uh, but became passionate about real estate once I found what the vehicle could actually do.

When you get in the beginning and you're just trying to just trying to survive, right? I went from making, I don't know, $125 to $130,000 a year in the car business to no income, 30 grand in the bank. That 30 grand doesn't last very long. You know what I'm saying? So like it was out of necessity. Three kids at home and a wife. Wife and three kids at home. I had to go perform. So I just worked it like a job. And next thing you know, you close a deal, you make 10 grand. You close a deal, make 15 grand. And then you're like, hm, what can I really do?

Right. And then you have no ceiling anymore. Car business, I was capped. I was never going to make any more money.

Yeah. You know, so as much as you can work so much, like you can just go so high, you know, because it's still the same sales commission sales

bracket, and you don't own it. You don't own it. you know, you know, eventually you got to own own a piece of it. Maybe not all of it, but eventually you got to own a little bit of if you want to generate real wealth, long-term wealth, you know, and real estate does that. It allows you to own a piece of real estate or own a business or, you know, even if you're a high level salesperson closing 50 to 60 units a year, could be close to making a million bucks in GCI.

Wow. So, like it's just uh it just kind of just shown to me. And then real estate in general, I I enjoy real estate. Real estate as a traditional sales agent, I enjoy it to a degree. Real estate investing is really what I'm passionate about, you know, because you kind of create your own income. You create your own opportunities, you know. Sure, you got to go out and hustle and find it, hunt and kill it, drag it home. Uh but at the end of the day, you get to decide what you make on that deal.

Oh, I love it so much. And so, obviously, flipping right now, it's become an an ever so popular thing. And the problem is just trying to see through these fake gurus that just

just started it like after co you know the problem with with you know life before and after co is that there's just more gurus that just started something for like a year or two that want to try and teach courses and

you you need zero proof that you've done anything in it and you can go make money if you could teach it.

That's ridiculous. It's it's true though. You know it's what it is man. That's ridiculous.

You know social media has changed the game. you know, you don't need uh if you have popularity, you have everything.

Which is even back then, popularity had to be earned. And right now, it's just like you say one thing, go with it. And people just like follow the crowd as well. So people even doing their due diligence, they're like, "Well, I found the guy was a forum." I'm like, "But you just looked at his amount of followers as well." You know what I'm saying? And that's the thing that's I feel like that's so hard to try and see through the right people. And I don't know what it is, but like the best way I've been connecting with high quality people is the fact that like my like surrounding is like quality as well. And I've noticed that people like Jake, Jake and Jo cuz because of how they are.

I feel like sometimes you're also born with that natural discernment where you just know like these people are just legit, you know? And it's just it ends up rubbing off that I just it's so hard going through so many people. I'm like this is these people aren't genuine. Like it's

I'm sure you see it more than I do. I'm sure you see it a lot. You get to interview people and it's like like this is our first time meeting. You're either going to know I'm genuine or not by the end of it, right? I'm sure you see that a lot, you know.

No, they spoke really highly of you. They spoke really high and I was excited about

I appreciate those guys. Yeah, they're good people. No. Uh and I think so when you started in in in flipping, what was um what was the process of which you did that? Was it like did you have to get the right credit score? Did you have to get the right lender? Did you have to get the right place? What was the first step that you that you kind of like

deal flow is everything. So if you can find the deal, you can find everything else, right? So we just got really really good at finding the deal, right? So cold calling, uh you know, bulk texting back when it was a thing, agent referrals, like we were just laser beam focused on finding deals. Uh and then once I started finding deals, there's really only a couple ways I knew how to dispo the deal. It was either wholesale it or, you know, fix it up and flip it. Um, so once I figured out I didn't have enough capital to fix and flip, I started raising capital. Uh, made a top 25 hit list. I have a buddy of mine that was doing CrossFit at 11 a.m. during the day. And I'm like, either his wife supports him or he has money because if you're working out in the middle of the day, you know, you're either working at night or something, but he seemed pretty well to do. Uh, so we just started hitting that hit list and started

pitching. I was pitching people. I was pitching people on what we were going to do, not what we've done, right? So it was all like, "Hey, here's my vision. Here's what it looks like. Here's a model. Here's what I'm thinking. Um, and dude, we had two meetings. In one meeting, we raised a million bucks and started flipping one guy. Yep. He believed in it. The original ask was only for $60,000 cuz I wanted to spend money on ads. So, we were going to wholesale everything. We were just going to wholesale everything. Um, and then this guy was like, "Hey, you know, we'll I'll come in and bring some money." And then in the very beginning, we were giving 30% of our profit away to him.

He would carry the house, carry the rehab, 30%. And then as you start scaling, you realize buying houses with 100% cash is an absolute mistake because your scalability is low. Like you know, if your average asset is 400,000 bucks, you know, $4 million doesn't go that far. It's hard to scale, right?

Yeah. So then we started using hard money with a combination of private money. Went and raised about 7.5 million. Um have nowhere near that in the street anymore, but you know, right now we we stay pretty pretty lean right now. But we've done I don't know 155 155 deals over the last 4 and a half years, something like that.

What advice would you give cuz I I've only experienced this thing like recently where um obviously I'm going to be heading towards um like event space cuz I've been connecting some of the top podcasters as well. So something that is in work in progress and it was shocking to me when I actually had investors approach me and I'm like gosh dang, I've only been doing this thing and see the potential. It just it's mind-blowing. But for for people out there, um I mean you are so successful the first like go. What advice would you give those that are trying to like do funding and like try and like get investors on board?

Yeah. When you sell anything, you sell the future. When you sell a business, you sell the future. Like you got to show where you're currently at and that you're a viable business. But you always sell the future,

right? This is what you could do with it if you take it if you come along the ride with us. So raising capital is no different. This is what we could do if you come along on the ride with us. You're a key instrument in it. I'm gonna go raise, you know, 15, 10, 15, 20 million bucks or whatever it is, you know, then you gota then you got to create your hit list of people that you're going to go after that potentially have the money. And then you're gonna go either is it private equity or is it going to go, you know, big bank equity stuff, you know, and that's a whole another realm. I have no clue. 100% of my money is private. It's all it's all people that I know. None of it's like bank, you know. We have hard money lenders that will lend on on the deals for us. It's all people that I've made genuine relationships, handshake deals.

Wow. I raised I raised 7 and a half million on a handshake. Didn't have any no contracts.

Unbelievable. That that tells a lot about someone's character cuz right now you know it's it's just so sad with how much less trust people just have within people. And it's because there's many gurus that have ruined the industry, you know, like in everything people have done.

And I think just having that and just handshakes and still being afloat right now, it tells a lot about someone's character as well, you know. So,

we lost uh in 2022 when the market blipped, we lost close to half a million dollars of investor money. And then so I started calling all my investors, let them know where we were at. Uh we only had a couple investors at the time. One guy uh my main guy uh he took a 100% of the loss and then it took me I took two years and I paid him back. I think we have a balance of I don't know 80 grand with him still currently. But

wow. I didn't take we kept doing deals and I didn't take a dollar from it. I lived on my savings while I paid him back cuz that was the right thing to do. And you know what? Many investors would say like, "Oh, sorry, man. You know, you know the risk that's involved kind of thing."

100%. I had people lit legitimately tell me, "Hey, dude, you you knew what the risk was." Like, "You don't need to do that." I go, "No, I do." Cuz it was on a handshake. There's no there's no flipping way I would walk away from that. Not one.

Wow. Yeah. And we still own three houses together that's got another million dollars locked up in it that once we sell them, we'll get them back.

Wow. I love stories like that. And then what would you say somebody right now watching this thing because I've had a lot in like real estate as well. Um, in your opinion, what would you say is the best way for somebody to start in the space? Would you say like the Airbnb arbitrage, the investing?

No, dude. I suck with the short-term rental game, residential retail, like residential rentals. I absolutely hate them.

And that field is also kind of sailing. I feel like after co it's kind of going downhill a I mean, if anybody follows like the big sub 2 guys and all that stuff, like that's that's how you buy. That's how you do it now. Like the day of putting 20% down on a, you know, a $500,000 house, putting a hundred grand down to get 400 or $500 a month in positive cash flow is absolutely ridiculous. Like, nobody should ever do that in my eyes. No. And people are going to tell me I'm crazy. I know a lot of people that do that, but it just doesn't excite me. I I'm still in a very big place of like I like creating active income. I'm not necessarily chasing the passive income currently. So, I like active income, wholesale, fix and flips, noations, that kind of stuff. Our residential retail team, you know, we got 27 pending deals currently right now. So, like active income is where I'm at cuz I'm still trying to build.

I only recently learned about Novations like last year. And the concept of it is just so fascinating to me, you know, cuz uh can you explain to the viewers what noation is as well?

Yeah, no, I mean, it's really just a a fancy term to say that you're replacing one contract with another.

That's it. Like, it's such a beautiful concept. Yeah, it's you're literally taking your purchase, you know, you have a purchase contract on the house and then or and then you have, you know, the ability to like we use an attorney in fact document. Uh we're allowed to then list the property, you know, on the MLS, find a retail buyer, find that and then create a spread and then invoice for the difference, right? So, we have to invoice for the difference once a lender gets involved. Um it's just unique, dude. It's just a unique beast. We don't do them in Arizona. We only do them in states that we're not licensed in. our our broker really didn't like us doing them here and because we are licensed real estate agents like our broker didn't really love it. So I would either hire another broker to list the house we wouldn't list the house here ourself or we just focus when we were like doing more stuff out of state in Georgia and

Texas. That's powerful. Yeah. No, I really like that. And um yeah and I think the whole like recurring and in generation I'm getting the sub two guys. one of them I'm getting tomorrow and then I'm coming back um for Pace like I think next month as well.

Yeah, he's a stud, dude. I like Pace a lot. Again, it's like sometimes it's I don't know what it is. Maybe I'm just being biased cuz he's a member of the of the same faith that I am, but like sometimes like it's people like like you like him where you could just just sense like there they don't want to rip people off. They just genuinely want to help people. Cuz I was reading a thing when you cuz he was doing a thing where he helped the homeless woman like get like a thing and the comments are like, "Well, why don't you like just why do you have to show it?" I'm like, "He's just showing out the possibility of what can be done."

You know, you teach a man to fish, she eats forever. That's teach a woman how to fish, she eats forever. She never has to be She never

You won't get cancelled. I fire. I promise you. Yeah. I'm not worried about that. I'm just saying that's the philosophy. He did more for her teaching her how to do that than he could have ever with writing any kind of amount of check.

I couldn't agree more. And it's it's the concept I think which uh stands by with capitalism at the end of the day because if you know that there's potential and you're not kept and you're not like take um u subjected to be able to reach a certain level, you can actually reach that much potential. I remember coming here in in in the US. I'm I don't know if you hear the accent, but I'm originally from South Africa.

Okay. Yeah. But um coming here 2017 uh with my old mission companion from like the the church and I served a service mission. Uh and then I just started seeing like the employment rate was like 3%. But then it's not the 3% is the fact that if you know in Utah it's got a very door to door sales industry. Everyone knocks doors, comes back, does an investment or like a duplex or something like that and like starts building wealth at a super young age. And I think seeing that from like, you know, an a a foreigner's perspective or an immigrant, it's like, what the heck?

Like, what what's possible here? You know what I'm saying? And then you hear the story that 99% of millionaires like wealth comes from real estate. And you start realizing there's so much potential. But it's about doing the right deals, doing right to people, and making sure you're in the right trajectory cuz you can only easily get rich by scamming people as well, you know. So integrity comes along. Would you want to add on that as well?

Yeah. Take take the right risk. I always, you know, like we have we have the I call it the ten commandments of wholesaling, right? And one of them is it's it's not a deal till it's a deal. And a lot of people when they first get into real estate investing, they're trying to force deals. So it's like really know your numbers. Know what you what you know know what you're capable of. Buy it right. You know, fix it up right. Don't over don't overrun your rehab. Don't overrun your your holding costs, right? Those are the little things that matter. It's like really just pencil a good deal, right? And then make sure that you execute properly. I think a lot of people get excited about investing in real estate, especially in the flip space. And uh it it it it's actually a recipe for disaster in my eyes, right? Because like if you're too excited about it, you're trying to force it. You think you can push ARV, you

think you can push what you're going to sell it for, you think you're going to be the next best sale in the neighborhood. And right now in the in the market conditions that we're currently in, it's just not true. You know, like right now I'm budgeting two to three to 5% under what the last sold sale was before I buy a house.

Wow. So, I'm going to come out on the market 10 to 15 grand lower than the last sale because I want to sell my house quick cuz it's about turns. And then if I can buy it off based off that number, then maybe I get lucky and you hit the market and I make an extra 10 grand. But, you know, you want to buy off of a not a lucky number. You want to buy You want to buy off I call it a cake number. So, there's two numbers, a cake number and a push number. I buy off my cake number. My push number is what I blue sky. If we get it, great. I'm excited. We made an extra 10, 15, 20 grand. If we don't, I bought it off my cake number and we still made 50,000. That's powerful. And then would you say right now um if somebody were to try and start like a a duplex out of these two options that I want to talk about, would you say maybe getting a duplex and then renting one out, living on the other one, or would

you say just I know Utah what's very very common there's like basements where people end up like getting a home and then renting out the basement. Would you say those two would be a good way to

I think it's all just lifestyle. Like is that how you want to do it? Like sure. Like whatever you can if if you have the capability of buying a duplex, renting one and renting out the other, great. You know, if that's an area you want to live and you enjoy that and Yeah, for sure. You know, or a forplex or whatever you can do. I think you just got to look at where you at and what can you currently do,

right? And then you got to analyze what that looks like. What what are you bankable? You know, do you have W2 income that you're actually bankable? What can you approve for? And then you got to run the math. Right now, the cost of money is so freaking high. You know, even if you're a retail, even if you're a retail buyer and you're buying at 6 and 12, 7% interest rate, your cost of money is pretty high. So, are you actually going to cash flow that asset or do you have to sit on that asset for the next year and a half, two years to you can refi out into a cheaper money to where you actually start cash flowing?

So, you got to really look at all the variables, right? And then is that the life you want to live for the next 2, three, four, five years?

No, it's powerful. Now, I think it's great. You know, my favorite strategy is for people that like if you're just a, you know, a normal person that's not getting into real estate investing, but you want to make sure you're acquiring real estate as investments over time, over a lifetime. Let's say you're a W2 employee, you got good income, and you want to just be in real estate. Buy a house, live in it for a couple years, make it a rental. Buy a house, live in it for two years, make a rental. You do that for the next five five 10 years, you got, you know, 10 houses. or you get find a way to buy two two and five two every year for five years you got 10 homes 10 homes at 5600 bucks a month cash flow you're at five six grand a month you know if that excites you and then over time that becomes a hell of a lot better

right you know what I'm saying over time it becomes better you know you know 20 years 25 years your notes are starting to get paid off or you got appreciation now you can pull money out of your properties you know that aren't going to be taxed like so then it adds you know then it adds something That's so amazing. And then what's the turnaround in in flipping? Let's say you get you you get a you buy a home right now, you want to flip. And how many days is the turnar around before it ends up like flipping?

Every project every project's different. Like if you Yeah. Like if you were to talk like projects that I'm currently looking on is I want I want rehab to be somewhere between 45 and 60 days.

That's good. Yeah. I want I want to be done in 8 weeks. So, if we can be done in 60 days and back on the market and I have 30 to 60 days of selling it, for 30 to 45 days selling it, it gives me a fourmonth turn to actually have it on the market and rehabbed and then 30 days to sell. So, I'm a four to five month hold process.

Wow. And and that's when you get the cash just comes as soon as it's sold, obviously.

Sold, right? Yeah. Okay. And then what what would you say is like um your first one you said you made like 15K or 10K?

Uh on which one? The first flip you did to Oh, first flip I did was uh No, it was a home run. I did like 55 grand on that one. 60 60,000 something like that.

Yeah. Wow. Yeah. Most of them were really good until about 22. In 22 I decided to scale, raised a bunch more money. Had 21 projects going at once and it just didn't work out.

And then are are you also in the commercial space? Not a ton. I'd love to be in it. We we help people get into commercial but we don't flip commercial.

So commercial. Oh yeah. But isn't the process a bit more unique and different? Yeah, for sure. It's different. And what I like about commercial is definitely more business, right? It's more business to business, right? So, uh, but I just I haven't flipped commercial, so I I don't know.

And have you do you have any commercial investments though? No. Zero. I'd be open to it, though, for sure. That'd be a good lane. Yeah. What we're really looking at right now is specs. We're going to do some development specs. We're going to We've looking for land like out out east, Queen Creek, you know, Apache Junction. We're looking to do some specs. So, I enjoy the flip game. Right? Everything everything serves its purpose, but eventually you got to figure out like what is it good for like annually, right? Like I know guys that are flipping 15 to 20 houses a month and that's their business and they're okay with some $15,000 profits, some $50,000 profits. Um, you know, I my goal is to make 55 grand a house or I won't I won't do the deal. Wow.

Right. So like if I can't make 40 to 55, then we just pass on the deal and that's on an asset class of you know 5 to 600,000. That's that's crazy. And then with that um in in the in the flipping um range, obviously every state has got like its own state laws and permits and stuff like that. You primarily like just do that in Arizona, right?

Yeah. Yeah. Yeah. We don't flip. We flipped in Texas and it was a nightmare, but you know, we don't flip in other states. We wholesale in other states.

Probably don't flip in California. That's worse as well. That's Yeah. Not not interested at all.

You know, I found Dude, back you know, I used to I was provoking. Yeah. You fell for No, I'm out.

Sorry. Continue. I uh I found probably about 3 years ago I have I am that guy that has shiny object syndrome. I like different businesses. I like different ideas. I'm an idea guy. I'm more of a visionary than an executor. So like I enjoy daydreaming about big stuff and I just found that it just didn't serve me, man. So like the about four years, three and a half years ago, I made a decision to just stay laser beam focused on what I'm good at and what I know. And now I just say no to everything else.

Wow. You know, so it takes a lot, especially knowing what your personality is. It takes a lot of discipline, you know.

Yeah. I had a nail salon. We had a nail salon that we owned. We had like six or seven different businesses. None of them were freaking crushing. They were all just a distraction from the thing that would actually make me money.

So, I just said, "Screw it. I'm out. Not doing it." No, I love that. And I think I mean with this level of success, the trajectory that you've been on, I noticed one of the things that most entrepreneurs that are successful as yourself have they there's a mentorship people that like guided them throughout the way. Did you have that for yourself?

Yeah, I've paid so much for coaching. I'm literally paying I pay $6,000 a month for coaching right now with three different coaches.

Do you mind sharing them or you Yeah, so Dustin Renan, Alex Sheplac, and then I have a guy named uh Coach JD. So Coach JD is in California. Dustin Renan runs a big real estate team here in Lake ASU. Uh just a freaking beast of a man. Big in development. He's rais he's raised I don't know million hundreds of millions of dollars in in uh money for development as a real estate team that does a ton of transactions. But he was he really he really helped me in just focus and clarity and what was important. He believes on taking you know work on the person and the person will develop the business, right? So, we've worked more on the person rather than the the the business and it just kind of goes. And then Alex Sheplack, he's my marketing coach. And then his wife, Shannon Sheplac, is my health coach. So, I pay, you know, I pay a ton for coaching. You know, if you don't know the answer, there's, you know, you

can either go figure it out or you can pay someone that's already been there, right? So, like, you know, high level of accountability around what I want to do. So, I just I I tend to pay for coaches and my coaches become my friends and then I have amazing relationships with them all.

I I've never ever interviewed a single person or came across a single person that has not invested in themsel coaching.

You have to have to. It's the most important money that you'll ever spend in your life.

Exactly. They just It's a cheat code. I can pay someone, you know, one of them I pay $1,000 a week. Another one I pay 1,250 a month. Another one I pay like five or six hundred bucks a month to. But like literally there are people that have done it. Like so why? Like now I just got to go execute it. And that's a struggle in itself, right? Cuz if it's not a habit yet, you got to especially on the health stuff. Like if it's not a habit yet, you got to go figure out how to make it a habit. Business is no different, right? You if you're not used to, you know, banging the phones and make 500 calls a day for you to go do it uh one day and then go do it for the rest of your life. You got to create that habit, right? So that that's the important piece. And and it's I I think another thing I always see it as as two components to it. One, yes, you're paying them to try and like you said, cheat code give you um the path that can

lead to your success, but also helping you avoid the mistakes that they did. And then number two, it's also you're holding yourself accountable. Now that I've paid you, you're going to have to act on it cuz how many things have I gotten for free that I'm like, I just put aside this for free. You don't value it as much, but if you paid like, well, I paid you a,000 bucks. I'm going to get my thousand bucks worth of what it is, you know. So, that's how I always see it. And I do the same thing right now. Like I I go to many networking events. I I find ways to try and find myself in the right room and ask questions. And

it's so important. It's it's everything. I've paid thousand bucks for dinners cuz I knew people that were going to be there that I wanted to be involved with. I've paid thousands of dollars to go to events. But I was purposeful. Figure out who's going to be in the room and then why do I want to be connected to that person? and that I was purposeful on making sure I connected with them when I was there. Like being strategic is not a bad idea.

I love it. Love it so much. I mean, from obviously going to uh selling about like 40 homes in your first year to leading one of Arizona's fastest growing teams,

what would you say are those habits that changed from when you started to where you at right now?

Uh the habits they're all the they're all the same, right? So, like it's it's work it like it's a job every day. Like I work this like it's a job for me, right? Even though I'm my own boss, I show up and I and I do the work that's supposed to be done to make sure I have what we have, right? So, but the number one thing to focus on ever when you're building a real estate team is recruiting. So, the number one thing you should always do is always be recruiting. Uh, and I've had es and flows in that. Like right now, my real estate team's smaller than it's been in a while because I took my foot off of recruiting, right? So today, you know, I don't know, last week, I recommitted to recruiting. I got a pipeline of four or five agents that are thinking about coming on board. So the work works, right? It's just do the same thing over and over. Uh that something that's tough for me that it might be

tough for a lot of people is consistency in the thing that breeds you the result, right? It's it's always being willing to do the same thing over and over. Entrepreneurship is actually really boring. When you work for yourself, it's actually very boring because the boring things are what works, right? So like and for guys I like excitement. Like I thought use chaos used to serve me but chaos was ruining my results. Right. The the truth is the the only thing that matters is doing the activity on a daily basis that breeds the result that you want.

Exactly. Right. So if I know that recruiting feeds my business and I need 40 or 50 agents to get back to 100 million in production, then I got to go recruit every day. That means send 20 facetalking messages to agents congratulating them on closings, sending text messages, calling the school list. That means I have to go do those activities or I got to hire someone to do those activities for me.

Right? So, it's just being a real estate agent is no different to being an investor is no different. If you want to be a real estate agent, it's 20 connects a day. Go talk to 20 people a day for the rest of your freaking life. For the rest of your life. As long as you're an agent, it's 20 people a day. That's the standard.

Yeah. You know, if you want to if you want to be an investor, then I would talk to 20 real estate agents a day and see if you can find deals. That's how I would network for the deals. Or you got to go spend money to find deals or you got to cold call or door knock. Whatever the one thing is or two things are that you're going to go do, you got to do that for your life and you got to commit to it. Love that. I love that so much. And uh but the problem that lies on this whole thing is the fact that yes, you did admit and say that entrepreneur can get boring or happens. I don't you you know Robert Kusak's cash flow quite a time the employee small business big business investor is the fact that when people go from E to S

they get so like in love with the idea of doing everything because there's a lack of trust and delegating like I want to do I want to do I want to do which could lead to burnout also could lead to stagnation but also leads to the fact that you just think that no one is good enough to do what you can do and to some degree it's because also people feel like they're investing so much in their own businesses that they feel like people can't be able to do that level. Have you ever struggled with that before?

No. Okay. No. I'm the guy that delegates everything. I My old business partner, my old business partner explained me perfectly. I'm really good at step one. I'm good at getting the relationship. I'm good at creating the opportunity. I'm good at, you know, step one and then step two through 99 I need someone else to do.

That's just who I am. That's just who I am. So like you know my partner today he carries a lot of the heavy lifting with the retail side and production and all that. My job is to go create opportunities, invest in real estate, raise capital and agent recruiting, right? So we just stay in our lanes. But you you have to know yourself well enough. I didn't know myself well enough to do that. You know what I'm saying? Does that make sense?

So like you have to know yourself well enough. And it's explained it and it describes me perfectly. That's why I don't take offense to it. I don't like if someone goes, "Are you good at executing?" No, I'm not. I'm really good at building relationships. I'm good at getting stuff done at Defcon 5. If it's at a point that it has to get done or it's going to blow something up, I'll get it done.

But until it's Defcon 5, I suck at getting it done. Interesting. Now, and what's the hardest part about recruiting the right people? Because recruiting is I mean, it's not that hard. You get an ad out, you get a few people there, but the right people that see your vision.

Culture is everything. And then holding standards, right? You got to be able to hold standards. It cultures everything, right? So we have we have really have four standards on our real estate means 20 connects a day. Show up to 90% of everything put on. Clear your task every day. And the last one I I have to cuss, but it's it's don't be an [ __ ] Okay? And what that really means is uh have a spirit of contribution. And this I I stole this from Dustin Ren and how he runs his real estate team. Those are literally his standards. The only one that he doesn't have is tasks done daily. I have one that you all your tasks have to be done daily. And the spirit of contribution basically means, hey, in the beginning, people are going to pour into you. When you have a question, someone's going to answer.

Sooner or later, you're going to have the answer to a question that someone else has, you're expected to give that answer. This isn't like we're here as a community and help each other to get where we want to go. And if that's not who you are to your core, then we we're just not going to be the right fit. Cuz we give everything away for free.

I'll help anybody anytime. Don't care. Like I don't like I have a couple of coaching clients now, you know, that that pay me. I invite them to the team stuff. I invite, you know, like it not everything has to be paid for. There's a lot of stuff people get for free just from being in our world.

No, and that's and that's so true. I I couldn't agree more. Culture makes it or breaks like a whole team. And you've seen cultures that are just a little toxic. You've seen cultures that are super complacent where people don't see a vision. You see people that like I just want to clock in and clock out as well because you don't want to really be there. And um are your uh sales reps? Is it like a commission thing or

all of it? Yeah. So we have about 12 people on staff that we pay and then the rest are 1099 contractors. Yeah.

Okay. Which is also hard in itself. It's actually easier to pay someone and most people work better when you're paying them as an employee. I I have a I have a freaking crazy concept of like a 100% payrolled real estate agent team where everybody is on salary and I think that we could we could do more business cuz then you you hold them accountable to the standard because you're paying them to do it and most people would probably do it easier than they would do it for themselves and I could pay them probably

30% less of what they would make as a regular agent just doing it on their own.

Most people operate better as an employee. M it's very rare to find someone that can operate to to that to a standard. At least I haven't found it. You know, it takes, you know, you're going to out of 10, you're going to find two or three and you try to hope to God you keep the two or three.

That's what it is. How's retention on your side? We have an attrition rate of 30%.

Okay. Yeah. Which we need to fix. It's it's industry standard for a real estate team.

Yeah. But like I would like it to be a lot less. And that's going to come down to culture. It's also going to come down to opportunities and that falls on us, right? The bigger we can create the team, the more opportunities we can give agents, the bigger they could see a vision within staying and those are our burdens, right? We have to make it so big that they never see themselves going anywhere.

Exactly. And like also incentives and stuff like that, right? And seeing like, hey, listen, if I reach a certain target, this this is what's going to be able to be there as well because

100% real estate is such a it's a cycle, you know? So coming with teams coming coming and going, it's like, oh yeah, let's try that. Let's try that kind of thing, you know. So,

and most teams are a race to the bottom like commission splits, you know, brokerages are racing to flat fees or, you know, most of it's a race to the bottom on how cheap someone could be with you,

you know. But we don't prescribe to that. And what do they do? Do they just do cold calls or they find

No, we have five legion levers that we focus on. Sphere, social media, open houses, leads, and then agent referrals. Those are our five leads lead levers.

Okay. Yeah. Super super laser beam focused on what we do. Well, if someone comes in and plugs in and do what we tell them, they'll they'll make money guaranteed.

And what would you say is a is good in in that field in making money per year? Uh oh, I mean good like I know agents making a half a million, $600,000 a year. Okay.

Yeah. Well, I would say average agent, they all want to make six figures, right? That's the big Anytime you interview a real estate agent, they want to make six figures is what it is.

Uh but if you if you get 20 connects a day, you'll make six figures for sure. And I think that's one thing I I like as well about real estate is that it's been consistent over the years and like what the standard expectation is because with all these other industries, I was in the solar industry where it was like slightly more than six figures but then it went it's one of the booms that kind of go up and down

but like insurance and like real estate is one of the most consistent stuff over years and over time as well. And also the fact that I noticed that you you strive to help a lot of entrepreneurs also like you know make six figures is you're giving a realistic expectation rather than saying your first year you can make like $30 million. It's like

no I tell everybody like anytime someone says hey I want to make 100 grand I tell them straight up I go I don't know I don't know a bunch of businesses you can make 100 grand part-time.

Yeah. So if you're not willing to work 40 or 50 hours a week then let's just get rid of the 100 grand goal. Like if you want if you only want to work 20 hours a week then it's going to be you know you could probably go make 40 50,000 you know now I know people that have done it that have made multiple six figures. I know good buddy of mine worked at the post office and he was doing 40 deals a year. That might be wrong so don't quote me on that but he was making well over in the six figures and running a real estate team and working at the post office. Guy was just an animal.

Just a freaking animal. Loved high energy, super fit. Dude was just an animal. That's an anomaly though. It's not a very common thing.

It's not at all. No, not at all. What's the most painful investment that you've ever made and what did it teach you?

Oh, you actually I think you may have mentioned it. The one you lost is after CO, but is that the most painful one?

No, I I had uh if we're talking deals, like investment deal. Yeah. Um I would say I had I had a deal that I bought, we call them relationship deals. I was trying to get in relationship with a guy. Um, it was a deal that I typically don't buy sight unseen. Uh, so what I did is, uh, he he had a house. I got I underwrote it. I didn't really necessarily love it. I asked him a bunch of questions on it and, uh, I ended up saying, "Hey, dude. I'll buy this. I'll take this off your hands, but I want I want to see everything that you get.

Like, I want to be a legit buyer for you." So, I bought it. Um, sight unseen, he told me I couldn't walk it. And I knew like I shouldn't have done that. Anyways, I bought the house. Rehab was only supposed to be 50,000. and that's what I was told that it was going to be ended up getting red tagged by the city. Uh the permit the the the addition that was on it wasn't permanent. They made me rip it off, re redo it. So I ended up having to tear off like 600 ft of this house, permit it, put 600 ft² on, do a full rehab, cost me 145,000 bucks when it was supposed to be 50 grand. So I was 100 grand over budget.

Wow. Sold the house and then uh I lost $142,000 on one project. I'm a visual learner. You know what I'm saying? So, I paint pics every time people are talking. And right now, that's like, oh my gosh, that's

lighting a bag of money on fire. Get anti-depressants for that. Yeah. That's horrible, man.

It's horrible. Oh, yeah. And I think it's it's important because then you you learn from these mistakes. One one thing I can't stand as entrepreneurs that just have these success stories and success stories are one one one all the time cuz when something does happen when you're not prepared for it as well but that was a lesson. Do you think it has helped you see things a little differently now?

I I will say no if I can't walk it. If I if this you got to buy a sign and see and I just don't I don't trust it anymore. And there's a lot of guys that do and they're willing to take the risk. I'm just not that guy. If I can't walk it cool, send it to someone else.

So you're risk averse pretty much. Yeah. I'm So the way I underwrite deals now is I disqualify them. If I can't disqualify it, then it's a deal. I literally look at every deal on why it's not a deal now. Every deal. I don't even try to make it a deal. My only goal is to make it not a deal. And then if it's not if I can't do that, nah, it's probably a deal.

Wow. So, I literally tear the deal apart. And do you also focus on on the on the residential side? Do you focus on the the high-end homes like the in the high millions and stuff?

We've done million and a half is our biggest. Yeah. Million and a half. Uh I would. It just takes so much more capital, right? You're just placing way more money. Your your your rehabs are bigger. Now you're like 2, three, 400,000 in rehab. Your holding costs are 10, 15 grand a month per project. It just takes a lot more capital. So just the riskreward for me and I haven't seen it work out where I'm making multiple six figures on the deal. Like if I'm putting up a half a million bucks of capital, you know, like I'd like to see at least a return of 150 to 200 grand.

And I have found that they could be $100,000 rips or they could be $75,000 rips.

So like for me it's I'd rather go do two at 500,000. Wow. Yeah, that makes Yeah, that makes a lot of sense.

It's just longer projects, right? You start getting a 3500 for 4,000T house. You're reconfiguring it. You're, you know, you're doing a bunch of stuff, you know, and then you're dealing with a different you're with a buyer, a different buyer that has a different attention to detail. So now it's got to be meticulous and it's got to be perfect, which is fine. Like I I enjoy giving that kind of product. Uh but there's no room for error at that point.

And then what's the ROI for an investor that invests in you in like these projects? Like what can what's a return on investment?

10%. Okay. Yeah. They get 10%. That's good. Yeah. I guarantee 10% of return for anybody that places money with me. I haven't needed money in a long time. So like I I don't necessarily raise capital much anymore. But like if someone wants to get on individual projects cuz we align like if I like them, you know, if like it's a like I got one guy right now that just generally wants to just get in the game, he's got about 100,000 bucks and I'll do a deal with him and I'll give him 20% of whatever we make. I probably won't pay him 10%. I'll give him 20% of the profit on the deal just because.

Wow. And would you say what's the turnaround for that if he does? Six months. I tell everybody six months.

Wow. So if he's willing to put up a 100, I'll I'll probably return 20 grand to him in six months, which is phenomenal. Where else?

It's a norainer. It's a no-brainer. Where else? I mean, nowhere. I'm trying to even think of like the volatile stock market. I'm trying to think of um

uh bonds. Bonds. Bonds most guaranteed thing right now, but that's still like what 4% 5% depending on what it is. And that's also like in a 12 month span. Like it's

it's ridiculous. That's that's amazing. 20% on that. It's huge. Yeah. So, it just depends, you know. I only do that for people that are like coming into my world though. Like I don't it like it's rare that I need a bunch of money anymore. So it's I you know I just don't I've had I have enough capital raised. I'll never scale back to 20 projects.

What's the highest you've gotten for one investor? Uh three and a half million.

Where the heck do you get these investors? I I need I need to change my circle.

Yeah. Yeah. One time I had three and a half million out on one guy. He's actually my business partner now. So that's why I say I don't need a bunch of money anymore. I brought so when things got bad, he was a guy that took 100% of the hit. We were partnering before that, but when he when he goes, "I'm going to take the 100% of the hit,"

like he he could have easily said, "No, I want all my money." And I would have gone I would had like I would have he would have pul I it would have taken every ounce of dollar that I had in the bank to make it right. So when he did that, it solidified like I'll do whatever he ever needs.

Genuine friend to this day, I'd go to war for him. I'd protect his family like he was they were mine,

you I'd show up and I'd show up and take on hell. That's This interview went so well I hardly even looked at the questions.

Let's start the interview right now. No, like but that's the relationships we're looking for in life, isn't it? Exactly.

That's what it's all about. Like if we're looking for genuine relationships that we care about others, like I mean that's why we're here.

Yeah, I couldn't agree more. And I I like that as well because when you build relationships with people, it's just it it has a different feel. Um, and especially in this conniving and evil world, you cherish and value it so much because you realize, wow, like you really are a very unique and anomaly and I go and do anything for you and for you as well. So

I I I'm glad you found those. I'm glad you saw in yourself. And what advice would you give people to try and get those genuine relationships?

Oh, you have to be genuine. Like vulnerability is everything. You have to be genuine. You have to be real. You have to be about it. Like it's so it's cra like I don't I don't even know how much more time we have but like for me I come from a background of of like where my family were my brothers. It was people that I was doing illegal stuff with people that I was you know running life differently. So like you like had a legit bond. You would literally go to war for each other right? You if one dude was in a fight you all were in a fight. And I hate to relate that to this, but it's it's that vulnerability, that sacrifice even in today's like, so that's how I value my relationship. Am I willing to go put my life on the line for someone else? And if it is, that's a relationship that I that I care about.

But it only comes by being authentic and vulnerable and and and and real and having authentic conversations. It's not about me winning on him and him winning on me. It's about how can we help each other win and level up and get where we want to go. It's a true brotherhood, right? So, it's about that brotherhood that I look for. So, and if I can't have that, then I'm not about it. Like, I don't I suck at small talk. Like, I like I just want genuine relationships. So, I I I find myself going deeper in conversation faster. And then if it just doesn't match, it doesn't match. And we can be acquaintances and love each other. And, you know, but but it doesn't, you know, but we just would never be close, right?

And as men, we're looking for genuine genuine relationships that are close cuz a lot of a lot of times as men, we feel like we have to have this facade, but that's not true. like we got, you know,

it was a so much of ego. I I got to show up to be something I'm not. I got to be able to try and say drive the cars that I I can't even afford like to try and live a lifestyle that like, you know, try and like portray something that, you know, it's just

I drive a 98 Silverado, right? And people make fun of me all the time. I have one buddy, he goes, "You're the richest, bro." He goes, "You're the brokeest rich dude I know." It's the greatest compliment in the world. It's the greatest My overhead at my house was ridiculously low. People laugh. Like I just live I I I I live a simple life, man. I enjoy that. I know what it's like to Warren Buffett.

Oh, yeah. So like I don't think you can like You know what I'm saying? He's the only person I can say beats you. Has his three bedroom and no

I know that's true. I got a nice house. Yeah, that's true. But that's but but it's guys like that that I learned from, man. It's guys like that like I don't want to be the flashy guy. Never have been.

I just want to be myself. Show up, be me, and then whoever that resonates with, I'm happy with. And if it doesn't resonate, I'm okay with that.

So Matt, every time I conclude and ask all my guests this one thing, it's the last and final one because I say the code to winning insights you need today to seize the world tomorrow. Uh in your definition, what does the term winning mean for you?

First thing that comes to my mind is relationship with God. But I don't, you know, I'm not like winning in life is having a relationship with God and knowing that your time here is not forever. So just get right with him. So when you're done, you're done and you're going to the right spot. But then I would then I would if I was talking like a worldly winning, I think the relentless pursuit of something that that excites you.

Like I don't I don't think if I don't necessarily know if it's about achieving or monetary value. It's something worth living for on a daily basis, something worth creating. M

relationships, family, being productive in society, a business that provides the lifestyle that you want. You know, it's about it's about living with purpose and never losing sight of that purpose.

Wow. Having something to live for that's greater than yourself. Powerful. Wow. If you could let our viewers know where they could get a hold of you, um if they want to try and get in a coaching program, learn on your courses and like Instagram handle, social media, whatever it may be. And I'll leave the description I'll leave um uh titles in the description section as well regarding

uh Instagram I am Matt Chick. Facebook Matt Chick. Uh those are going to be the easiest ways to to find me. I suck at all the other platforms. I'm still figuring that out.

But Instagram's phenomenal. Or Facebook, you know, Matt Chick or I am Matt Chick on Instagram.

Awesome stuff. The code of winning insights you need today to seize the world tomorrow. The man, the myth, the very legend himself. Matt Chick, baby. Let's go.

That was fun, baby. That was fun, dude. I loved it. Thanks for having me.

Questions about this episode

Who speaks in "BUILDING WEALTH THROUGH REINVENTION: INSPIRING JOURNEY OF RESILIENCE || MATT CHICK || EPISODE 062"?

Matt Chick (Guest), Unknown Host (Code To Winning) (Host), Pace Morby (Guest), Dustin Ren (Guest), Jake (unknown last name) (Guest), Jo (unknown last name) (Guest), Robert Kiyosaki (Guest), Warren Buffett (Guest).

What is "BUILDING WEALTH THROUGH REINVENTION: INSPIRING JOURNEY OF RESILIENCE || MATT CHICK || EPISODE 062" about?

The content explores the inspiring journey of Matt Chick, who transformed his challenging upbringing in a poverty-stricken family into a path of success through real estate investing. He emphasizes the importance of resilience, work ethic, and leveraging personal experiences to rewrite one's family legacy, ultimately highlighting the potential for financial independence and self-determination in…

What is mentioned in this Code To Winning episode?

84 people, works and ideas are mentioned, including poverty, Real estate investing, Company culture, Rags to riches story, The Code to Winning, Matt Chick. Each one on this page links to its own page with every episode that mentions it.

How long is "BUILDING WEALTH THROUGH REINVENTION: INSPIRING JOURNEY OF RESILIENCE || MATT CHICK || EPISODE 062"?

The episode runs 51 min; the transcript is about 12,055 words in 178 timestamped sections.

More from Code To Winning

About this transcript: the episode's spoken words as captioned on YouTube, split into timestamped sections. Reclip.Me locates every person, work and idea in the text, keeps the time it is first named, and quotes the words around it verbatim. Last updated December 13, 2025.