Wall Street Veteran: Why Banks Won't Fund Your Business (And What To Do Instead) | Frank Scarso

What this episode is about

A veteran Wall Street trader rebuilds his life after losing everything, driven by family and a desire to repair his broken relationships. He details his fall, the hard choices to recover, and practical steps for entrepreneurs facing funding obstacles.

Key takeaways

• Family as fuel: fixing what you broke becomes a mission-driven, pressure-tested catalyst for rebuilding life and business.
• From Wall Street to service with a human touch: empathetic funding outperforms cold transactional models.
• Avoid the debt spiral: education, caution, and deliberate funding choices keep businesses from the 'merchants cash advance' trap.
• Motivation is not just money—home, kids, and responsibility redefine risk, pace, and long-term resilience.
• Industry nuance matters: startup cruelty versus established track records—practical funding favors proven traction and clear cash flow.

Who speaks in this episode?

• Frank Scarso (Guest) · 15 min speaking
• Host (Founder's Story host) (Host) · 7 min speaking

What is discussed, and when

1. 0:00 – 5:00: Wall Street, Judge Frank's father, MCA, small businesses
2. 5:00 – 10:00: Wall Street, small businesses, capital, entrepreneurship
3. 10:00 – 15:00: Addiction, Wall Street, small businesses, capital
4. 15:00 – 20:00: The Hard Way Home, Addiction, Mental Health Disorders
5. 20:00 – 22:07: Avonza Capital Holdings, capital, The Hard Way Home, entrepreneurship

Notable quotes from "Wall Street Veteran: Why Banks Won't Fund Your Business (And What To Do Instead) | Frank Scarso"

• Thing that someone can endure. And if I can get through that and I can get through addiction, there's nothing that I can't get through. everything else will fall into place. And when you just push forward and work hard.

  about Addiction · at 0:22

• Worked for myself and I just figured that I'd have to find a new way to make a living. After leaving Wall Street after 21 years, this business kind of fell into my lap and I…

  about Judge Frank's father · at 2:05

• Background and it's been always the customer service and serviceoriented and in the MCA space customer service is really not something that's that's out there. So I kind of…

  about MCA · at 2:52

• I know you deployed over $250 million to businesses. And many times I'm guessing traditional banks just are not able they're not touching these companies which is sad cuz I…

  about traditional banking · at 5:51

• Think the I think it's like 40% of the workforce is in the small business somehow one way or another. And if they don't get the capital when the capital is needed, it's just…

  about capital · at 6:46

• Basic job with the hopes that it grows into something. It's like when you say it out loud, it almost sounds crazy to be an entrepreneur. Like you almost are better off getting…

  about entrepreneurship · at 7:36

• I know you have something really special out by the way. I just launched a book and then you just launched a book the hard way home and I like the amount of time and energy and…

  about The Hard Way Home · at 16:55

• I don't want that in there but like you said if one person can be inspired but the hard way home and Avonza Capital Holdings. So if people want to get in touch with you Frank…

  about Avonza Capital Holdings · at 20:58

Who and what is mentioned in this episode?

People

• Judge Frank's father — Person · Main guest · 1 mention · first at 2:11
  Frank shares his personal recovery story (addiction, rebuilding family life) and his professional journey from Wall Street to funding small businesses via alternative finance/MCA.

Books & papers

• The Hard Way Home — Book · Referenced work / guest's book · 3 mentions · first at 16:59
  Frank's book is discussed as a therapeutic, inspirational account intended to help others facing addiction, employment struggles, or mental health disorders.

Companies & orgs

• Avonza Capital Holdings — Company · Guest's company / referenced organization · 1 mention · first at 21:02
  Avonza Capital Holdings is presented as Frank's firm providing fast alternative funding to small businesses, with operations/talent in multiple states and plans to expand.
• hedge funds — Company · Referenced institutional players · 1 mention · first at 12:59
  Hedge funds are mentioned as institutions that may take on small-business lending risk that banks avoid, contributing to private credit growth.
  Don't want to take shots on these smaller businesses so they'll let like the hedge funds that manage risk a lot better than a bank would take that take that raw and run with it…
• Amazon — Company · Referenced retailer/platform · 1 mention · first at 21:13
  Amazon is mentioned as a primary place where listeners can purchase Frank's book.
  Information about you how can they do so? Well, they can find the book on Amazon and some of the other bigger book retailers. And if they want them to get in touch with us…

Products & tech

• AI — Technology · Referenced tool / emerging trend · 4 mentions
  AI is discussed as useful for data mining bank statements but not yet sufficient to replace human judgment in underwriting decisions.
  AI is obviously in every single thing it seems like that we're doing. Are you finding that there's any technology, software, anything that you either see that's going to be helping your industry.

Concepts & topics

• small businesses — Concept · Core topic · 3 mentions · first at 2:42
  The episode centers on how small businesses struggle to access capital from traditional banks and how alternative financing (MCA/private credit) fills the gap.
  That needs to be solved. So what draw what was the draw for you that was you know this whole thing with small businesses and funding what was the draw where you said okay this…
• MCA — Concept · Core topic (industry) · 1 mention · first at 4:31
  Merchant Cash Advance (MCA) is the alternative financing space Frank operates in; he emphasizes customer service, speed, and caution about expensive capital and stacking advances.
• Addiction — Concept · Core personal theme · 4 mentions · first at 0:26
  Addiction is central to Frank's rock-bottom and recovery narrative, shaping his leadership style, gratitude, and the purpose of his book.
• capital — Concept · Core topic (finance) · 3 mentions · first at 6:55
  Access to capital is framed as make-or-break for small businesses; the episode discusses speed of funding, risk, and why banks avoid this segment.
• traditional banking — Concept · Contrasted system / debated topic · 1 mention · first at 12:10
  Traditional banks are portrayed as slow and unwilling to fund many small businesses, driving growth in private credit and MCA alternatives.
• entrepreneurship — Concept · Core topic · 3 mentions · first at 1:53
  The conversation frames entrepreneurship as a difficult but rewarding path, especially for people who have endured hardship and are motivated to rebuild.
• Customer Service — Concept · Differentiator / operating principle · 1 mention · first at 2:54
  Frank emphasizes customer service and a 'human touch' as a key differentiator in the MCA industry, especially when merchants struggle with payments.
  And I want to solve this problem you know coming from a Wall Street background and it's been always the customer service and serviceoriented and in the MCA space customer…
• Private credit — Concept · Industry trend / macro context · 1 mention · first at 11:58
  Private credit is discussed as rapidly growing (multi-trillion projection) due to banks pulling back from small business lending and institutions moving into alternative lending.
  I think that market grows and you've seen a lot of you know institutional money starting to pour into this side of the business because you know there's money in lending and institutions know that banks know that unfortunately they.
• Artificial Intelligence — Concept · Referenced technology · 1 mention · first at 14:27
  AI is discussed as a tool for bank-statement analysis/data mining, but Frank argues underwriting still needs a final human judgment layer.
  AI is obviously in every single thing it seems like that we're doing. Are you finding that there's any technology, software, anything that you either see that's going to be helping your industry.
• jobs — Concept · Referenced economic impact · 1 mention · first at 7:44
  Jobs are discussed as tied to small businesses' health, with a claim that a large share of the workforce depends on small business employment.
  They're not touching these companies which is sad cuz I think you know it's like half of the jobs that exist in the US are for what they would consider to be a small business…
• Mental Health Disorders — Concept · Referenced challenge area · 1 mention · first at 18:09
  Frank frames his book as potentially helpful to people dealing with mental health disorders alongside addiction and employment struggles.
  Their lives, whether it's addiction or whether it's just employment or whatever the case may be or some sort of mental health disorders, if my story can help just one person…
• financial aspect — Concept · Referenced domain (career learning) · 1 mention · first at 9:31
  The 'financial aspect' is mentioned in the context of Wall Street mentorship norms—surrounding yourself with smarter people to learn.
  One you want to call it. I think that's important. I was always taught on Wall Street as we growing up in the financial aspect is you want to surround yourself with people that…

Places & events

• Wall Street — Place · Referenced place / career backdrop · 8 mentions · first at 0:03
  Wall Street is the setting for Frank's prior 20+ year career and is contrasted with his later entrepreneurship and alternative lending approach.
  I read your story. It's pretty incredible. And I know you spent two decades on Wall Street and then you lost everything. I just wanted to go home. I had been separated from my wife and children for.
• New York, New York — Place · Operational location / talent market · 2 mentions · first at 13:45
  New York is referenced as a competitive talent market and is also implied as the base for Wall Street and the guest's business presence (.nyc domain).
  One of the most important things I think for me has been talent. the talent pool up here in New York is a little bit more competitive than it is in some of the other smaller…
• North Carolina — Place · Operational location (talent/office) · 1 mention · first at 13:54
  North Carolina is cited as a market where Avonza hired strong talent, contrasting with the competitive New York talent pool.
  Than it is in some of the other smaller markets like down south. And I think having the office of North Carolina and Florida where we really got lucky. We were able to hire…
• Florida — Place · Operational location (talent/office) · 1 mention · first at 13:56
  Florida is mentioned as another location where Avonza found strong talent and built an office presence.
  Than it is in some of the other smaller markets like down south. And I think having the office of North Carolina and Florida where we really got lucky. We were able to hire…

Full transcript with timestamps

0:00 I read your story. It's pretty incredible. And I know you spent two decades on Wall Street and then you lost everything.

0:06 I just wanted to go home. I had been separated from my wife and children for almost 3 years. I just wanted to fix it. Kind of gave me no choice but to fix what I broke.

0:14 Like family, I think, is always a great motivator for you to want to better yourself. Do it correct or don't do it at all. Cuz going through what I went through was probably the worst thing that someone can endure. And if I can get through that and I can get through addiction, there's nothing that I can't get through. everything else will fall into place. And when you just push forward and and work hard. So Frank, man, I I you know, I read your story and it's pretty incredible and it even reminded me of some of the things that happened to me in my life and I I know that it it seems like entrepreneurs who've really gone through the mud are the ones that persevere and become the most successful. And I know you spent two decades on Wall Street and then you lost everything and that was a rock bottom moment for you. So what made you decide to rebuild and get up? What was that motivation?

1:09 So for me the motivation was uh I just wanted to go home. I had been separated from my uh wife and children for almost three years and uh you know I was estranged from them. I didn't get a chance to see my kids for like 18 months and I just really I just wanted to go home. Whatever it took, however long it took, you know, I just wanted to fix it. That was uh my driving force. If I was a single guy and I didn't have kids, it probably we we would be talking about completely different story here. But given the fact that, you know, I was responsible for three little children and then plus my wife kind of gave me no choice but to fix what I broke.

1:47 The motivations, right? like family I think is always a great motivator for you to want to better yourself. What made you say that entrepreneurship being a founder was the right path versus you getting a job?

2:00 So I've always been sort of like a like a team leader and I've always, you know, worked for myself and I just figured that I I'd have to find a new way to to make a living. After leaving Wall Street after 21 years, this business kind of fell into my lap and I just didn't want to work for somebody, you know, and I just wanted to move forward and have my own company and started out little drips and drabs and then snowballed over, you know, the last nine years.

2:29 When you look at the industries and the problems that you can solve, I think it's always fascinating to see why somebody said, "Oh, this is the problem that needs to be solved." So what draw what was the draw for you that was you know this whole thing with small businesses and funding what was the draw where you said okay this is the problem and I want to solve this problem

2:50 you know coming from a Wall Street background and it's been always the customer service and uh serviceoriented and uh in the MCA space uh customer service is really not something that's that's out there. So I kind of like brought a little bit of a human touch to to this industry and uh you know service the merchants and the brokers and you know hold everybody's hand when when hands need to be held and giving them that little extra attention has worked phenomenal for us. You know just just be the human being and listen to people.

3:22 you know, when a merchant's having problem making payments, you know, you have to understand life happens and um you know, walking them through situations rather than, you know, pushing them through uh is a lot easier to to deal with.

3:37 I imagine that most businesses the funding side is the make or break, right? like if they're not selling and making revenue or they don't have the money to buy equipment or invest in something then the business just goes out and I think it's like 90% of businesses don't even last past 5 years or something similar to that stat. So, how do you what what does every business owner do you think needs to know? Like what could you teach them right now around this whole funding? Because I think most people I know have no clue about funding and it's very a complex situation. It's a challenge for them to the point where I think they just say, "I don't even want to do it. I'm not going to do it." But then their business is, you know, hugely at risk. So, you know, a piece of advice that I can give to the merchants is, you know, try try to pinch your pennies where you can because it all adds up at the end of the

4:31 day. And um you know, the MCA space, it's it's expensive money. So, I I try to, believe it or not, I try to talk merchants out of it unless they really need the money. Then, you take it and you use it. Unfortunately, a lot of people uh abuse the merchant cash advance space and just take multiple multiple advances one on top of another and they get stuck in that gerble wheel which is kind of what you want to avoid. Um so I tried to to bring that out and make them understand about the risks you know uh you know dealing in the merchant cash advance space. It's important that they understand the risks uh as well as the benefits. There have been, you know, numerous merchants that that we've funded in over the years that have benefited tremendously uh from from borrowing and have grown the business exponentially. But, uh, you know, caution is is is a word of advice.

5:21 Where in in their business journey are people normally looking for funding. You know, all aspects of where they're at. We we don't really deal with startup companies. We like to see at least uh you know a year or two under their belt. But we have companies that have been around for 30 years. We have doctor's offices. We have businesses that have been around for 18 months. So we service all different uh aspects. Um it's not just one niche market, you know, we we try to service as many people as possible. And

5:51 I know you deployed over $250 million to businesses. And many times I'm guessing traditional banks just are not able they're not touching these companies which is sad cuz I think you know it's like half of the jobs that exist in the US are for what they would consider to be a small business which I'm guessing most of these banks are not servicing these people but they need it probably more than these other larger corporations. So what do you see in these businesses that banks miss and why are you betting on them? Well, we see the opportunity to to help a niche market. Unfortunately, like you were saying, banks are really not looking to to to to bet on small businesses. They'd rather bet on the bigger corporations and and do uh you know, big servicing of debt versus uh servicing small businesses which are the backbone of this country. Like you said, the statistic is pretty high out there. I

6:46 think the I think it's like 40% uh of of the workforce is in the small business somehow one way or another. And if they don't get the capital when the capital is needed, you know, it's just inevitable that they're all going to fail. Uh and unfortunately, no one's out there to help them. I mean, you go to a bank, it takes, you know, three months just to get declined. Uh where we can get your funding done within a couple of hours having the money in your account. But, you know, we we pride ourselves in speed and that's that's what differentiates us from some of the other lenders out there.

7:18 Hey, there's there's always different spaces and niches and markets for people and I'm glad that you're you're helping to solve a problem for these businesses just because I I know how it is like you put your heart and soul into something and many times you're making less than you could just go work at a b like a basic job with the hopes that it grows into something. It's like when you when you say it out loud, it almost sounds crazy to be an entrepreneur. Like you almost are better off getting a job somewhere and you'll make more take-home money. So, I'm glad that you're you're helping those people. Let's talk about I know your father has instilled uh some things in you and he he told you something. If you're going to go do something, do it right and treat it like it's your own. And I I think that's so fascinating how you've taken what you've done with that. Can tell me about these lessons that you've learned from others.

8:07 Well, you know, so like uh lessons I learned from my father, he always uh taught me to have pride in everything that we do. You know, whether you're working in a bagel store as a kid or whether you work on Wall Street as a young adult or whether you shine shoes, whatever you do, just be proud. Just be proud. Do it correct or don't do it at all. And uh that's something that stuck with me, you know, throughout my lifetime. And um you know, my father was a big influence in my life. And still to this day, you know, I think about him every day. and uh you know what what he taught me. He was a good-hearted person and uh he's he's missed but uh you know his legacy is his children and his grandchildren and uh I still listen to uh those words he said to me a long time ago. When you think about uh mentorship, do you find that when like for yourself, have you used people as mentors or do people come to you for any sort of

9:03 mentorship or do you find that business is kind of like a a lonely place where you just got to figure it out as you go?

9:10 You know, I I think I'm I'm a big believer in mentorship. I uh I always over the years have taken on sort of like a pet project younger guys where I've directed them and uh have uh had like sidekicks or proteges, whichever one you want to call it. I think that's important. I was always taught on Wall Street as as we growing up in in in the financial aspect is you want to surround yourself with people that are smarter than you so that you can learn from them. And that's that's a true fact. And uh you know I I'm I mentor and and uh I help people for free. I don't know what anything for. It just it helps me give back a little bit something to to the world. I'm very grateful for the position I'm in especially after everything I've been through. And uh I'm you know I'm a very big believer in giving back and and helping out those that that need the help. You know, it's wild when I talk to people and they say

10:02 you I I notice they hire people and they're almost afraid to have people around them that are smarter than them because they might become a competitor. They might But I'm thinking the same way like you, you only grow and learn if you have people that are around you that are smarter knowing that, you know, the people that you lead specifically will go on to do great things. So, let's talk about leadership for you. Thinking back to when you were in like Wall Street, more a corporate environment, what type of leader were you then? Compared to the leader that you are now, having over eight years of sobriety, the ups and downs and downs and ups that you've gone through, what's changed in your leadership style?

10:41 Well, I used to be a lot rougher, uh, a lot uh, you know, guns blazing, always pushing the envelope. Um, you know, that's what, you know, we we were taught in Wall Street. It's a young man's game. Uh but my style has changed. Um I'm a little bit more of uh embracing as a boss and understanding that employees do have issues and uh you know not not having fear of anything because going through what I went through was probably the worst thing that someone can can endure. And if I can get through that and I can get through addiction, there's nothing that I can't get through. Everything else will fall into place as long as you just push forward and and work hard.

11:21 But, uh, hard work is something that I believe in for my employees. I and I do it firsthand. I'm a full hands-on owner. Um, I don't just sit here and and delegate. I I work all aspects of this business wherever help is needed. Uh, I will always jump in and help my employees.

11:39 Yeah. No, and thank you for sharing that being vulnerable. Uh, it's it's amazing how not only time changes us, but the experiences that we have completely change. and thinking about like how I am today might have been the complete opposite as I was 20 years ago. When you're looking at the industry itself, because I know the private credit is just insane. It's projected to hit over two trillion dollars in the near future. Uh what do you think is driving this shift in your industry away from traditional banking? And do you think there's still going to be or maybe a new opportunity will arise? Well, I I think what what's what's driving the shift is the actual banks themselves. Um, you know, considering small businesses unbankable and uh leaving no choice but for them to go to alternative financing.

12:29 And that's why, you know, the growth is just uh is going to be, you know, tremendous. And it's it's growing at a faster pace, I think, than the 2.8 trillion that's expected over the next uh uh, you know, couple of years or so. I I think that that market grows and uh you've seen a lot of you know institutional money starting to pour into this side of the business uh because you know there's money in lending and and institutions know that banks know that uh unfortunately they don't want to take shots on these smaller businesses so they'll let like the hedge funds uh that manage risk a lot better than a bank would uh take take that take that raw and run with it and that's what we've been seeing and you know pretty much the banks of cannib life themselves so to speak [clears throat]

13:13 lot of there's been a lot of interesting things with banks I was just looking at bitcoins like plummeting right now going up and I mean the finance world is fascinating and I don't understand most of it but I'm always interested uh to hear what's happening when you look at growing and scaling your company what has been something that has been critical for you as you've grown and scaled past um certain milestones Uh, one of the most important things I I think for me has been uh talent. Um, you know, the talent pool up here in New York is a little bit uh more competitive than it is in some of the other smaller markets like down south. And I think uh having the office of North Carolina and Florida where we really got lucky. We we were able to hire some some some really good talent. Um I think that changed the game a little bit. Um, you know, up here you have five people chasing that one job where, you know, down south or out

14:10 in the Midwest in some of the smaller cities, uh, you find talent that is, uh, still looking for a job and there's still some good talent out there to hire. We're going to look into to expand into the South and into the Midwest hopefully in the next couple years.

14:25 How about when it comes to technology? AI is obviously in every single thing it seems like that we're doing. Are you finding that there's any technology, software, anything that you either see that's going to be helping your industry or it's already helping you?

14:39 So, the AI aspect of it is is all fine and dandy when it comes to, you know, looking at bank statements and and basically, you know, uh data mining the, you know, the the data that that that's on there. But uh I I think that when it comes to underwriting uh you're always going to need that you know final human touch to bring you across the goal line because yeah sometimes you have to you know look beyond the numbers you know you have to look beyond the company you have to you know do a quick you know uh mental analyzation of what you're you know what you see and uh make decisions and pivot when necessary and unfortunately some of these softwares aren't uh there yet they might get there one today. Uh so we just use uh AI just to to help break down some of the bank statements, but most of the rest of the underwriting process is done manually.

15:30 When you're thinking about future goals and you know you've already achieved things I'm sure you never thought you would achieve, especially going back to certain moments in your life. It seems like you're you're you're very grateful and you work very hard and know you've really put the systems and processes and people in place which is amazing. So when you look at goals and milestones forward thinking how do you how do you structure them and how far out do you normally how far out do you have to look in terms of like okay I want to hit these milestones at this time because this is success to me. Well, what's important about setting goals and milestones is really setting uh goals and milestones that are attainable, right? Anybody could say, uh, I want to make a billion dollars, right? That's just not that's just not going to happen. But if you set attainable goals, stuff that is reachable, and you know, I

16:24 try to set short-term goals and I also have longer term goals, right? Uh, but it's the short-term goals. It's it's you know those are the ones that get you to the longer term goals that help you you know put push forward from there. So it's important that you you're you're realistic in your numbers and then the goals and uh you know hard work pretty much remedy anything and and I mean you need a little bit of luck as well in business. Uh hard work and a little bit of luck and you'll have a good recipe for success.

16:54 Yeah, thanks for sharing that Frank. So I I know you have something really special out by the way. I just launched a book and then you just launched a book the hard way home and I like the amount of time and energy and effort that went into my book was insane and I can imagine it's the same for you but it feels so good when the book comes out but I'm like having a hard time even thinking about people reading a book. I don't know. I feel like I'm going to get judged but how was the process of of writing this the hard way home and what was the inspiration behind this book? So the inspiration uh was trying to get someone to benefit even if it's just one person to benefit from my story and uh bring that uh hope across that you know you're never really truly alone even when you feel like you are alone. When I was living on the street and I was alone you know at that point I really thought I was alone but I wasn't. I had my whole

17:49 family behind me. Even though I was estranged from everybody, they were still behind me supporting me. Um, so if my story can help one person overcome uh, you know, some some troubles that in their lives, whether it's addiction or whether it's just uh employment or whatever the case may be or some sort of mental health disorders, if my story can help just one person, it was well worth it for me. and writing the book was hopefully was more so for myself than than for anybody else to give me a little bit of closure because I I do carry a lot of regrets on some of the things that that you know I did and said over the years. So hopefully it'll it'll put to rest some of those uh those demons. Sounds like it was almost therapeutic for you

18:35 to tell my story and to uh say it out loud, you know, to myself and putting it down on words and paper uh was was absolutely amazing. And uh I didn't realize for a while what I went through until I I wrote the book sort of in a kind of weird way. Kind of like inspired myself again. uh if that makes sense. You know, we forget, you know, when uh we take things for granted and then uh you jog down memory lane, it opens up some some good memories. It's a longboard also, but it's a lot of good memories. But thinking back, what's what's a moment for you that was like a great memory when you're like, "Oh my gosh, when I when I wrote that in this book and it's in the book, this was something that, you know, made me really smile compared to like you're saying all the memories that were obviously very tough

19:32 for me. was the one pivotal moment that happened in my life where it was almost like I had a moment of enlightenment when I happened to be on the phone with my brother and he said to me he said don't you want your children to have good memories of their childhood like we did and and that just blew me away like it was just something so profound to me and I can't explain it but like it changed me as a person and then from that moment on it was just all you know it was all downhill from Yeah, you know, every day that went by that I, you know, was sober and that I, you know, pushed forward just a little bit more was closer to home than I got. Even though I didn't know it at the time, you know, I was a strange for my family for three years, I never thought that I would go back. And it was that one pivotal moment which was important for me and just to remember that was what kind of like helped me come back.

20:25 I love that, man. It's it's always amazing how one sentence, one phrase, one or two words can completely change the trajectory of not only your life, but obviously your family's life, your kids' life, and and then whatever generations to come later on just from that one sentence. But um thank you for being vulnerable to even write this book again. like I I've just went through the same process and it was so there was so many times where I wanted to tell them that I don't even want to put it in the book like I sent it in delete it because I don't want that in there but like you said if one person can be inspired but the hard way home and Avonza Capital Holdings. So if people want to get in touch with you Frank they want to get the book they want to find out more information about you how can they do so? Well, they can uh find the book on Amazon and some of the other bigger book retailers. And if uh they want them to

21:18 get in touch with us, they can just go to our website. It's www.abonsza.nyc and uh they can reach us through there.

21:27 Well, Frank, again, I can appreciate you being here. I can relate so much to your story. I think there's a lot of other people that are either in the moment or they're out of the moment. And yeah, hopefully that they'll become entrepreneurs. and if they ever need anything as a small business, they can contact you. Uh, so thank you so much for hey, changing the world, changing the world, being vulnerable enough to write it down and change the world, which a lot of people are not, a lot of people will not do that. So, I appreciate you for uh for being here on Founders Story.

22:00 My pleasure and thanks for having me.

Questions about this episode

Who speaks in "Wall Street Veteran: Why Banks Won't Fund Your Business (And What To Do Instead) | Frank Scarso"?

Frank Scarso (Guest), Host (Founder's Story host) (Host).

What is "Wall Street Veteran: Why Banks Won't Fund Your Business (And What To Do Instead) | Frank Scarso" about?

A veteran Wall Street trader rebuilds his life after losing everything, driven by family and a desire to repair his broken relationships. He details his fall, the hard choices to recover, and practical steps for entrepreneurs facing funding obstacles.

What is mentioned in this Founder's Story episode?

22 people, works and ideas are mentioned, including Judge Frank's father, small businesses, MCA, Avonza Capital Holdings, Addiction, capital. Each one on this page links to its own page with every episode that mentions it.

How long is "Wall Street Veteran: Why Banks Won't Fund Your Business (And What To Do Instead) | Frank Scarso"?

The episode runs 22 min; the transcript is about 4,364 words in 37 timestamped sections.

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