Transcript

#466: CREATE Your Roadmap to SUCCESS with Jason Tartick 2x Best Selling Author

From Heather Monahan · Episode page · Watch on YouTube

· 48 min · 9,842 words · 55 timestamped sections

This is the full, timestamped transcript of "#466: CREATE Your Roadmap to SUCCESS with Jason Tartick 2x Best Selling Author", an episode of Heather Monahan published October 2, 2024 (48 min, about 9,842 words). It mentions 30 people, works and ideas, including Jason Tartick, Trading Secrets, Talk Money to Me, Financial transparency, Instagram.

What this episode is about

Jason Tartick, a Wall Street Journal bestselling author and finance expert, shares insights on creating a successful roadmap for personal and financial growth. Drawing from his unique career journey that spans corporate finance and reality television, he emphasizes the importance of financial transparency and education in today's world.

Key takeaways

  • From MBA to Bachelorette star: Risky leaps often redefine success in unexpected ways.
  • Financial transparency: Taric's mantra, proving money talks – loudly but not always openly.
  • From 150 million transactions to media sensation: Finance expertise meets the power of storytelling.
  • Social media's parallel universe: A career risk today is tomorrow's growth story.
  • Restart consulting: A journey from ultimatum to entrepreneurial rebirth, one pivot at a time.

Who speaks in this episode?

What is discussed, and when

  1. – 5:00: Financial transparency, Instagram, Restart Consulting, Rewired Talent Management
  2. – 10:00: Burn rate
  3. – 15:00: NetSuite
  4. – 25:00: Shopify, Facebook, Financial transparency, Instagram
  5. – 30:00: Shopify
  6. – 35:00: Net worth
  7. – 40:00: Postnup, Vulnerability is the root of all connection
  8. – 45:00: Debt-to-income ratio, Green Bay Packers, Net worth, Talk Money to Me
  9. – 47:57: Trading Secrets, Amazon, Financial transparency, Instagram

Notable quotes from "#466: CREATE Your Roadmap to SUCCESS with Jason Tartick 2x Best Selling Author"

  • Finance expert and you know I need that in my life host of the hit podcast trading secrets and media Powerhouse Jason is quickly become the go-to expert on business and…
    about Trading Secrets · at
  • His podcast he's killing it one of Jason's biggest passions is encouraging Financial transparency that's new to me while educating others he's garnered and dedicated following…
    about Financial transparency · at
  • The bank and so ironically enough one of the companies I started was called restart Consulting and my first book was called the restart road map so that's a little bit about…
    about Restart Consulting · at
  • Best way to do it is create some type of Financial Freedom where you know what your burn rate is and burn rate is how much cash can you go through on a monthly basis until you…
    about Burn rate · at
  • 37,000 that's the number of businesses which have upgraded to netw Suite by Oracle netsuite is the number one Cloud Financial system streamlining accounting financial…
    about NetSuite · at
  • You too it makes a huge difference that's the sound of another sale on Shopify and the moment another business dream becomes a reality your reality Shopify is a Commerce…
    about Shopify · at
  • It is that we need to get comfortable with talking about you know what we make what we spend what our net worth is where we have credit where we want to spend where we can pull…
    about Net worth · at
  • And also let's quickly just talk about the idea that there is something called a postnup right so I don't know if you've addressed that on the show but a postnup is something…
    about Postnup · at

Who and what is mentioned in this episode?

People

Books & papers

Companies & orgs

  • Trading Secrets — Company · 4 mentions · first at
  • Instagram — Company · 3 mentions · first at
    Dedicated following so much his following is huge by the way and that's how I found him was on Instagram I want you to check him out on Instagram to get his books check out his…
  • Rewired Talent Management — Company · 2 mentions · first at
    Teaching things that the world needs to learn about today and I can't wait to hear how you started rewired talent management Jason just thank you so much for being here we're…
  • NetSuite — Company · 2 mentions · first at
  • Bar Stool Sports — Company · 2 mentions
  • Restart Consulting — Company · 1 mention · first at
  • Facebook — Company · 1 mention · first at
    Platform it even lets you sell across social media marketplaces like Tik Tok Facebook and Instagram packed with industry-leading tools ready to ignite your growth Shopify gives…
  • Green Bay Packers — Company · 1 mention · first at
    People in their industry and there's more lessons i' I've learned but what he said was he's a big Green Bay Packers Fan and every day there's a commentator on Monday that will…
  • Amazon — Company · 1 mention · first at
    On trading Secrets the first book I wrote is the restart road map rewire and reset your career you get it on Amazon and then the second one was called Talk money to me which is…
  • BossBabe — Company · 1 mention
  • HarperCollins — Company · 1 mention
  • WCW — Company · 1 mention
  • WWE — Company · 1 mention
  • WWF — Company · 1 mention

Concepts & topics

  • Financial transparency — Concept · 3 mentions · first at
  • Net worth — Concept · 3 mentions · first at
  • Burn rate — Concept · 2 mentions · first at
  • Ego-driven behavior — Concept · 2 mentions
  • Postnup — Concept · 1 mention · first at
  • Vulnerability is the root of all connection — Concept · 1 mention · first at
    Pivot in a lot of ways and I think there's a couple takeaways from that one vulnerability is the root of all connection right like the deeper you can go the more you can…
  • Three sides to every story — Concept · 1 mention · first at
    This came from my therapist no like the TR no one really knows the truth right there's three sides to every story one side the other side and the truth and you can overe…
  • Debt-to-income ratio — Concept · 1 mention · first at
    What is your credit score what is your net worth a big thing with mortgage lending they want to know your debt to income ratio so understanding that when do you want to retire…
  • Boundaries and privacy — Concept · 1 mention

Sponsors

Full transcript with timestamps

that's right hi and welcome back I'm so excited for you to be back with us again this week okay this week you guys are gonna be hyped I'm really excited we have an amazing guest Jason taric let me tell you a little bit about him if you haven't heard about him and if you haven't heard about him you need to get on IG and start getting in the mix all right he's a Wall Street Journal bestselling author Renown speaker a finance expert and you know I need that in my life host of the hit podcast trading secrets and media Powerhouse Jason is quickly become the go-to expert on business and financial affairs for a new generation and for anyone frankly this spring Jason released his new book talk money to me oh my gosh I can't wait to get into your newest book and also to get back into your restart road map which I know everybody here is going to appreciate so much he was on The Bachelorette like who goes from

Corporate America having an MBA and accounting and finance and executing over 150 million lending transactions to boomering Into The Bachelorette to start his own company and become incredibly successful as a Wall Street Journal bestselling author and just like me he's with harber Collins now guy is going to the next level 15 million downloads and over a 100 episodes recorded so far on his podcast he's killing it one of Jason's biggest passions is encouraging Financial transparency that's new to me while educating others he's garnered and dedicated following so much his following is huge by the way and that's how I found him was on Instagram I want you to check him out on Instagram to get his books check out his podcast as he's teaching things that the world needs to learn about today and I can't wait to hear how you started rewired talent management Jason just thank you so much for being here we're excited to hear all

of your wisdom today let's go Heather thank you so much for that introduction I feel fired up after that and thank you for having me on okay so this is what's so interesting and I want to get into a lot of different things here because you can teach me and selfishly that's why I love my podcast as I get to learn things that I need to know from my guests but one of the things for everybody listen right now we all know my story of getting fired from the sea suite and reinvention your story is more on your own valtion however you made a very in my Outsider opinion risky decision to leave a very successful banking Corporate America career to take a leap of faith can you talk to us a little bit about what that was like yeah I mean one negotiating tactic I've always learned in my life is you never want to put someone in a predicament with an ultimatum right when they feel like they're backed against the corner they

then will just decide and you never know if the decision is going to be ultimately the path you want those people to go now coincidentally enough I was putting this ultimatum so I'm I'm in corporate banking I got my MBA in accounting and finance I'm working up the ladder moving several times I get this big offer to move from New York to Seattle I'm 29 and I'm killing it and then I get offered to go on The Bachelorette of all things and I decide to go and my employer was like all right use your burn through your vacation time if there are any issues uh you know there could be repercussions well there weren't any issues it went really well as a result of that I went back to work I worked my towel off and work also was like hey wait a second we got like the little 15 minute Buzz here we're GNA kind of use this guy to go speak over here and do that and I said hey you guys let me go so I'm going to do it for you

a year after I got off the show working full-time doing everything there was a podcast that happened there was a story that was told about me and that story just all by the way that story was just about an ex and I and in in a private like intimate moment right and so the reason I shared that is because it's it there was nothing it's there was nothing wrong with the moment it was just that it was shared and my employer and I it didn't come out of my mouth and my employer was just like that's it like you have an option like you're living this social media life out there where your private world's out there and you're also in this banking World make a decision no more media no more marketing no more podcast no more branding or restart yourself with this bank and you're done and you're in banking Fair well I was pinned against the wall and I said I'm gonna restart myself outside the bank and so ironically enough one of

the companies I started was called restart Consulting and my first book was called the restart road map so that's a little bit about the predicament I was put in that was back in 2019 and here we are in 2024 still moving along strong okay so I'm so curious about this the idea to make a leap of faith and go on a reality TV show talk to us about like how do you make that decision and why listen now that I see the success people have built out of their brands I'm cursing myself for not having done that 20 years ago so I get it now but when you're actually in the moment I mean don't you have a lot of fears around what if you look like a jackass on the show what if they portray you badly is this stuff even real like do you even get to choose I mean didn't you have those thoughts so a couple things like you at 18 19 20 21 22 23 24 this was seven years ago so I also want to put this out there the risk of making a move

into social media and all that back seven years ago was a lot riskier than it is today so it even it accentuates your question like what the hell were you thinking now when I went on the show the big thing I noticed is and this gets into like a little bit of therapy work but my whole entire life one of the ways that I a survival tactic for me was being a champion for the world around me and making sure the people I love most felt secure people I love the most mom and dad so you know I was captain of the sports team I was always did the right thing I ne I literally never ever got in trouble ever truly and I I I got promoted I was a yes guy I just did what I did and at 29 when I was offered to go on The Bachelorette you know everyone in my world parents and family and mentors and what the you what are you thinking no what are you talking about and for me it was the first time I was like my gut was like I want to go I want

to do this this and so it was one of the first times in a very long time that I made a decision for kind of filling my cup as opposed to everyone else's and ironically enough it was that small decision that small crack that led to this little mini Empire I have right now so it was a high- risk but one thing I did when you talk about finance and just preparing is after the show I was I didn't jump ship right away I waited I saw the edit I saw the way people were perceiving it I waited and I didn't jump ship I got put in a predicament it was about nine months or so of what I call my double dip earning year where I had a really nice salary coming in with all these benefits 401K match all the stuff while making all this money on social media and so when you get into the business and finance aspect of it if people are listening to this and you're trying to make a change in your life the best way to do it is create some type of

Financial Freedom where you know what your burn rate is and burn rate is how much cash can you go through on a monthly basis until you would have to go back to what you're doing today and when I left when I made that decision I knew that I had at minimum at minimum a year Burden rate to do whatever I wanted if no income came in and if that didn't work out I could have always gone back to that road I was on okay so for everyone listening one of the things that was really important that Jason talked about was listening to his gut and Instinct and so often people want to override that and dial it down that is not the answer so I'm thrilled that for a long time you were saying yes to make other people happy you decided to listen to yourself and act on it and completely changed your life for the better so so um for the win listen to your intuition all right you're talking about burn rate and I love that the fact that you had

the opportunity to ride the corporate train for a bit longer while you were kind of testing the waters that is without a doubt the best way to do it but for a lot of people they like this girl um over here you know I was Thrust out of it with a non-compete non-solicit you know having to start over and not having the batch or behind behind myself or behind my brand how does the your book the restart road map walk people through some of the steps that they can take if a situation like that occurs yeah absolutely well I think now more than ever like if you go back to like 2010 to 2020 you almost needed to be on a show or you had to have something just like a little little spark of luck to get your platform if you look at 2024 anyone any day anytime can become viral and their life can change overnight if you have something special if you're electrifying if you're educational if you're engaging if you're insightful

anything you do that makes you special and you put it out there it can instantly change your life we've seen it literally time and time again on the dumbest things in the world Hawk to a girl being one of them I mean it's literally a harvard-based business case study how a girl is on a street she's drinking she's drunk she saids something funny and now she has she's making millions and millions of dollars millions and you when you do a base case there I think there's a little bit of a study to say people are are craving authenticity but they're also craving just like some CH like Chill Vibes like we've gotten so serious with everything lately and I'm a big proponent of therapy and all the work you're doing Heather and you know your physical work and your mental work and being the best and best but we've gotten so serious with everything it's like we go to just chill a little bit we got to just like

everyone's got to just enjoy life and so I think we're seeing that repeat that I think we're seeing that in all capacities right now and uh one thing I think that's really important for people to do is sit with yourself for a week or two and I want you to just write down in your notepad or your your notes on Apple whatever it is just write down the things you are naturally gravitating towards not what Mom Dad boyfriend girlfriend husband wife children anyone or like put it what is your natural gut moving you towards I don't care if it's reading a book it's a TV show you're watching it's something you're cooking it's something you want to eat a drink you're really you're dying to have anything and put it down and after about 2 weeks you're going to have this long list and what you're going to notice is that you have natural passions that are gearing you towards those things and whatever those things

are those can be a road map for you to start exploring exploring creating content with those things Exploring Careers with those things because behind a TV show I like because I really am just interested in it there's a billion dollar industry right there and I think so often we're in this world where there's so much noise that we lose focus and get in touch with with ourselves to understand what we want and if we don't know what we want how the hell are we going to find the compass for it and so that's where I would start pay attention to what you're naturally doing and as a result of that that can be a blueprint for you moving forward and I like the idea of writing it down it's very similar to journaling right it's intentional journaling is basically what that is and you can be real you don't need to behave in a different way or make somebody else happy because it's only you hopefully that's reading this

unless you're my child and yes I have cracked into his journal occasionally feel like that's good parenting um it was all good thank goodness but you know the thing is like you get real when you're alone with yourself you don't need to impress anybody and to Jason's point when you're writing down this is what I'm enjoying doing how can I spend more time doing this that's how you're really going to start figuring out what your true purpose and calling is and when you find that out then you're fired up and excited to go to work every day and that is a huge seismic difference which I know I'm sure you felt this way that back when you were in banking and Fin do similar things that you're doing today but very different vehicle and platform you're doing it on you look super successful everyone thinks you're super happy everyone thinks you're K you're killing it but now looking at your life the way that you're leading it

now I would imagine you're so much happier now that you're really following your true calling is that the case your business gets to a certain size and the cracks start to emerge things you used to do in a day are taking a week you have too many manual processes you don't have one source of truth if this is you you should know these three numbers 37,251 37,000 that's the number of businesses which have upgraded to netw Suite by Oracle netsuite is the number one Cloud Financial system streamlining accounting financial management inventory HR and more All For You 25 net Suite turns 25 this year that's 25 years of helping businesses do more with less close their books in days not weeks and drive down costs 25 years one because your business is one of a kind so you get a customized solution for all of your kpis key performance indicators in one efficient system with one source of Truth man risk

get reliable forecasts and improve your margins there is so much power in having all the information that you need in one place imagine how much more efficient you can be how much faster you can move and to do it with so much confidence it's unprecedented and the unprecedented offer that neted is providing you today is going to make this possible right now download Net's popular kpi checklist designed to give you consistently excellent performance absolutely free at nets.com Monahan that's netsuite.com Monahan to get your kpi checklist now netsuite.com monan yeah I mean part of I work my ass off like truly I work so hard and part of my motivation to work so hard is the fact that I never want to go back to that like I remember what that was like the Sunday night scaries before work I remember being in meetings miserable I remember all the brain power and creativity and all the things that make

me me not being deployed but me being put in a box to the expectations that I had to provide and to me I like my skin crawls a little bit thinking about that and those are the reasons why I bust my tail uh the way I do and so what I would say is for anyone that's that's listening to this that's thinking about like career steps or what they want to do and how they want to do it um when you go through these experiences and you think about your job like when I was in finance write just simple te- chart of like what is it that you really enjoy what is it that don't enjoy interestingly enough the subject matter I enjoyed I actually liked meeting with business owners and learning about their business and providing solutions for them and talking money and understanding money what I didn't like was bureaucracy I didn't like being told I had to be somewhere in a certain seat for so long I didn't like subjectivity I didn't like

someone saying hey you did A and C but we'll decide what your success is and so I think in life there's only so much we can control and choices are one of them but even to our discussion earlier about intuition I think the biggest thing we all need to do is everyone needs to go deeper yes you should follow your intuition and I already said it but you got to go deeper to understand why is your intuition saying what it's saying how are you connecting your head heart and your gut and then deciding what the right decision is and um you know those are things that that I think we truly need to step into need to understand and so many people in life like your average age right now right your average life expectancy is around 78 to 82 and that's a good life we only have so many ticking moments here and it's gone and it's like why are we just coasting through checking boxes for everyone else but ourselves and so

that's the biggest piece of advice I'd give people it start to work backwards a little bit think about top down what is 78y old Jason gonna say to myself you know I wrote myself a letter when I was going through a tough time about a year ago and when I wrote that letter I wrote it to myself today I wrote it as an 80-year-old to myself today and I sent it to myself I put it in the mail I don't think I've ever told anyone that and I still keep it today when I get lost I open it up and read what would 80-year-old Jason want today to think and so that's a practice too I'd give everyone and tell people to think about about okay so I want to understand this so you're right you're going through a tough time in your current moment which I'm sure many people are right and anyone can relate to that you step into this future version of yourself being 80 years old having that wisdom and you reflect back

and you're you're advising the current you on how you should handle the hard time yeah well what I'm saying is I I'm writing I'm putting myself I'm taking my soul and taking it out of my body and I'm putting it into 80-year-old Jason and I'm thinking about 80-year-old Jason he's bald and he's wrinkly and he's old and he's got arthritis and I'm writing a letter to what he would say to 35-year-old Jason and it takes a moment to step out no distractions and I think about what would that 80-year-old Jason say to him and then I wrote it and then I shipped it and I waited for it to come in the mail and it came back and well I actually had a friend send it to me and they didn't read it it was locked and then I waited and I read it and I I actually have it over here and I still read it when I'm in moments of being disheveled and a lot of the things that are in there you know some of them are very private but some of them are

like stop giving a what everyone thinks stop living for everyone else you have such good character you care with your heart what people think and what noise is means just continue to be the best version of you and leave an imprint on all like the beauty you believe in yourself and those are some of the themes I love that the other thing that pops into my mind is the things you're worrying about today are not going to matter they're not even gonna matter now it's crazy but you you know that when and and thank you for giving us this practice because immediately I thought to myself of 8-year-olds and they're looking at the and the best example I can use as a woman you know at my age is that an 8-year-old would look at me and be like stop beating yourself up for how you look start appreciating it because when they look back at pictures of themselves 340 years ago they're like I was kill I was like I'm so impressed with myself

but it's smart to Future cast yourself so that you can reflect back to say I don't need to beat myself up I don't need to be so concerned with everybody else is saying and to that point the best weight anyone's ever going to lose is the weight of other people's opinion of you and that is total freedom when you start owning that and rocking it like an 80-year-old so thank you for um that exercise I think that's super powerful yeah I think something else too that I I just read lately that connects to this is It's a speech by Jim Carrey and he talks about how you know like how many thoughts we have in a day right we have like millions and millions of thoughts just quick little things and these thoughts dictate so many things in our life they dictate fears and concern and anxiety they choose our Direction how we look how we act how we feel how we talk how we communicate how we protect and he's like these thoughts

though if you think about it what is the thought and you go it's a little bit of a philosophical deep di but what is a thought like what actually is it and he took like a cup of coffee and he's like this cup of coffee has more reality than any thought in my head it's real I could touch it I could taste it these thoughts aren't real they're these fallacies we build and the people that I love and the people I think about and the thoughts I'm having they they don't know these thoughts they're all just these madeup things in our head and when you take a step out out side and just be like it doesn't matter it's not real yet just be you and do you it puts in perspective that we can allow thoughts that have no existence that a cup of coffee has more reality than the 999,000 thoughts we have in a day but it's those thoughts that are shaping our decisions and behaviors and we need to put that in

perspective oh it's so good and so serendipitous that you're bringing up um Jim Carrey It's So Random last week I was um at event in LA and one of the exercises that they asked everybody to do was to write themsel a check from your future self whatever it is and I immediately I said Jim Carrey did this he wrote himself a check for $10 million when he got to La wanting to be a successful um actor he was not at the time he foresaw this whole vision and future for himself but to actually make it concrete and real he wrote this check out to himself and they were asking us to do that same exercise which I thought was completely bizarre but very interesting because clearly it worked for him that guy has done very I love it I think he's a genius him and Denzel Washington like I could listen to him all day both of them I'm curious though especially my podcast trading Secrets all we talk about is financial

transparency how much did you write your check for 100 million and I'll tell you why Jesus I would not have done that I want to explain why because and I'm so interested in getting into the finance um some of the tactics and strategies that you have for this reason I grew up very poor so I came to scarcity mindset and my whole strategy in business and life was just outwork everybody and we all know listen it works right because majority of people don't work hard so you're going to be an All-Star and do well in business if you really really commit to it I did but I gave up so much in my personal life and you know things I wanted to be doing as a result of that however when I got to this conference and I've done well for myself and reinvented myself successfully blah blah blah it's great okay I get to this conference I have a new business partner she's just sold her last company for 700 million I'm in a

I'm in a room with women the woman walk next woman walks in she just sold her company for 400 million right so I'm in a room of people who are light years ahead of me financially versus where I am by the way at 50 years old there's many things to consider like I don't just say money is the only thing having a good relationship with your kids like there's so many other important things right so anyhow financially these women were light years ahead of me and during one of the breaks my partner who I'm close to and I adore and admire came to me and said listen you need to start thinking bigger with these numbers I'm noticing your numbers you're use utilizing thus far in conversations with 20 people you're giving the smallest numbers out of everybody I I hadn't noticed it and I said oh my gosh that's like an epiphany moment she's like you need to go bigger I my whole life going bigger for everything but once she

turned that on inside of me I started thinking if I'm in a room with people who have sold a company for 700 million 400 million why not me like I'm already in the room I'm in the sphere I can so the funny thing is Jason I wrote 100 million the woman sitting next to me said can I peek at your check I said yeah yeah I'm like an open book sure she said oh my gosh I did 100 million too Danielle KY another friend of mine she co-founded boss babe just sold that company did very very well she's like let let me see how much you did I'm G give me yours hers was for 300 million and she's younger than me and so it's like it's so important to get around people who think bigger who think Bolder and have done some different things in you it opens your mind to what's possible for you and so now I think I should have written that check for 500 million but it's until you start seeing like what other people are grasping as

yeah this is real this can be real for you too it makes a huge difference that's the sound of another sale on Shopify and the moment another business dream becomes a reality your reality Shopify is a Commerce platform revolutionizing millions of businesses worldwide including mine whether you're selling your Mastermind your courses whether you're selling your books Shopify simplify selling online and in person so you can focus on successfully growing your business and doing what you're great at creating whether it's fashion Home and Garden Health Beauty Shopify covers it all Shopify covers every sales channel from an in-person POS system to an all-in-one e-commerce platform it even lets you sell across social media marketplaces like Tik Tok Facebook and Instagram packed with industry-leading tools ready to ignite your growth Shopify gives you complete control over your business and your

brand without having to learn any new skills in design or code and let me tell you I have no idea about design or code so thank you Shopify for making it so easy and thanks to 247 help and an extensive Business course Library Shopify is there to support your success every step of the way what's incredible to me about Shopify is how no matter how big you want to grow no matter how big you currently are or how small you are Shopify is there to empower you with the confidence and control to revolutionize your business take your business to that next level constantly adding on new products services and ideas now it's your turn to get serious about selling and try Shopify now this is possibility powered by Shopify sign up for a $1 per month trial at shopify.com Monahan all lowercase M MO o n a an all lowercase sign up for a $1 per month trial period at shopify.com Monahan all lowercase go to shopify.com Mahan to

take your business to the next level today join me shopify.com Monahan you can thank me later huge yeah I mean it's it's funny because like the number in my head I was like I was thinking if he said 10 million my it's funny that he said that my head would be like okay yeah you're right I like 10 million I'm gonna put the 10 million there and it's so wild how just the the the most subtle subconscious thoughts and angles can actually dictate what level will dream at and then that level is then what we do to achieve because if you think about like I think about getting to that you know a goal in mind Financial I'm very open with uh Financial um discussions that's what I do on my podcast so if anyone hears this and they're like why is he talking about that stuff because I I think we need to break into that stuff I think there the the world is set up for us to say that it's unethical or it's against etiquette

to talk about these things but I think the reason they tell us that is so that we have lack of information therefore people at the top can actually make more money the more we actually talk about this the more Comfort we have with money the better decisions we can make and the less we can shame people and feel bad about it which is the current world we live in so like my goal is to get to $10 million in in workable uh assets so like around $10 million of of essentially liquidity because at that rate I know that given how much I would want to spend in a year I can then quote unquote retire and what does retire mean to me it doesn't mean stop working retire means to me I can truly truly do whatever the hell I want to dictate for work you know what I want to achieve is it a non for-profit is it X Y and Z so like that's my goal but if you think about 10 million and 300 million and anyone listening to this that might have

thought instantly a 100,000 the behaviors and things that you would have to do to achieve those are so drastic from from the day-to-day work to the technical work to even the industry that you would pursue and it's funny that goes back to our conversation it's our thinking that will dictate our actions and our life is just based on actions and choices that's it ah it's so true so just go bigger make that number go bigger all right let's get to I read um a lot about your background and I thought it was number one I thought it was interesting that you had this Finance background because your personality to me I think your personality is more like mine like just an outgoing extrovert so I think similarly people would be in sales or in leadership or you know whatnot but to see that you started in finance can you talk a little bit about what your father imparted on you when you were younger that got you on this path to begin with

yeah so I think both of my parents did a really good job at just explaining to me what the value of money is right having a healthy relationship with money that was first but it was actually my grandfather who broke through for me my grandfather was an oral surgeon he went to pen a very bright guy so you know you think about someone like that he's an outlier with his brain power and I only say that because that same man who's an outlier with his brain power who could do oral surgery work and make a good living He is the same man that got absolutely crushed by a financial adviser who was unethical and took him for over half of his wealth you can be really good at one thing you can be really smart with books but if you don't have an idea of all the things in life that are just important enough to know to even hire the right people it can be a detriment and at 16 years old I'll never forget it he walked me up his

steps he had two screens he popped open his invest account and he said if there's one thing I will make sure that you learn for the rest of your life is that you understand numbers you understand your numbers enough so that if you work with someone you know how to hire them it's kind of like a Somalia you don't have to be a Somalia to pick a good bottle of wine but if you have a Somalia at a restaurant ordering for you you got to know enough to make sure that you're not getting taken advantage of and so he showed me at 16 I saw his whole portfolio every dollar he had every dollar was my step-grandmother at time that she had he talked to me about what will happen when he dies this will go to your mom this will go to your your aunt this will go to your step grandma and it was that transparency that made me it just all clicked I was like I'm not going to be afraid of numbers I'm going to step into them and so from that

day on I just always had an infactuation with numbers the transparency behind them and what we can learn from them wow so now you've dedicated so much of what you do especially on the podcast from your newest book into finances and Advising people on financing what are you finding as you dig more into this discovery of where people are with finances and financial conversations oh my gosh well I mean the biggest Discovery especially when you think about love and money is that the conversations aren't being had and when people try to step into the conversations they are getting terrible responses and as a result of that we inherently as animals are saying we're not going to have conversations because when we step into them it hurts but the reality is the proof is always in the numbers 50% of relationships married or cohabitating don't feel comfortable talking about money of the 50% that do

feel comfortable talking about them 75% of them say it leads to to material tension so you have 50% of people that won't talk about it you take the group that does 75% of them saying it's leading to tension now we talk about the love aspect that group that small group that feels like they can talk about money and it leads to tension over half of them when surveyed said that it had led to massively decreased intimacy and money reasons are the number two reason behind s so the thing is is that we continue to skirt we continue to avoid the conversation we continue to step around it but at some point you're stepping into it and if you're cohabitating or you're married you've officially stepped into it and we talk about post numps and pre- numps a lot and at the end of the day everyone out there has a prenup it's your state laws the idea is do you want to protect yourself by customizing those state laws

or do you want to keep those based on what was established years and years ago and so my biggest takeaway with all of it is that we need to get comfortable with talking about you know what we make what we spend what our net worth is where we have credit where we want to spend where we can pull back in our priorities because it's all about compromise it's all about compromise the things you would like to spend on Heather are things I might think are the dumbest thing in the world and the things I might like to spend on you might think are a joke but when you have these conversations you could say in the middle like hey I understand as your friend that makes you happy so I'm not a shame or weaponize it and vice versa and I think that's what we need to do have got conversations and then when someone gives you their vulnerability don't you dare don't you dare use that vulnerability as a weapon or a tool to

shame them because it's so hard to open up in the first place okay I love that you brought up um prenups because it's such an interesting conversation and to give a little actually I haven't talked about this on the show before um but I'm married and divorce um years ago and I had done very very well financially as an equity partner in my 20s so I had quite a bit of money when I got married everyone that worked with me came to me and my ex-husband at the time was not successful he's very successful now was not at the time and so everyone came to me that I worked with and said you know you need to get a prenup in place and of course they were looking out for my best interest however I was 30 years old at the time something interesting happens to 30-year-old women you want to have a baby so bad I can't even like put into words for it and maybe it doesn't happen to everybody but happen me and all my

friends it happens to a lot of women right my brain was so set on oh my gosh I just I want to fall in love for love I want to get married for love I don't I'm not a money grubber like I this is crazy I didn't like the idea that people were I thought it was very negative and I thought you don't believe true love and like this I'm looking to be a wife and a mother and yeah I'm good in business but that's just part of who I am and I can always make more money and we're not going to get divorced that's how I went headstrong into I would not I had the conversation with him which right away he was like I what's interesting is he was in finance and he right away was like I don't know why you would want to get a prenup you know that's kind of crazy and so I backed right off I did not get a prenup we ended up divorced I ended up losing everything in the divorce it was my no it was my decision and anyway it doesn't matter because I

remember saying I it was actually very smart I'm still proud of myself to this day I remember having this like inner conversation I'd already spent $100,000 on my attorney had already been a year fighting back and forth and I remember thinking I've lost a year in my life a liter it was just negativity negative energy and I I don't like negativity and I thought you know if I can lose this money and be free of this negativity I can go put that energy towards making more money I'll be fine sure that's how I move forward however if I could look back and do it all over again I just would have got the prenup in place so how do you advise people who think like this Disney way about life which is that's how I was thinking no know it's going to be a beautiful marriage how do you get them to think yeah it could still be a beautiful marriage and it's not a negative to have a prenup as well prenups are not at all based on

romance there there there's just there's no connection to re romance in a prenup when you get married you're doing a bunch of things and based on your religion and your beliefs and your character you're committing to a lot of things but legally you're committing to a partnership and it's also a binding partnership that ties you in as life Partners but also business partners to a certain extent and so the conversation first of all needs to start with think about anything in life we know that historically has shown us evidence of things we need to be aware of a very very simple example I don't like to judge anybody but let's call vaping we know from the biggest and best doctors in the entire planet one of the few things in this world we can all agree on vaping is unhealthy for many reasons we know it are people still going to do it yeah we know that the likelihood of it working out in your favor is not good

unfortunately what we've learned with divorces is that they happen and they happen around 50% of the time and we also learn that if you've already been married and you're going into your second marriage your likeliness of another divorce it's about 65% and then if you get married again it's around 75% and the likelihood of you remarrying the first person you get divorced with is 6% so why ignore studies that we have and what I'll tell you about prenotes is that the biggest thing you want to think about is if a member that is has a significant set of let's say assets or children from a previous marriage or large real estate or ownership in a company or you expect to sell a company you are going to want to start thinking about pren numps but also if you're married to someone like that you too want to think about prenups because you want to make sure that you have an understanding going into marriage that

the life you currently live will still be somewhat similar even if it doesn't work out it's not a one-way street with prenups it's for both people to be in a better position so there's not gray area entering your relationship wondering what if and then terrible toxicity keeping you in that relationship because you don't have answers so step into it history tells us we need to step into it and also also let's quickly just talk about the idea that there is something called a postnup right so I don't know if you've addressed that on the show but a postnup is something that you maybe you ran out of time to sign a preup maybe you're listening to this and you don't have one there's all this craziness about planning a wedding and doing all these things like it's a tough thing to even think about but we know that divorce happen so if something has happened in your life where more money is coming in or let's say your parents

are well off and you're going to get some of their inheritance or or you just want to get on top of it today you can create a postn num after you're married and that's another way to protect both parties especially the person that's at home taking care of the family that is sacrificing their earnings in their job so that if the relationship doesn't work out they're not starting at entry level 101 like they graduated college they have some type of value for what they brought to the relationship and staying at home and taking care of the family is a massive value oh I love that and I know so many of my listeners are going to love that you said that so thank you Jason all right so let's talk a little bit about about relationships one of the things that's interesting I'm currently single and I'll tell you one of the things that I find challenging is because I have a decent social media following it intimidates a lot of people

you on the other hand have had two are and are currently in a very high-profile relationship and your last relationship was very high-profile how has that affected your ability and or do do you now Think Like These are bad ideas that you get involved the people that are in high profile like how does that affect you I mean I think the at the end of the day um I the the reason I I even have any form platform is because I went on a dating show like I I opened my I opened my life about dating I I introduced my family to uh you know through ABC and I I talked about like it's crazy with that show good job good get out you I talked about my grandmother's Alzheimer's and how I just never forget the moment that I was with my dad and and she couldn't remember my dad's name and the pain in his eyes but the fact that like he could still sit there with a smile knowing her best interest was at stake if he held

strong and like these are deep moments that have like impacted everything about me and it's those moments that have led to this platform which I've been able to Pivot in a lot of ways and I think there's a couple takeaways from that one vulnerability is the root of all connection right like the deeper you can go the more you can connect with people I've also learned through you know that was of course on the bachet obviously that relationship didn't work out um and now I am in uh I had another relationship that didn't work out and now I'm in a new relationship right so since bringing that part of my life um to the public eye I've also learned a lot about this space of of where things can be really good about doing that where things could be really bad some of the negativity some of the positivity and it's it's a learning process and like everything it's a continued learning process and so what I

have learned uh in let's just call it the last year is that the the importance of boundaries in privacy to a certain extent is so much greater than your ego or trying to get a point across you know and I think that goes for people in a public Spotlight private setlight I think that goes for people in business I think that goes for for people in relationships at any level is that sometimes we let our ego lead and our ego wants to do a lot of things and and there are other times that it's like not everything has to be explained right children explain adults in form and so I think with maturity with time with learning comes growing and with all this public stuff I'm going to make mistakes I'm never going to be perfect my goal is though to be better today than I was yesterday and I think that's all you can do I love that all right tell me about what how you handle haters because I am sure through these high-profile breakups

especially with the TV show Associated people have their fan favorite I guarantee you're getting hatred because I get hatred and I've never been on a show like that from people how do you respond or do you choose not to you know I I asked this question I'll never forget I asked Nick Vel he's he's one of the most successful people uh that have come from the bachor franchise and he ironically enough has had so much success one of the best podcasts truly in the country right now performance wise and I asked him you he gets a lot of hate he gets a lot of hate but he's very successful and he said it really well to me was something I'll never forget and after that I always ask people in their industry and there's more lessons i' I've learned but what he said was he's a big Green Bay Packers Fan and every day there's a commentator on Monday that will come in after the Packers game and he will rip them apart

he hates the Packers he can not stand them and Nick said I'm a fan of the Packers and I hate this guy but every Monday I'm the first person that listens to his show and he said it doesn't matter if people like you or love you it matters that they want to hear from you and I started to explore this and I learned a little bit at bar stool bar stool has a rule we don't care what people say in the comments they better be just commenting and then I looked even further into a business that's been a long around a lot longer than both of those it's a multi multi multi multibillion Dollar business uh wrestling WWF WCW WWE Hulk Hogan to wherever we are today and in that sport what determines your success is how loud the crowd can be so they have the fan favorites and they have What's called the heels and there could be a show in which the heel goes out there and he's getting beer thrown at him everyone is

flicking them off and they're screaming at them and when they sit at their production table if he got the loudest noise that night he won the night and so sometimes it's interesting it doesn't matter if you're the fan favorite or if you're loved or hated or whatever season you're in sometimes it just in this crazy space and you hear about these businesses it's that people are tuning in and I know that's like blunt and that's harsh and it is what it is but it's also just the reality of this so what I've told myself when when I deal with haters is one noise is okay it's not necessarily A Bad Thing and two the other big thing I've told myself and this came from my therapist no like the TR no one really knows the truth right there's three sides to every story one side the other side and the truth and you can overe explain and overe explain and overe explain and you still may never get the truth and we see this in everything we

see it in Business Leaders we see this in politics we see it in everything and so all you can do is just carry yourself with who you are character and class and be able to put your head to bed at night and the rest will sort itself out that's what I've tried to tell myself I love that that's a lot of wisdom my friend I absolutely love that I couldn't agree with you more talk to us a little bit about the eight essential Financial questions to discuss with your partner your new book new book so it's called Talk money to me the idea behind talk money to me was I used to be an under writer so I would be the one at the bank that would say you get the loan or you don't get the loan and I said to myself why don't we take these things that we look at at the bank to decide if people get money and have them start talking about it so basic things to think about you know what do you earn understanding

your cash inflow after taxes what do you spend monthly and annually what is your current debt status that's a big one what is your credit score what is your net worth a big thing with mortgage lending they want to know your debt to income ratio so understanding that when do you want to retire what's your risk appetite is and so some of these numbers I show you exactly how to find them exactly what they mean how to track them how to have conversations about them and the biggest thing is compromise because none of us have the same financial situation none of us have the same appetite none of us have the same income and the end of the day we have to find resolve with the people that we love to come up with Solutions as opposed to running from them but literally some of these exercises will take five minutes and it'll change your entire life on the way you think about money and I would say if any of those is the most

important I think net worth is your most important because net worth we all have one we always think net worth Lebron James you know a billion dollars Taylor Swift billion dollars we all have a net worth and net worth changes every second if I go buy a cup of coffee my net worth changes if your inflows minus your outflows and your assets and the value of those and so it's the one number that gives you a true indication of what your current value is is today and who did you write that book for I wrote that book for granta Lenny he's the one that taught me uh everything that's who I that's who I made it to but I wrote the book in general for what I'm seeing in a lot of relationships what I've experienced and what we're just seeing in our society which is a lack of financial transparency that is ultimately leading to a lot of sadness and loneliness because we're not having the conversations I love how you are

bringing this unique discussion forward all about finances being transparent and doing it with class and Grace thank you so much for the work that you're doing tell everybody what's the name of the podcast where do they get the books and how do people find more about you yeah so the podcast is called trading Secrets we'll have to have you on Heather but we're talking all things from unscripted reality stars to comedians athletes actors industry experts you name it we are getting all the secrets behind their industry what it cost to be in the industry how much they're getting paid for that billboard how much money they lost on that big in investment that's what we talk about so I always joked around and I say sex stories to call her Daddy back in the day is transparency of what actually money is and the numbers on trading Secrets uh the first book I wrote is the restart road map rewire and

reset your career you get it on Amazon uh and then the second one was called Talk money to me which is all about that intersection of Love and Money I also have a talent agency it's fun to not only be a Creator but manage creators I've had that since 2020 it's called rewired talent management and on social media it's just Jason tartic t r TI c k or on YouTube Tik Tok you know Twitter threads Instagram all the stuff oh my gosh you're everywhere thank you so much for opening this conversation for all of our listeners today and for the work you keep doing keep doing you and drop the weight of everybody else's opinion We're All For You Jason thanks for the work that you're doing thank you so much for having me Heather all right guys until next week keep creating your confidence you know I will be

Questions about this episode

Who speaks in "#466: CREATE Your Roadmap to SUCCESS with Jason Tartick 2x Best Selling Author"?

Heather Monahan (Host), Jason Tartick (Guest).

What is "#466: CREATE Your Roadmap to SUCCESS with Jason Tartick 2x Best Selling Author" about?

Jason Tartick, a Wall Street Journal bestselling author and finance expert, shares insights on creating a successful roadmap for personal and financial growth. Drawing from his unique career journey that spans corporate finance and reality television, he emphasizes the importance of financial transparency and education in today's world.

What is mentioned in this Heather Monahan episode?

30 people, works and ideas are mentioned, including Jason Tartick, Trading Secrets, Talk Money to Me, Financial transparency, Instagram, Net worth. Each one on this page links to its own page with every episode that mentions it.

How long is "#466: CREATE Your Roadmap to SUCCESS with Jason Tartick 2x Best Selling Author"?

The episode runs 48 min; the transcript is about 9,842 words in 55 timestamped sections.

More from Heather Monahan

About this transcript: the episode's spoken words as captioned on YouTube, split into timestamped sections. Reclip.Me locates every person, work and idea in the text, keeps the time it is first named, and quotes the words around it verbatim. Last updated January 24, 2026.