Transcript

Terron Armstead & Aaron Brewer on Wealth and Wisdom as a Pro-Athlete

From Stay Tranquilo · Episode page · Watch on YouTube

· 21 min · 4,407 words · 91 timestamped sections

This is the full, timestamped transcript of "Terron Armstead & Aaron Brewer on Wealth and Wisdom as a Pro-Athlete", an episode of Stay Tranquilo published April 7, 2026 (21 min, about 4,407 words). It mentions 18 people, works and ideas, including Aaron Brewer, Terron Armstead, Education and Reps, Miami Dolphins, Cam Wolf.

What is discussed, and when

  1. – 5:00: Education and Reps, Aaron Brewer, Terron Armstead, Miami Dolphins
  2. – 10:00: Aaron Brewer, Education and Reps, Cam Wolf, Mississippi
  3. – 15:00: Terron Armstead, Aaron Brewer, Future Leaders Program, South Dallas
  4. – 20:00: Miami Dolphins, Jaylen Wadd
  5. – 21:03: Miami Dolphins, Pack Accelerate, Jaylen Wadd, Jeff Halfley

Notable quotes from "Terron Armstead & Aaron Brewer on Wealth and Wisdom as a Pro-Athlete"

  • We are here at Pack Accelerate. I'm Cam Wolf. This is Dre Dunan. And I'm here with two of the best dudes I've got the privilege of knowing in the NFL. Aaron Brewer, Dolphin Center, and former Pro Bowler, Terron Armstead, and now host of.
    about Aaron Brewer · at
  • For me, it was a bit of a different process starting off in the league 15 years ago now. We didn't talk about anything off the field. Y so no business conversations, no investment.
    about Terron Armstead · at
  • Our last years playing together in Miami having these type conversations, talking investment, talking proathlete community, which was a huge integral part to changing those conversations.
    about Proathlete Community · at
  • Education, reps. So the education and reps is so interesting to me and I want to start with you Brew and bring it real world because you're in the middle of the game, right? And I'll just call it.
    about Education and Reps · at
  • I handle business. It's just like in this offseason like I'm here right now.
    about Cam Wolf · at
  • I'm trying to just give back to my community. Like just recently, I'm hopping on the board of donors for a program back home. So, it's called Future Leaders Program.
    about Future Leaders Program · at
  • This is a really interesting point of Dolphins, the Dolphins franchise, right? No Tua new head coach, new general manager Jaylen Wadd traded. I'll start with you,.
    about Miami Dolphins · at
  • Well, thank y'all again for joining us here at Pack Accelerate. great time to be able to pour into yourselves individually and invest in yourselves as you go forward. And thank you for.
    about Pack Accelerate · at

Who and what is mentioned in this episode?

People

  • Aaron Brewer — Person · Main guest · 3 mentions · first at
    Current Miami Dolphins player discussing his approach to business and life after football.
  • Terron Armstead — Person · Main guest · 3 mentions · first at
    Former NFL player and host of 'The Set', sharing insights on business and mental health.
  • Cam Wolf — Person · Host · 2 mentions · first at
    Host of the podcast, facilitating the conversation with Aaron Brewer and Terron Armstead.
  • Dre Dunan — Person · Co-host · 1 mention · first at
    Co-host of the podcast, participating in the conversation.
    We are here at Pack Accelerate. I'm Cam Wolf. This is Dre Dunan. And I'm here with two of the best dudes I've got the privilege of knowing in the NFL. Aaron Brewer, Dolphin Center, and former Pro Bowler, Terron Armstead, and now host of.
  • Jaylen Wadd — Person · Referenced player · 2 mentions · first at
    Former Miami Dolphins player mentioned in the context of team changes.
    So it don't come with the context. Jeff Halfley first year is gone. Trader Jaylen Wadd it don't that film not going to show none of that. It's going to have play 12 number 72 for the Miami Dolphins.
  • Drew Brees — Person · Referenced expert · 1 mention · first at
    Former NFL player mentioned for his business acumen.
    And me going to New Orleans, Drew Brees was like the only person doing any business and he never talked about it.
  • Rond Del Moore — Person · Referenced individual · 1 mention · first at
    Mentioned in the context of mental health struggles among athletes.
    You see Rond Del Moore fell into a period of mental struggle, and Marshawn Neland. The mental health element has been something that I feel like we've been trying to catch up to as.
  • Marshawn Neland — Person · Referenced individual · 1 mention · first at
    Mentioned in the context of mental health struggles among athletes.
    You see Rond Del Moore fell into a period of mental struggle, and Marshawn Neland. The mental health element has been something that I feel like we've been trying to catch up to as.
  • Jeff Halfley — Person · Referenced individual · 1 mention · first at
    Mentioned in the context of team changes and player performance.
    So it don't come with the context. Jeff Halfley first year is gone. Trader Jaylen Wadd it don't that film not going to show none of that. It's going to have play 12 number 72 for the Miami Dolphins and it's going to roll.

Companies & orgs

  • Miami Dolphins — Company · Affiliation · 3 mentions · first at
    NFL team where Aaron Brewer currently plays and Terron Armstead formerly played.
  • Pack Accelerate — Company · Setting · 2 mentions · first at
    Location where the podcast is being recorded.

Products & tech

  • Future Leaders Program — Product · Case study · 1 mention · first at
    Program mentioned by Aaron Brewer as part of his community service.

Concepts & topics

  • Education and Reps — Concept · Core topic · 3 mentions · first at
    Key strategy discussed for success in football and business.
  • Proathlete Community — Concept · Key argument · 1 mention · first at
    Community mentioned as integral to changing business conversations among athletes.

Places & events

  • South Dallas — Place · Setting · 1 mention · first at
    Mentioned as the area where Aaron Brewer grew up and is now giving back.
    It was a program I was in as a child, like probably sixth, seventh grade, but they took us from a school in South Dallas, like not the best area.
  • New Orleans — Place · Setting · 1 mention · first at
    Mentioned as a place where Drew Brees played and did business.
    And me going to New Orleans, Drew Brees was like the only person doing any business and he never talked about it.
  • Mississippi — Place · Setting · 1 mention · first at
    Mentioned as the place where one of the participants is from.
    Contract or whether it's business or whether it's like do you guys share cuz like you said you guys might be from places you know I'm from Mississippi you're from Texas we got…
  • Texas — Place · Setting · 1 mention · first at
    Mentioned as the place where one of the participants is from.
    Contract or whether it's business or whether it's like do you guys share cuz like you said you guys might be from places you know I'm from Mississippi you're from Texas we got…

Full transcript with timestamps

education and reps. It's the same in football. You learn how to do a technique, then you rep it over and over. So, it's the same thing like you get educated in these spaces. You want to get into real estate. Let's learn real estate and then go get reps. Sitting sit in a meeting, sit in an investment meeting or whatever the case may be, you get reps. That's how you get familiar. You get comfortable. Same way in your plan in in your plan career. Education reps.

We are here at Pack Accelerate. I'm Cam Wolf. This is Dre Dunan. And I'm here with two of the best dudes I've got the privilege of knowing in the NFL. Aaron Brewer, Dolphin Center, and former Pro Bowler, Terron Armstead, and now host of the set. Uh I I want to start you guys with this. So much of what you guys have done football-wise is about on the field. A lot of this is off and what's after life. I'm curious throughout your time in the NFL, how you've evolved the maybe business aspect and how you think about life after football and and what that vision looks like for each of y'all.

You want to start? Don't matter. I I'll pop it off. Uh me personally, it really all started when I first came into league. kind of like you hear all these stories of all the greats that come before you and you hear all the stories of pro athletes having all this money and going bankrupt or losing all their money when they come down the line. So just hearing those stories in itself, me coming into the league, my mindset is

I'm just going to hold on to my money. I'm going to save my money. Yeah. And so as time went on, you talking to the wealthiest of the people like period pack. Like you got so many CEOs millionaires billionaire companies and they telling you like it's not just about saving, it's about investing.

Mhm. And so I say over the time from just being a young dude, getting the money didn't come from much.

So when I got that first check, I'm just getting training camp 3K. I'm feeling like, oh yeah, this this it right here.

Yeah. What I'm about to spend what I'm like, yeah, I'm not I'm not spending nothing. That's my mindset. I'm going to hold on to it.

And so just from that time, from just rookie year and moving forward, just having them conversation with older players, CEOs, like just the mindset that they have of investing their money and putting it in different places like that, it grew on me over time.

Yeah. Yeah. Yeah. Absolutely. What about UT? For me, it was a bit of a different process starting off in the league 15 years ago now. We didn't talk about anything off off the field. Y so no business conversations, no investment dealings, none, no finance, nothing. That wasn't the climate in the league in the locker room. It was more so just shut up and play.

And me going to New Orleans, Drew Brees was like the only person doing any business and he never talked about it.

Really never talked about it at all. But he was everywhere as far as business, commercials billboards everything. But it's been interesting and it's been great to watch the evolution of the conversation change in the locker room, the topics of discussion. Me and Brew in our last years playing together in Miami having these type conversations, talking investment, talking proathlete community, which was a huge integral part to changing those conversations. It's been amazing to see. I think we're trending in the right direction as far as as far as that because the conversation could help certain people avoid failures, avoid bad investment, a avoid certain people, scammers out there in the world. Um, I love the direction we're going.

So, yeah, I got to kind of add to that, right? What would kind of be the advice to these young guys, right? Because obviously you guys high-profile athletes, high demand, right? Everyone wants to kind of be in business with you guys, right? But you talk about those bad deals. What's that advice that you would give to some of these younger guys saying, "Hey, although they might be giving you good advice, it may not be the best advice." So, how do you kind of protect yourself in that process? Making sure that one, you're taking care of you and you're kind of avoiding some of that bad business that you could get into.

Me personally, I say educate yourself and get uncomfortable. Go to these different events, meet these different people, build relationships with different people from different backgrounds. and just get the knowledge of it's so much more than what you've seen in your life. And so when you just expose yourself to much more, you're able to gain much knowledge. You get to gain different perspectives of the possibilities it is out there. And so once you do that like and you have your core values on what you built on, you can kind of weave through the people and be able to just maneuver through different deals and talk to different people, understand what you care about in life or which direction you want to go with.

Absolutely. It'll be the exact same for me. Yeah, education and reps. Education and reps. It's the same in football. You learn how to do a technique, then you rep it over and over. So, it's the same thing like you get educated in these spaces. You want to get into real estate. Let's learn real estate and then go get reps. Sitting sit in a meeting, sit in an investment meeting or whatever the case may be, you get reps. That's how you get familiar. You get comfortable. Same way in your plan in in your plan career. Education, reps. So the education and reps is so interesting to me and I want to start with you Brew and bring it real world because you're in the middle of the game, right? And I'll just call it what it is. You coming off a great year.

You're in a situation where you're underpaid compared to what your value is on the field, but you're still under contract.

How do you does your education, maybe the reps you learn in this space help you navigate this space of how do I go into these rooms? What do I tell my agent and how we handle these spaces? Like how how do you keep yourself business savvy while still trying to do what they always tell you to do, focus just on the ball?

Mhm. Um I say it's pretty it's a pretty like easy balance for me cuz you know like I been playing football more than I known about business.

I've been playing football since I was 6 years old, right? And so just from the technique, the work ethic, like I I got the recipe for the success in football. I know how to stay disciplined, go to sleep, wake up, eat right, work right, spin study. Like I got those qualities already.

Yep. And so having to understand that what I'm doing right now, I'm I'm going continue to do that. I can do that in my sleep almost. You know what I'm saying? It's very intentional, but I can do it in my sleep,

right? And so understanding that my career, it it doesn't last that long. M I might finish my career what 32 33

right and I have so much life after that I live a 60 70 80 like that's another 30 40 50 years of life I have to figure out

and so I feel like it's always better to start earlier so right now it's a time it's never too late or too early to get into the game of business and we

for sure so so I guess in your current situation how do you handle the business

I try to I try to dive into everything I can like I see what you're Cam, I see what you doing.

I handle business. It's just like in this offseason like I'm here right now. Yeah.

With the time I do have, I dedicate it to both. I can go get to work in the morning and go train in the morning

and know I got nothing but time, right? And so I apply in both directions. Let me ask you this. In the locker room, y'all have both been in locker rooms. How much do y'all talk money the process and what you're dealing with individually? whether it's with your contract or whether it's business or whether it's like do you guys share cuz like you said you guys might be from places you know I'm from Mississippi you're from Texas we got Texas folks here people who might not have came from anything who might not have been educated on these spaces do you feel like y'all share enough or do you feel like the league is maybe protective of your own individual money your own individual experiences

I feel now a lot of players share like how was saying ear like you said what 15 years ago like people weren't having no conversations

Mhm. Mh. But that's a a common conversation out there. There's a lot of dudes off the field like having different sponsorship, having different business to invest in this business and that business.

And so when dudes come in young and they just hungry for that information, you got to go out and seek it. Like nothing is really going to come to you,

right? So once you ask them certain questions, start having them certain conversations, that's when them topics are brought up and you can be able to dive deep into those conversations with older veterans who've been through what you've been through and

right started out where you started out. So I I feel like it's pretty it's an open open floor for them conversation in the room. That's good because I think for for me I know when I share with people in my field in journalism I often feel like the best way that they can grow is through me telling mistakes that I've made right and so like I think all of us have gone through places where we may have made mistakes

and we're like hey I don't I wish I could have done that differently or I don't want the next group to do it differently. For each of you guys, is there something that maybe you've learned from in your own journey off the field that you feel like you could give advice to another player or you can give uh if you could do it differently, you know, now? What do you know now? You you would do it.

Yeah. For me, um I mean, I sit in an advisory position. Yep. Being retired, playing for 12 years, being a captain seven, eight times, you know what I mean? Like I sit in a in a position of advisory. Even here at PAC, I'm on the on the advisory board and it comes from my failures.

That's why you should listen to me. Yeah. That's why my advice I'm I'm confident when I share and give advice on next steps because I've been there

and to see you avoid the same. There's no reason for you to make the same mistakes that I made. And now if you go make a new mistake, cool. And come tell me about it so I don't make it.

You know what I mean? So I've I've taken L's in investment. I've lost money in investment. I lost money in taxes um just not having that business in order too. So that's why I'm able to advise through experience.

Absolutely. You got anything or nah he hit the nail on the head to be honest. Well, we've we've talked obviously ball, we've talked, you know, finances, business, but one thing that we haven't talked about is the human, right? Like who you guys are. Who is Terron Armstead off the field? Who is Aaron Brewer off the field, right? Because people see you. They see you as a football player, right? But we want to we want to highlight the human at the end of the day. Like that that's what this is all about. That's what that's why we're here. We're all connected because we're in the same space with same mindset, same type of goals. But tell us who you guys are off the field.

Um, just to break it down, I just say I'm a God-fearing man. I'm a family man and I'm a hardworking man. You know, I just love to show love. I'm a man of service. And so that's really why I try to live my everyday life on like pouring into one of these buckets. You know what I'm saying? Whether

it's my faith, my family, my fitness, or my career, I'm going into one of those buckets in one way or another. And so that's who Aon Brewer is. off the field. I'm trying to just give back to my community. Like just recently,

I'm hopping on the board of donors for a program back home. So, it's called Future Leaders Program.

It was a program I was in as a child, like probably sixth, seventh grade, but they took us from a school in South Dallas, like not the best area.

And so, they'll take us to a charter school, and I feel like I'm going to Disneyland. You know what I'm saying? So, I'm going to this charter school. And it's like super nice. Yeah. got all these like nice computers, classrooms, just a bunch of nice resources for us.

And so just going through that like I'm reflecting on it not too long. I'm like that is what opened my mind to see like it's more possibilities in the world,

right? And so now I'm trying to get into a position where I can give that to kids, give them that exposure to see anything is possible. It all start with a vision.

If you got a vision, it ain't nothing you can't accomplish. Amen. So that's a Brewer right now.

Love that. I love it. Love it. I love it. No, for for sure. That it makes me smile. It makes me happy to see Young Brew have have his

security and who he is off the field and the passion to help others and and all that. And I feel like watching him do that, it goes into who I am as somebody that was a mentor to Brew, you know what I mean? That like got into the community with Brew and we spent time together and learned each other. So me, I'm I'm a father first, God-fearing man, but I'm a servant leader. I lead in different spaces that I need to and I serve in different spaces that I need to. So in short, that that's I think it summarizes me perfectly. I'm a servant leader. I could I could be front line. I can make the make the call. We go left or right, but I can also grab a grab a mop in the bucket and and get busy. So that that describes me. So, as I hear each of you guys talk about yourself individually, um I'm I'm I'm happy about it because sometimes you see players whose identities are so much trapped only into what they do in those 60 minutes. And I

just want to keep it real on this this question because we see a lot of brothers that look like us that have had troubling situations in the last year. you see Rond Del Moore fell into a a period of mental struggle, you know, and Marshawn Neland. The mental health element has been something that I feel like we've been trying to catch up to as a league.

Um, especially for for us, for black men. I'm curious how much you guys have learned about that space and maybe how you've been able to help or see teammates who have gone through their struggles and particularly with injuries and I know TED you've gone through that journey of like

feeling alone when you're going through that type of rehab. Can you maybe take us through what that looks like inside the locker room? The mental aspect.

I think I think everyone journey is uh unique. No two stories the same. even if you have similarities,

no two stories the same. So I I think that vulnerability is a big is a big word when it comes to mental health

because you got to be vulnerable in order to seek help. Seek help. Yep. You know what I mean? You got to be vulnerable in order to tell Brew, I'm going through what I'm going through because we see each other as strong alpha men

who go to battle and you know what I mean? So can't be affected by nothing. and can't show a weak moment, but it takes a a moment of weakness, quote unquote, in order to gain the strength that I need from him to get back to my strength, right?

And I don't think it's weak at all. I think it is a strength to be vulnerable. So changing that narrative of us seeing people having these conversations or being open about what their struggles are, challenges are, changing the the climate around that is a huge component into changing absolutely

how much people are able to to seek help and seek growth mentally. Sure. You got anything you want?

You got you got final I know we got to wrap it up here, but yeah. Any final thoughts? But I say like it's a it's a duty on both ends. So I say like just

people as a people we got to really start actually checking in with people like it's not

hey what's up how you doing? Oh good good know like reset but like how you doing what's going on and like real talk a little bit and like even with that like people like it's still like

they closed off a little bit. Yeah. But you you got to make yourself uncomfortable. St said like you have to be vulnerable in those states to get through them tough times because tough times don't last forever. Like every every great story

that's where the greatness comes is through the tough times. You all going to see the daylight on the other end,

right? And so I think that's what people just got to go through and they just got to lean on faith to understand like the world not over and as you were saying like people get tied up in identity of football is my identity

but it's the qualities that make you successful in football that make you who you are

right so if you plug in your qualities whatever like you discipline you consistent hardworking you plug those same qualities into a different role you going to have the same success you had in football.

Yep. Yep. And so that just I feel like people got to understand that separation and us as a people like to to do our service intentionally check up with each other.

Sure. I just like one quick thing on that. You don't realize also how many people sometimes need it, right? And I think that's

just living by example, right? Leading by example, just doing the things of positivity and putting that positive message out there because

somebody might see it and be like, "Shit, I needed that really bad, right?" And sometimes they don't even know it, right? cuz it's that lack of awareness, but it's being that that guiding light for people that may not even know that they need it. And then that's that's a trigger for them to get out of that darkness. And

you guys obviously have amazing platforms, right? Podcasting is a form of a platform, right? But if we can use it for good, even if you help that one person, you've already done enough to change the dynamic of that person's life. So I think all in all the the priority is like you guys mentioned, right? service like that. Lead with service and

the world will become a better place. I love it. I love it. I I will end with this um because we've got

one of the Dolphins best players and leaders, one of the Dolphins great players of a long time and a big Dolphins fan here. Let's go.

This is a really interesting point of Dolphins, the Dolphins franchise, right? No Tua new head coach, new general manager Jaylen Wadd traded. I'll start with you, Brew, as a current player, and I'll ask you, Tedstead, as an analyst, a former player. How do you go into this season mentally knowing where you guys were 23, 24 to where you guys are now, and maybe what's ahead

with with starting up in a rebuild with a new quarterback that you know really well, right? You know,

so I done had this conversation a couple times now, and I tried to dive in it with the mentality I have for myself. Like I'm a glass half full type of guy.

And so what I see what we going into it with, that's how I see it. Like I don't see it as a rebuild. Yes, we call it a rebuild, but this the NFL. You don't know which team or

who is going to be that year when it come around. Yep. And so I feel like the approach going to this offseason is to treat it as such. I don't care if you on a one-year deal, two year, three year deal.

You you pour your all into it. You're not here for no reason. You do you take every day with passion and come in here with attention to be great, to go win. And so that that's my goal as a captain and leader for this team to pour into the team and so people don't have that mindset because you know the media and everybody oh it's a rebuild rebuild. So I feel like people get into they hear that

they get into like a chill like okay we just rebuilding. No we we we going after every year. That's how you build a foundation in the culture for the rebuild. Yep.

And so that that's my outlook on it right now. And you can be one of those guys that set the the tone. You know, I've heard the coach, the GM single you out and say you're one of the foundation blocks. You could you feel comfortable doing that vocally for a young team?

Absolutely. That that's what it takes. Just take a couple words, words of encouragement.

But I can say these words, but I got to lead by example, too. My actions every day. How I show up, how come to meet me, how we at practice, workouts, like how I'm working, y'all going to see it and I'm going to tell you. So you going to know exactly what to do. No room for confusion.

Yep. instead you're on the outside now. You were in that locker room. How do you view it? You know, where the roster is and where they're going?

Yeah, I I just think it goes down to the individuals you got in the room in the locker room.

The individuals you got on the roster, all of those guys taking that step back and and really just understand you're living a dream.

Mhm. You playing in the NFL. Yep. for not one moment could it ever be sacrificed or taken for granted. No matter what the team outlook is or how far y'all going individually, that film going to turn on.

Mhm. And your film is your resume, right? So it don't come with the context. Jeff Halfley first year is gone. Trader Jaylen Wadd it don't that film not going to show none of that. It's going to have play 12

number 72 for the for the Miami Dolphins and it's going to roll. Yep. So what you putting out there that's your resume that's going to live forever.

Yep. So understand that. And this the window to play is so small. You can't take a time. You can't take any year or time for for granted. It'll be over.

Absolutely. You have any thoughts to close this? I got one thought. 30 years Finch fans is always fans up. That's all that matters. Let's go.

Fans up. Fans up, baby. Let's go. Well, thank y'all again for joining us here at Pack Accelerate. uh great time to be able to pour into yourselves individually and invest in yourselves as you go forward. And thank you for sharing a little time with us here on the couch. Appreciate you. Appreciate it, boys. Yes, sir. Yes, sir.

Questions about this episode

What is discussed in "Terron Armstead & Aaron Brewer on Wealth and Wisdom as a Pro-Athlete"?

In order: 0:00 Education and Reps, Aaron Brewer, Terron Armstead, Miami Dolphins; 5:00 Aaron Brewer, Education and Reps, Cam Wolf, Mississippi; 10:00 Terron Armstead, Aaron Brewer, Future Leaders Program, South Dallas; 15:00 Miami Dolphins, Jaylen Wadd; 20:00 Miami Dolphins, Pack Accelerate, Jaylen Wadd, Jeff Halfley.

What is mentioned in this Stay Tranquilo episode?

18 people, works and ideas are mentioned, including Aaron Brewer, Terron Armstead, Education and Reps, Miami Dolphins, Cam Wolf, Pack Accelerate. Each one on this page links to its own page with every episode that mentions it.

How long is "Terron Armstead & Aaron Brewer on Wealth and Wisdom as a Pro-Athlete"?

The episode runs 21 min; the transcript is about 4,407 words in 91 timestamped sections.

More from Stay Tranquilo

About this transcript: the episode's spoken words as captioned on YouTube, split into timestamped sections. Reclip.Me locates every person, work and idea in the text, keeps the time it is first named, and quotes the words around it verbatim. Last updated April 9, 2026.