Transcript

Stocks that have the MOST UPSIDE in my opinion

From Financial Education · Episode page · Watch on YouTube

· 49 min · 9,930 words · 66 timestamped sections

This is the full, timestamped transcript of "Stocks that have the MOST UPSIDE in my opinion", an episode of Financial Education published December 23, 2025 (49 min, about 9,930 words). It mentions 13 people, works and ideas, including S&P 500, VIX, Estee Lauder, Nvidia, Cheesecake Factory.

What is discussed, and when

  1. – 5:00: S&P 500
  2. – 10:00: Nvidia
  3. – 15:00: S&P 500
  4. – 20:00: Cheesecake Factory, American Express
  5. – 25:00: Estee Lauder, S&P 500
  6. – 30:00: Estee Lauder, S&P 500
  7. – 35:00: Celsius, Nvidia, S&P 500
  8. – 40:00: Google LLC, Nvidia
  9. – 45:00: Amazon, Celsius, Cheesecake Factory, Estee Lauder
  10. – 48:44: American Express

Notable quotes from "Stocks that have the MOST UPSIDE in my opinion"

  • But he brought a little bit. Okay, if we look at the QQQ, it's up about a half a percent so far in December. S&P 500 up about 7%. But the one big present he brought was for the…
    about S&P 500 · at
  • When I say stocks, I'm not talking about some stocks you never heard of. No, I'm talking about big stocks. AMD, Nvidia, Palanteer, like the whole bunch of them in Tesla. Like…
    about Nvidia · at
  • Cheesecake Factory. Look at this baby.
    about Cheesecake Factory · at
  • Just be seen as like kind of like an American Express type stock or a Visa type stock where it's just like no biggie, we're just gonna make money like and that's how Salesforce should be seen. But so the fact that it was kind.
    about American Express · at
  • Gosh, who even pays attention to the stock other than me and maybe a few Wall Streeters. Eel, Estee Lauder. Say it louder for the people in the back. Estee Lauder. Look at this…
    about Estee Lauder · at
  • From now? Right? I posted this one just 5 minutes ago on my X page. It said Tesla Palanteer Nvidia AMD Celsius provided life-changing returns the past 10 years. Yet, people…
    about Celsius · at
  • Spending fortunes. And yeah, there's a lot of people now using AI, whether it be Google Gemini, whether it be Chat GPT and what Open AI has for products, whether it be Grock…
    about Google LLC · at
  • Need like 1.6 mil out of that 2.1 mil there. So what else do we have here as far as potential gainers? Amazon feels like it's on the like the plateau of like going for a big…
    about Amazon · at

Who and what is mentioned in this episode?

Companies & orgs

Products & tech

  • Nvidia — Product · 3 mentions · first at
  • AMD — Product · 1 mention

Concepts & topics

  • VIX — Concept · 5 mentions

Full transcript with timestamps

Ho ho ho. Merry Christmas. Look at Santa Claus. Santa Claus out there bringing a little presents to us. Public count of about $9,000 here as of this morning. $3.749 million. Look at the market in December. Essentially, Santa Claus has come to town. He hasn't brought a lot of gifts, but he brought a little bit. Okay, if we look at the QQQ, it's up about a half a percent so far in December. S&P 500 up about 7%. But the one big present he brought was for the Russell Wilson. The Russell Wilson is rolling. Look at that baby. 3% gain here in December. So definitely brought some presence in regard to small cap stocks. The rest of the market a little bit. Okay. A little bit. Now the VIX has completely died the past month. Look at the volatility index the past month. It is down 47%.

Unbelievable. It's like everybody was freaking out and then just no one cared anymore. They just like we we don't care. We don't care about anything anymore. It's unbelievable. That's the market for you, right? Three core subjects I want to get into in this video here today. Okay. First one is we're going to talk about the VIX. Is the VIX going to pop again huge in 2026? Are we about to have another drama year in 2026 like we've had in 2020 2025? We'll speak about that at the beginning of this video. I think it's an important subject. Okay. Second thing is we'll talk about some super hot stocks in the market, my opinions and perspectives on those, why those stocks are moving huge, things like that. Third subject up here we're going to get into is how I plan to grow the public count from $3.7 million where it's at right now to $7.4 million over the next 24 to 36 months. How would I do something like that? Double that

baby on up, right? Imagine a $7 million plus public account. That's where I want to go with that baby. Okay, so we'll get into all that in this video here today. One thing, one thing only I need from you guys. If you could please just hit that little thumbs up icon, hit that little thumbs up icon. That's all I need from you. less than 10% of people do it out there. Listen, I got a very dedicated audience. I think about 7% to 9% of you guys do it. So, for the seven% of 9% that's way above the YouTube average, I thank you guys in the biggest way. And if you want to join us and maybe push us up to that legendary category of 10%. I appreciate you for doing that. Additionally, if you want to subscribe to the channel, you can certainly subscribe. 98,000 plus subscribers here on the main channel. Two piece of housekeeping before we get rolling here. One is that my private stock group is closed right

now. Demand was insane in 2025. We're going to open it back up at some point 26. If you want to be at the front of the line for when we do open it back up, access to all my course curriculums, exclusive weekly videos, the Discord chat, thousandx, all that good stuff. Pinned comment down there. Click on that, fill out a form. We'll put you to the front of the line for when we do reopen in 2026. And then second piece of housekeeping here is I've released a few videos you might want to check out if you haven't gotten to see them yet. This one has 72,000 views so far. Time is running out. this investor's last chance could save you thousands. That one you should enjoy. That was from a few days ago. This video from 6 days ago, my my prediction for the best stocks in 2026 in overall market performance. And then this video here, how to scale to a $10 million plus net worth. Looks like about 71,000 people have gotten to see that so

far came out 9 days ago. You might want to enjoy those videos when this one's over here today. Okay. All righty. Let's get rolling here. Will the VIX pop big in 2026? Are we about to have another drama-filled year in 2026? All righty. Listen. If you look at what has transpired over the past year, okay, we have a very interesting VIX dynamic. Now, the way to think about the VIX, I know not everybody's super familiar with the VIX. The VIX measures volatility in the market. And basically, think of it like this. If the market's crazy, if there's a lot of drama, if the market's tanking, usually the VIX is going to spike high almost in every scenario. Like, it's just what happens. Okay? And so you can actually look back and see time periods where the VIX spiked huge. And what you're going to usually see almost every single time the market went down considerably during that particular time period. Okay? It's as simple as that.

Like people all of a sudden start flooding out of stocks. They start flooding into maybe put options and trying to hedge up portfolios and things like that cuz all of a sudden something happened and people are freaking out. Okay. So if we look at this past year here here's the way you need to think about the VIX moving forward. By the way, if you're 16 or under, so let's just call it under 16 on the VIX. Basically, the VIX is asleep, just a sleepy VIX. There's nothing happening really in the market. No one's worried about anything. And actually, we're in a sleepy market right now, which isn't bad. Many times, the market can trend up. And that's actually what we have going on. The VIX has completely died over the past month. And meanwhile, the market's trended up. S&P 500's up over the past month. QQQ's up over the past month. And the Russell Wilson has been the biggest beneficiary of that. When

usually the VIX spikes huge, guess what many times can get hit the most? It's the Russell Wilson. It's the Russell 2000, the small cap stocks. They can many times get hit the most. So, right now, we have a VIX that's completely asleep. And when I say right now, I mean literally in the past few weeks, and the markets just drift higher. So, under 16, VIX is asleep. If you're in that 16 to 20 range, that's normal. That's normal. Like market the VIX isn't asleep. It's also not really awake. It's kind of in that in between time, right? And people are like, "It's just a normal period."

Now, if you go over 20, you're between 20 and 28 on the VIX. You're getting a little crazy in the market. Not super crazy, but you're getting a little crazy. People are starting to hedge up. They're starting to buy put options. They're starting to sell off some stocks. They're very uncertain of what's going to happen with the market moving forward. You're starting to get a lot of people predicting like, "Oh, this is going to get bad." Things like that. Getting a little crazy. Now, you go above 28 on the VIX, let's call it the 28 to 38 range, you're in a crazy market now. People are freaking out. They're probably selling stocks left and right.

They're probably hedging up. Like, you just got a lot of volatility. Trading activities skyrocketing. People are moving in out. Like, you know, margin calls are happening. It's it's drama, right? That's crazy. 28 to 38, you got a crazy market on your hands when VIX goes there. Now, you got a VIX that goes over 38. Pure insanity. This rarely happens. This you can sometimes go years without going to a VIX 38 plus. Especially when we talk about 40 plus, you're just in pure insane territory. That's what we had earlier this year. Remember when the market was tanking heavy, you know, really started toward back half of February and then went all the way into the first, you know, week of April and the market just tanked heavy. Ton of stocks were going down 20, 30, 40, 50%.

When I say stocks, I'm not talking about some stocks you never heard of. No, I'm talking about big stocks. AMD, Nvidia, Palanteer, like the whole bunch of them in Tesla. Like run through the whole list of them and there was a stocks going down 20, 30, 40, 50% like literally in a matter of a month or two. That's what we had happen. And the VIX went to the VIX, you know, climbed to insane territory. 50 plus, like it was pure insanity in the market. Okay. And this is what we had in in this year in 2025. Okay. Now, let's back up a bit.

Look at 2024. 2024 the VIX was pretty chill. We did have one spike here, which I would call it to kind of the crazy area, but we didn't go like pure insanity in 2024. And other than that, VIX remained kind of, let's call it, you know, low 20s or below for almost the entire year in 2024. So 2024 was a pretty chill year. It wasn't the most chill year, but it was pretty chill out there. 2023 super chill, super chill year. This happens many times when you come off of a year where things were kind of out of control. And if we look at 2022, 2022 was crazy. 2022, look at the VIX in 2022. It was above 28 for much of the year. Much of the year. Now, we didn't have a black swan event that necessarily happened in 2022 that made the VIX go to, you know, 55, 65, 70, something like that, but we had consistently a VIX that was 28 plus. We had inflation data that was working against us. We had Ukraine,

Russia, we had uh, you know, the Fed starting to raise rates at the fastest clip. It was just thing on thing on thing. The tech earnings tanked like growth. We had kind of a recession that the government didn't call a recession. We had a lot thrown at us in 2022. It was a painful year. Extremely painful year for a guy like me. Oh boy, it was brutal. It was no fun. Brutal, brutal, brutal, nasty year. Okay. And we lived at a 28 plus VIX that particular year. And so what ended up happening is 2023 actually ended up being super chill.

Like you know, a lot of times you don't get backtoback big dramafilled VIX years. you can if you get a crazy year like a 2022, I mean, people just become kind of desensitized for the next year. And so, it wasn't like anything like it wasn't like nothing bad happened in 23. Like, we had a few things here and there, but it coming off of 2022, everything kind of seemed lame. And so, that's the kind of the way I would put it in regards to that, right? 2022 was just a whole situation. Now, if we go back to 2018, 2018 was a very interesting year because 2018 VIX was above 20 quite a bit during the year, but it had two huge spikes, huge spikes, where VIX went, you know, let's call it high30s. One was early in the year, kind of in the first quarter of the year, and the last one was at the end of the year, in the fourth quarter of the year. And in both those situations, VIX spiked huge. So, we started the year in Q1,

crazy VIX spikes. We ended the year in Q4, crazy VIX spike. And other than that, you know, VIX was asleep for part of the year, then VIX was kind of 20 plus, but there was two major spikes in regards to 2018. So, coming off of kind of a craziness of 2018 with two huge VIX spikes, what happened in 2019? We were chilling. We were chilling like a villain. Look at the VIX in 2019. Nothing, man. Nothing. Like, the biggest spikes you had were kind of in that little 20 range there, but much of the year was 18 or under. Look at look at how much was 18 or under in that year and look at how much was 16 and under during 2019. You want to talk about a year where the VIX was just absolutely fast asleep. Look at 2019. Now do keep in mind what happened the next year.

Crazy VIX. So So you know 2020 was a whole situation. Everybody that was in the market, you you know what I'm talking about. Like that that was a crazy VIX. Like one of the craziest Vixes you have ever seen in your life. like woo woo woo that was insane right but 2019 we were chilling we were making money left and right you want to see how much money here it is look at the returns look at the returns while the VIX was dead down 44% that year the S&P 500 returned 29% the QQQ was up 38 flipping flapjacking percent you got be oh my gosh that's a holy smokes this ain't no dang jokers right incredible now If we're thinking about 2026, it's very possible, very possible. I would call it likely, no guarantees. Remember, in the stock market, ladies and gentlemen, there's a range of outcomes. There's no such thing as a certainty. There's no such thing as for sure it's going to be this way.

There's a range of outcomes. 2026 VIX could spike huge. It market could tank. Blah blah blah. Not likely, but it's possible. The most likely probability in my opinion in 26 is the VIX has a chill year because 25 was a crazy year. The chance you have backtoback crazy VIX years once again possible. It's a stock market. You never know what could happen. Black swan events, you know, things that you never saw coming. It's all possible, but it's not super likely. You don't usually get backtoback crazy VIX years. And we just had a crazy VIX year here in 2025 with a whole lot of drama. So it's very very possible that the VIX chills and we have a market that gives us singledigit returns which isn't that exciting. I understand right now some people might say well why would the market like why wouldn't the market go up double digit percentage cuz let's say for instance let's say we had a 2019 type year where the market chills right

uh the VIX chills and it's just asleep. Why don't why why can't we have the Q's up 38%. Listen that's possible as a range of outcomes but not super likely. Why 20? If you look at 2018, the market was down. Market went down considerably. A lot of tech stocks had got wrecked in 2018, especially in Q4. So when that bounceback happened, right, when the bounceback came, like it was a lot of making up ground. Let's just call it that. That's not the situation we have. The S&P 500 over the past year, even though the VIX died, S&P 500's up 17%. And the Q's are up 21%. So that's why I'm saying like if the VIX chills in 2026, right, and the V biggest, you know, moves to the upside for VIX is maybe into the 20s, I don't expect the a 20 something% return for the market. I think singledigit returns are very possible and that might put some people to sleep. For me personally, as a long-term investor, I don't care. I

just like making money. Pay me my dividends, have my stocks appreciate. I don't need the market to go up 20 plus% every year to make a ton of money. If my companies do phenomenal, they're going to go up considerably regardless of, you know, if the market's up 5% or 25%. Right? Like 25% certainly helps in the market, but it's not necessary. Now, that leads me to T-Man. Let's talk about Trump 1.0. Let's talk about Trump 2.0. Okay. Trump is a major figure in regards to stock market. I mean, all presidents are to a certain extent, right? But Trump definitely takes it to another level. He does his executive orders. He makes decisions that no one saw coming. He can make moves that people are like, "What? Trump is doing what? Trump said what is that even legal? Is that even possible?"

Like, this happens on the regular basis with Trump, right? And and people are like, "Wait, what's going on? This is insane." So, if we think about Trump 1.0, right, his first presidential term, every other year was drama. Essentially, it was almost like Trump would have a year where he would be like, "Okay, we got a lot of drama going on this like we're going we're going for it, right? And other years he kind of lay back and market would just kind of drift higher and wasn't that concerned about whatever Trump was doing. So 2017, his first year in office was actually good year for the market and actually Vix was chilling. Um you know, didn't have nearly as much drama as people thought. People thought like, oh, Trump got elected. Oh, it's going to be crazy. And then 2017 actually was just a good money-making year with not a lot of drama, to be honest. 2018 things got crazy. Uh Trump started fighting with a lot of

countries. You had tariffs, you know, the Fed, Trump wanted the Fed to do make certain moves, kind of like what's happened this year. They wouldn't make certain moves. It was a very drama-filled year in 2018. That's why we had two huge spikes of the VIX in 2018. 2019, uh, Trump kind of took a backseat um, for the market and market just drifted higher and wasn't a lot of VIX, you know, wasn't a lot of volatility in the market and as I showed you was just a good year. And then 2020 certainly was a crazy year. Now 2020 is one of those years, you know, certainly something happened in 2020 that he couldn't control. So we don't know if it would have been a crazy year in the market in general or if it just had to do with Rona. We'll never know that, right? You can't play it out again. So now he comes in office. 2025 was an insane year.

Crazy, right? Unlike 2017 where he came in and actually was a little chill in that first year. This was like he hit the ground running and he's like, "We're doing this. We're doing this. The tariffs, the liberation day, this, this, this, this, right?" Craziness. So it was a very different thing. But if we're thinking about the every other year drama show, then 2026 might actually be a little sleepy, right? Very, very possible. And then 2027 we wake up again and we get a volatile market. So that's very, very possible in regards to this matter. So keep in mind, do not bank on anything. Do not bank on anything. Do not bank that 2026 is going to be a year where that isn't going to be your nearly as crazy as 2025. Be mentally prepared for whatever. be mentally prepared for 2026 to be a crazier year than 2025. Way more volatility. Probably not happening, but just be mentally prepared just in case, right? Make sure you're in the

type of companies that you feel comfortable investing into regardless of the year. I think VIX will probably be sleepy this year. When I say this year, I mean 2026, then 2025. Possibility it's not. I'm ready for whatever. Send the VIX to 100 next year. You know, whatever. Like whatever. We'll deal with it. We'll cross that bridge when we get to that bridge. My thought is 2026 will be chill. Maybe 27 will be crazy. We'll see. If it's not, we'll cross that bridge when we get to that bridge, man. We'll deal with what we got to deal with when we got to deal with it. Okay. Uh main thing is you just got to prepare.

You got to prepare ahead of time. That's the main thing. Okay. Next thing up here, let's talk about some super hot stocks. My perspective there. Then we'll talk about growing from 3.7 mil to 7.4 mil over the next 24 to 36 months. Okay. All right. You want to hear some hot stocks? Cheesecake Factory. Look at this baby. 15% plus move in the past month. That does not include any dividends received or paid out in the past month, which I'm not I can't remember if they actually paid a dividend in the past month or not. They paid it every 3 months essentially. But uh you know, great move for Cheesecake here. Why is Cheesecake moving up? My opinion is Russell. Small caps are moving over the past month. The Russell has been very strong over the past month. I showed you just in December alone, it's up 3% which is a significant move for an index like the Russell 2000. So small caps have momentum. Cheesecake has sold off hard

before. So it it was due for a bounce and so starting to show show some momentum there. I think there's starting to be a little more confidence around the economy for 2026. You had the whole Doge situation obviously to deal with in 25. You also had the government shutdown which was significant in 2025. And so there's worries about that and hurting business and all that stuff. The moral of the story is there's starting to be a lot more positive sentiment around Cheesecake Factory going into 2026. And so the stocks made a 15% move uh to the upside over the past month. And as far as a public account now, we're up to $37,000 in gains on Cheesecake Factory.

That does not include dividends received over time. Next stock up here is Salesforce CRM. Look at how hot this stock is. 16% plus move over the past month. And think about this for a moment, right? I announced I was buying the stock over the past few months. And you know, this is one I wouldn't even think's controversial. This is just like put me to sleep, let's make money type stock, right? Like nothing crazy. Like this is not some, you know, oh this is the biggest opportunity in the in the history of the stock market. Salesforce at 263. It's not that, right? This isn't like, oh, this is a 100, you know, 100x opportunity. This isn't that sort of company, right? But what it is is it's a sleepy money maker, or at least I believe it's going to be a sleepy money maker for the next 5 years. It's going to make good money and it's going to, you know, you're going to be a happy shareholder over the next 5 years. And

yet, the stock somehow was like controversial when I bought it. And I was just like, that's crazy, man. It just should not be in my opinion at all. just be seen as like kind of like an American Express type stock or a Visa type stock where it's just like no biggie, we're just gonna make money like and that's how Salesforce should be seen. But so the fact that it was kind of controversial at all is wild to me. So as far as a public account goes at this point in time, we're now up $3,200 on the stock. I believe you know obviously over time directionally it's going to be a very good stock. Obviously it started out as a very good stock. Own a lot more shares in other portfolios of CRM. The public account's not exactly the biggest position. a little over $40,000 position, which for that a portfolio is not very significant at all. We're talking just over 1% waiting in the portfolio. Next one up here

that's redot, Adobe. 10% plus move for Adobe in the past month. This is a stock that's been laughed at, been thrown out. No one cares about it. It's kind of crazy to me, man. Kind of crazy. So, now we're now positive on Adobe now up $2,200. I think that's small compared to the the good news is with the sentiment in regards to Adobe. It can only really get better from here. The sentiment is so negative around the stock. The numbers are amazing. Numbers are great out of Adobe just factually. Look at their revenue. Look at their margins. Look at their earnings per share.

Good. Like you know the the guidance is good. You look at the P ratios of stocks at phenomenal. But yet the sentiment is just awful in regards to the investor community and um you know I can only see it getting better as far as sentiment goes, right? While the numbers continue to get better as well. Next one up here, hot Elf on a Shelf. Elf beauty. Look at this baby. 13.6% move over the past month. Definitely showing some momentum in regards to ELF. This has had a dramatic year. The tariffs and all that. The they obviously had the road acquisition. Haley Bieber's company there which a very hot brand the integration of all that questions about what are the margins for ELF going to be moving forward what's the earnings per share what's the true revenue growth organic side international once again tariffs tariffs tariffs all that stuff a bunch of questions I believe if we fast forward to this time

in 2026 all those questions will have been answered and then you got to have nothing left at that point in time and so elf pretty exciting. I think you're starting to see some momentum obviously come into that stock and once again kind of gets put into a little bit of the it's got a little bit of a smid little small maybe even medium cap type stock but kind of still people view it as a small cap stock. ELF as far as this one in the public account up 987% up $71,000 in the stock. I own significant amounts of shares in other portfolio so I'm looking forward to when ELF makes it next big move. Next stock up here. Oh my gosh, who even pays attention to the stock other than me and maybe a few Wall Streeters. Eel, Estee Lauder. Say it louder for the people in the back. Estee Lauder. Look at this stock. 21% move the past month. The past month. You be flipping my flapjacks. That's an incredible move for the past month. I

mean, that's usually what you would think you'd make in the S&P 500 over like two years. What a move for Estee Lauder here. Now, $70,000 plus move. We're now up over $70,000 on this stock. Now up about 57% on the stock in the public account. I mean, just a stock people have not understood. They haven't got it, man. They just like I've talked about the stock and talked about this stock for the past year, right? And just like people have not understood it. I try to explain again and again about it's a turnaround play. They own great brands. you know, they're starting to understand social media better like got a new management team in. They've, you know, already trough grow trough as far as the, you know, numbers go. Like, and people have just not gotten in and understood this one. And it reminds me so much of a stock I'm banging my my hand on the table on right now. And what stock is that? Nike. It's

such an I it's such a another perfect example of a situation where I'm banging my hand on the table in regards to Nike right now. people don't get it and I'm like dude you got to understand this one like this and the funny thing is like it's such an easy one to understand in my opinion like these companies like an Esteee Lauder that have been around for decades and decades and decades companies like Nike that you know make it through the storm each and every time right like these are some of the most easy to understand companies in my opinion they they're not rocket science like E sells beauty products cosmetics Nike sells shoes and clothing like for sports, people that do sports, like it's not like this is, oh my gosh, this is such hard businesses to understand. They just do their thing very well. They have amazing brands that have unbelievable strength and, you know, they're in major turnaround mode and their numbers are

getting better. And so, you know, I just I, you know, kind of frustrates me that sometimes people don't understand these stocks when I'm like I look at them and I'm like, geez, these like most easy business. It's not like they're trying to fly to outer space and mine asteroids out there and like send it back to Earth. Like, no, we're not talking about building solar panels to, you know, surround the sun. Like, these are just easy companies to understand how they execute. You can use their products. Like gosh, like just frustrates me that sometimes people miss out on these opportunities. I'm just like, geez, there such easy ones to understand. But anyways, you know, teachers own. Next one up here, Shopify. Shopify. Shopify.

Shopify. Shopify. Look at this one. 14.4% move the past month. Hot stock. $170 a share. My opinion is the most underrated big tech company in the world. You know, when we think about those hundred billion dollar plus type companies, most underrated one. You know, the one that doesn't get talked about. We get so caught up in the mag seven, the trillion dollar boys club. We get so caught up into those that sometimes you forget about something like a Shopify here that just continues to grow their business at a fast clip and remains very very asset light. Right now when it comes to Shopify that is the second big I wish I own the stock on public account but I do own in the Patreon portfolio. It's the second biggest position for me in the Patreon portfolio. It's over 10% waiting which shows how much I believe in this particular stock. In fact, that's the number two biggest. We're now up 157% on

Shopify stock. If you want to see every stock I buy every single week, join my Patreon. That will be linked in the description area down there. My Patreon, you get to see what stocks I'm buying and selling every single week. Does that sound appetizing to you? Does it sound interesting to see the portfolio every single week? The stocks I'm buying every single week in the Patreon portfolio. If it does, if that sounds interesting to you, if it sounds like something of value, it is linked in the description area down there. We have over 2,000 paid members in the Patreon, which is a small amount compared to the private the my private group. My private group, we have 3,000 in I think we have 3,300 paid members in the private group. So, we have 2,000 in the Patreon. So, the Patreon's much smaller, but Patreon's also much younger. So, I wouldn't be surprised if longterm the Patreon ends up being bigger than the private group.

But nonetheless, it's in the description. Next one up here. Oh my gosh, this stock is insane hot. Revolve RVLV. Look at this. 26.6% return in the past month for this stock. Guess what? Consumer stock. It had been heavily damaged before this. And on top of that, you have small caps moving. And so Revolve fits all those criteria and the stock is just on a run. My gosh, 26.6%. Like literally, that's what you would think you would make an SP500 over a 2 or 3 years. Oh, somebody got a little 296 there. Nice. This is literally what you would think you would make an S&P 500 over a 2 to threeear span. And Revolve's giving you that in the past month. What a run for Revolve.

Unbelievable. Look at this stock now up 166% for us in the public account. now up $37,000 on a small position sizing for Revolve overall. Listen, pay attention to women. So many times like, you know, and this really frustrates me because 90% of my audience is male, only 10% female. 90% of my Patreon members male. 90% of my private group members male. And men don't pay attention to women. And they so like caught up in their own little world of whatever they're doing. They never pay attention to women. I'm like, you dummies start maybe looking around and pay attention to women sometime. Okay, they're the ones who drive the spending. Did you know that?

Did you know that women drive the bulk of purchases and account for up to 80% of consumer spending. 78.2% of women are the primary grocery shoppers for their families. When's the last time I went grocery shopping for the family? If I ever go to the grocery store, it's to get like something for like a one-off dinner I want to make. You think I do the weekly grocery shopping? I haven't done that probably in 10, 15 years. Like, pay attention to women. Men spend money on new vehicles, tobaci, alcohol, coming to my city, Vegas, blowing it all. Uh like what are we doing here?

Okay, start paying attention to women. So, when I start talking like I some of my best stocks are these women stocks. boxing. Look at the some of the ones I just went over there. Revolve, guess who their main customer base is by a mile? Women, Estee Lauder, women, ELF, women. Like, they're by far those businesses like 90% plus women of their business, right? And men can't wrap their heads around some of these women related businesses and they just like I they just miss it. I'm like just pay a little attention maybe, right? Like very important. Just because you're not going to go buy eyeliner doesn't mean a lot of women aren't going to go buy eyeliner, dude. Okay?

Like just because you're not going to go buy a dress for $350 doesn't mean your wife's not going to go buy a dress for $350, you flipping flapjacker. Come on, pay attention. Frustrates me, man. Frustrates me all the time. Men like, I can't see how they do that. I'm like, dude, wake up sometime. Wake up. Like, come on, man. what are we doing here? You know, it's just so silly. Like some of your best investment opportunities are going to come from, you know, women and it's just pay attention. Pay attention, right? No, that also leads me to this here. I posted this on my ex page, by the way, if you ever want to follow me on X, always have it linked in the description area down there, right?

I said, uh, because we're talking about these incredible investment opportunities. I said, people spend three hours waiting in line to get $30 off a blender on Black Friday, but won't spend three hours looking for an investment opportunity. People spend 30 minutes waiting in line for gas at Costco to save 20 cents a gallon, but won't spend 30 minutes looking into how to make more money. Stuff like this is crazy to me. You know, we live in the land of opportunity. So much money to be made. So much money. It's unlimited. So much money out there. All for you to make. My gosh. So much money for you to make out there. What are you doing? And it's crazy at me. Like people would try to save a buck here and a buck there.

And I'm like, "Dude, you all this money? All this money out here in the world and you're focused on saving 20 cents a gallon at Costco for gas? What? What? Do you know how much money is out there to be made? Oh my gosh. Like, if you just spent that time on focusing on how to make more money and invest more money, oh my gosh, like do you know where you would be financially?" And that hit me a long time ago. Thank goodness it hit me very early on. I'm like when I started realizing like always spend less than your means, right? Very important. Once you had that down income income investing investing income income investing investing. There's a world of money out there for you to get. There's no shortage of money. There's no shortage of money. If you grew up how I grew up in the very early days in poverty, you might have a scarcity mentality because that's all you saw very early on, right?

And as I grew older and got into high school and things like that, my mind started to be open. I got to the middle class and then started getting around some people that were like upper middle class and then, you know, kept expanding in in those sorts of things. Put myself in nice areas. You start to realize, oh my gosh, there's unlimited amount of money out here to get. So, let's not just focus on like trying to save few cents on gas. Come on. What are we doing here, man? Like, you could have made so much money in that amount of time. Geez.

Geez. Jeez. Come on, man. So, that's very important. But I posted that on my ex. You want to follow me for stuff like this uh on X, definitely do that. Oh, I also posted this one I really like. I said, if you think the stock market is expensive now, just wait to see how expensive it is in 10 years. Imagine where these companies earnings will be 10 years from now, right? Imagine what's going to happen to the dollar over the next 10 years and the devaluation there. Imagine how much inflation cumulative there will be over the next 10 years.

So if you think the stock market is expensive now, wait to catch up 10 years from now. People were talking about 10 years ago the stock market was expensive. Now look at the stock market. You go back in time 10 years ago and be like, "Dude, are you kidding me? Stock market was so cheap. I there was people making debates in 2015 that the stock market was very overvalued. It was very expensive. And look at where the S&P 500 was 10 years ago. Look where the NASDAQ was 10 years ago. And you'll be like, oh my gosh, like what were they talking about? So what do you think is going to happen 10 years from now? Right? I posted this one just 5 minutes ago on my X page. It said Tesla Palanteer Nvidia AMD Celsius provided life-changing returns the past 10 years. Yet, people won't dedicate time to finding the next life-changing stock for the next 10. Let's focus a lot of time and attention on that.

You might want to follow me on X. It's kind of legendary on there. There's a description area down there. Okay. All righty. Let's talk about how I'm planning to grow from 3.7 million to 7.4 million in the public account over the next 24 to 36 months. Okay. So, first thing is that might sounds crazy. It's a big number, right? A double up. Listen, great things are possible. Look at the public account where that baby was three years ago. $976,000. Literally December 28th, 2022. $976,000. Today $3.754 million. Right? Almost a 4x in three years in regards to public account. Now, over the next three years, I'm not trying to do that, right? That was a very different circumstance there.

I mean, that was coming off of a market that was very heav he heavily damaged obviously. And so to take the public account and go ahead and basically almost kind of 4x it over that time, I would call it a lot easier than what it will be over the next 3 years. Let's put it like that, okay? because we came out of a you know it's always in my opinion it's always easiest and just mathematically it's always easiest to make a lot of money over the next 3 years coming out of a bare market right so just keep that in mind we're not we haven't been in a bare market no patience is going to be very important here I'm not going to trip if the market's bad in 26 the market's bad in 27 I'm not going to fundamentally change my whole approach to the market I stick with my game plan I stick with my blueprint GVD123 growth value dividends execute on my game plan, great companies, great pricing, take advantage, right? Have some hedges here

and there. But I'm not tripping. If if the market doesn't go up singledigit percentage like I think it will next year and it goes down singledigit percentage or down double digit, that's fine. It's cool. I'm not tripping. Not not getting impatient with it. Stick to my blueprint. Stick to my game plan in regards to that. Okay. Next up here, you got to keep in mind a stock or a portfolio, and I've seen this countless times in my 17 years in the market. Now, a stock or a portfolio can be dead for 6, 12, 18, 24 months and then boom, makes an explosive move over the next 6 to 12 months. I've seen it countless times where a stock just is kangaroo and just doing nothing. It's up, it's down, it's not doing a dang thing and then all of a sudden in a 6 month span, it doubles up and it's like, what? Stock hadn't done a thing forever. And then all a sudden it does a double up. Like, what in the world's going on here,

right? Happens all the time. All the flip and flapjacking time, right? The thing is, you don't know exactly when the move's going to happen. You have no clue. You could be in a stock and the company's executing great. It's at a great valuation and it's just not moving. You're in the stock for a year and a half. You're like, "Dude, this stock is cheap. The numbers are great. Management team is great. The business model is great." And yet the stock just does nothing. And then all of a sudden you you get out of it and over the next six months, boom, 125% gain. You're like, "What? I was in that stock for 18 months. I get out and then 6 months later it doubles up over doubles up. Like what?" It happens. It happens. Happens quick. So do keep that in mind as well, right? So mathematically, how do we pull this off?

One, Meta. Meta is the most significant position for the public account as far as a dollar terms, right? It's over a million dollar position. So is it possible Meta could go to $1,200 to $1,400 over the next 36 months and I can make a million dollars right there alone? Possible. very possible. How do they do that? They have to cons they have to keep up 20% plus revenue growth. If they do re 20% plus revenue growth a year for the next three years and they don't go too out of control with the spending right Zuckerberg doesn't go too insane. We could be looking at a situation where Meta could be approach a $1,200 plus number, right?

And we get a double up on that position alone. And so right there alone, you get a million dollars. Okay, so we got a million AMD. AMD, is it possible AMD goes 600 in the next 36 months, right? So, we get another million out of AMD here in terms of gains. That's very possible. Uh, if they 450 series sells as strong as I think they're going to sell, right? Lisa Sue talked about basically for the next 3 to 5 years growing at a compound annual growth rate of 35% topline. If they do at least that, if not a little stronger, I think there's a potential that AMD could go 600. I believe they should get a nice margin uplift each year over the next three years as well and earnings per share should skyrocket for the company. So, as long as they do that and AI continues to grow at a very strong pace and companies start to make money off AI, that's a big thing. If we can see companies start to really make money

off AI over the next 12 to 24 months, it'll give so much more comfort in regards to all this AI spend. That's the biggest thing that's giving discomfort is all these companies are spending fortunes. And yeah, there's a lot of people now using AI, whether it be Google Gemini, whether it be Chat GPT and what Open AI has for products, whether it be Grock and what X is doing, XAI is great. Okay. But people are looking like, you know, and you got co-pilot from Microsoft. You obviously have agent force from Salesforce, but you don't have a lot of companies really making that much yet. You just started to get a little lift in regards to AWS growth. They went to 20% revenue growth from 17%. So that's good. Meta's now accelerated revenue growth to 26% in the latest quarter on a constant I think it was a constant currency basis or 25% 25 26% in the latest quarter. Good. But it's not enough. We need to see more

much more revenue growth and maybe even some profit growth over the next 12 to 24 months and then there's going to be more comfort in regards to okay people will keep buying the AMD chips we'll keep buying the Nvidia chips for years to go in the future right so is it possible AMD go 600 and get a mill there yes it's possible so now we got to get 1.7 mil from the rest of the portfolio right so let's say 3.7 mil minus 1.6 6 mil because that's what those positions are as far as size right now. Um, basically that would leave $2.1 million in the public account. So that $2.1 million I would need to get a 76% gain on that over the next 36 months. Not easy, but possible, right? Possible. And then that would put me at my $7.4 million number. Now, keep in mind, I only need 1.6 mill. I don't need 1.7 mil because I deposit $500 a week into the public account and invest that money plus the dividends, right? Dividends

always pouring into the portfolio. So then I go ahead and invest that money as well. And hopefully that $500 a week grows uh you know as hopefully the stocks I buy in there go up as well. And the dividend money hopefully I invest that into wise positions as well and that money grows as well. So I really need like 1.6 mil out of that 2.1 mil there. So what else do we have here as far as potential gainers? Amazon feels like it's on the like the plateau of like going for a big move. Like it feels like it's like right there and it's ready to make a big move.

Um very attractive valuation on Amazon on a trailing 12-month P basis, 4 P basis. Uh stocks very cheap compared to where historically trades at. AWS growth is accelerating. If you can see continued AWS growth acceleration in 26, I don't see them keeping Amazon in those 220 or below range. I just can't see it. Um, if they keep it, if fall next to order, you see 22% AWS growth, 25% 27% as a year goes along. I think we'll see significant upside for Amazon stock. So, that's my opinion there. Palanteer is a wild card. You know, Palanteer I could see being dead money for the next three years and we look out and it's still around the same price it is right now.

But if they kept growing at let's say a 40 plus% revenue growth clip, 45% 50%. There could be upside in Palanteer over the next 3 years. But that's one's a wild card. That one I'm very unsure about because the valuation's so rich on it right now. If the valuation wasn't so crazy as far and twoear 4P, then I would say actually there's significant upside. But the two is ran a lot, man. Estee Lauder, I think I see this stock going 300 honestly in the next the way I'm starting to see this turnaround. I'm like I think it's possible. I think 300's a possibility over the next 36 months. That that category has been down and out between the category coming back and the business model just being more wellrun. Like remember this used to be a $370 stock a few years ago. So for them to get back to 300 here by the end of the decade, I don't think it's a stretch. Celsius, I can see that stock going to 100 plus. Its alltime high is

right around 100 or just under 100. I remember it was like 96 or so. And that one, if we think about where the business model is now, never mind where it's headed over the next three years, I think you'll be by far and away the strongest we've ever seen that business model in general. Drink giant on the way for Celsius. I mean, they're already there. They're already at what 20% plus market share for energy drinks. You know, that's insane for the US, right? Cheesecake Factory, that stock I can see going 100 plus in the next 3 years. When we think about the growth there, as people understand Flowerchild North tally opportunity better, people begin to understand how revenue growth accelerates in 26 and in future years and their earnings per share and margins go up even at a faster clip. So cake, I can see that one excel like they trade way too cheap on a forward P basis as well. So I think it'll get Ford P lift

trailing 12-month P lift and I think you'll also just see better growth rates out of cake in future years as well as North and as Flower Child become bigger components of the business. Nike, that's a stock I think the turn the it's obvious to me the turnaround's already going on and it's going well. North America already looks strong and that was a market they focused on first. I think you'll see China come around, Europe come around, Middle East and Asia in general come around as we go throughout 2026 and I think by the time you get to this point next year, every market can be positive. Every market's positive for Nike. Oh my gosh, look out.

Um, Wall Street will come flooding back to that stock 100 plus alltime high for Nike. I think it's like 170 175 somewhere around there. Google McDougall wild card in regards to Google. It's climbed a lot. I think it does have more upside over future years. But the question is how much? So is a wild card as well. That's one that definitely has potential over the next three years. The growth rates are phenomenal. But a luck also comes down to do you have a big recession in the next three years? They're banking related, right? Fintech banking related. That could definitely hurt the company. PayPal 150 plus. I could see that over the next three years. The valuation is dirt cheap on this one. Uh they're getting into banking as well. I could see them potentially accelerating growth rates over the next few years now that they're getting in banking. Are they going to push growth rates like SoFi has growth

rates? I don't think they're going that high, but could I see PayPal maybe get to 10 15% revenue growth? Possible. Now that they're kind of going the full banking route plus fintech, it's possible, right? I like I said, I don't see them going SoFi route of like 30% plus revenue growth, but could I see PayPal getting to a place where they could start growing double digits? Yeah. And if they do that again, oh my gosh, then lights out. Adobe 600 plus is that possible for Adobe tra considering how strong the numbers are and how cheap the valuation is is possible. ELF new all-time highs in the next 36 months. I definitely see that being very very possible. Alltime highs in ELF stock is 200 plus. RVLV wild card in regards to that one. Valuation it's not horrible. It's not super attractive in regards to RVLV.

In regards to them I mean the the income statement is phenomenal. The balance she's phenomenal. Consumer gets stronger over the next few years. There could be upside for Revolve, right? That's one. It's not even remotely close to its all-time high. It's like a mile and a half away. So, do keep that in mind. Honest $10 plus I can see in the next 36 months or bought out. It's possible somebody ends up buying them out in the next couple years and Carla sells the company. We'll see. Uh and obviously the board of directors as well. American Express 500 plus is definitely possible for that sleepy stock and that's just, you know, just a money maker. Fubo, $10 plus is possible. I think even by this time next year, people will understand Fubo. I think no one understands it right now. No one understands what the growth rates will be, the margins will be, profitability will be. I think by this time next year, people will get it.

Never mind two, three years from now, right? Uh and then as far as sales force go, CRM 400 plus is possible in my opinion in regards to sales force. So definitely significant upside potential here for these sorts of stocks, right? No, think bigger picture here. I saw something on Instagram today that was very interesting because we always got to remember like our why. What are we doing? What are we going after here? Right. And I saw this post 2007. This was 85-year-old Edith Mackfield's home that she refused to sell to developers and they started building this big structure around her. I don't know if it's an office or a parking garage or what the heck this is. I'm guessing it's probably some sort of parking garage for some sort of building or something, right? And her house is right there.

2011, sadly, Edith passed away in 2008, actually. And left the home uh to the building manager who cared for her, which is interesting um in regards to that, right? And then it was it was just interesting reading the comments because you you know your why is going to be different than my why and why we're climbing these ranks and why we're doing what we're doing. Right? This person says she probably raised kids in that house, had a long beautiful marriage. Being able to walk into a room full of memories is worth more than 1 million.

This guy says, right? This person says too bad she didn't take the $1 million offer. She couldn't do something nice for herself. They said this person, right? This person said should have just taken the money and traveled around the world. Fair. This person says should have sold to be honest, right? Yeah. You think like if she did sell it for a million like she could have helped a lot of kids in need. A lot of kids grow up, you know, in very rough situations. Uh put up for adoption, you know, no parents in regards to them, right?

There's, you know, I don't want to get into that whole situation. You got a lot of kids that obviously are like terminally ill or like have very bad health problems and things like that. Like there's a lot of things you could have done with a million dollars to potentially help. Uh but that's not our decision to make, right? That was her decision. And so your why is going to be different. Like and that's why we're all playing this game. It's to do whatever your dreams are. Maybe your dream is to have a house like Edith and be able to, you know, hold out in it. Maybe your dream is to travel around the world like that person said, right? Or give money to charity or do whatever, right? Live in a certain type of house or neighborhood or cars or whatever it is.

The moral of the story is, whatever your why is, just understand what it is, right? and then get focused on building and growing so you can hopefully get to your dreams where you're trying to go and live the life on your own terms and the life you want to live. You know, that's all you can ask for. And that's why we're playing this game. Not everybody is trying to be Elon Musk. Not everybody wants to be the first trillionaire. Like that's fine. Some people are like, "Dude, if I could just get to $5 million, a million dollars, $3 million, $10 million, like that'd be all the money in the world for me." And respect, right? Like everybody's playing this game for different reasons. just understand your reasons and um you know you can go from there. Okay. All right guys, appreciate you joining me as always. Thanks so much for being here.

Once again, the private group is closed right now. If you want to apply to join us in there and get to the front of the line for 2026 for when whenever we do open that group back up, that will be the pinned comment down there. And other than that, make sure you check out these videos. Time is running out. This is investors last chance. This video from a couple days ago, this video here, my predictions for best stocks in 2026 and overall market performance. 87,000 people have gotten to see that so far. Enjoy that video on how to scale to $10 million plus net worth. 71,000 views on that one so far. You'll definitely enjoy that.

Questions about this episode

What is discussed in "Stocks that have the MOST UPSIDE in my opinion"?

In order: 0:00 S&P 500; 5:00 Nvidia; 10:00 S&P 500; 15:00 Cheesecake Factory, American Express; 20:00 Estee Lauder, S&P 500; 25:00 Estee Lauder, S&P 500; 30:00 Celsius, Nvidia, S&P 500; 35:00 Google LLC, Nvidia; 40:00 Amazon, Celsius, Cheesecake Factory, Estee Lauder; 45:00 American Express.

What is mentioned in this Financial Education episode?

13 people, works and ideas are mentioned, including S&P 500, VIX, Estee Lauder, Nvidia, Cheesecake Factory, Adobe. Each one on this page links to its own page with every episode that mentions it.

How long is "Stocks that have the MOST UPSIDE in my opinion"?

The episode runs 49 min; the transcript is about 9,930 words in 66 timestamped sections.

More from Financial Education

About this transcript: the episode's spoken words as captioned on YouTube, split into timestamped sections. Reclip.Me locates every person, work and idea in the text, keeps the time it is first named, and quotes the words around it verbatim. Last updated January 24, 2026.