We’re $100K in Debt and Living in a Camper | February 4, 2026
From The Ramsey Show
A couple struggles with $100,000 in debt while living in a camper, seeking advice on how to manage their financial situation. They discuss the breakdown of their debts, including a significant truck loan and loans for a camper and car, and consider whether to sell the truck to alleviate their financial burden.
Key Takeaways
- Housing isn't just a roof—it's a financial anchor. Campers depreciate faster than sci-fi movie plots.
- Debt at 22? You're not the 'average' millennial; you're the cautionary tale. Let’s rewrite that script!
- $1,200 for a truck? That’s not a vehicle; that’s an overpriced subscription to financial stress.
- Minimalist living can be liberating, but being underwater on vehicles is like sailing with a leak.
- Trading the camper for a rental could be the ultimate money move — living safe beats living free!
Who is mentioned in this episode?
5 people come up, including Mario (Sherry Coleman's brother), George Kim, Dave Ramsey.
- Mario (Sherry Coleman's brother) (Person)
- George Kim (Person)
- Dave Ramsey (Person)
- Bart Lard (Person)
- Andy Irwin (Person)
What is recommended in this episode?
I Can Only Imagine, Even If.
- I Can Only Imagine (Media)
- Even If (Book)
Mentioned in this episode
- Luke 16:10 (Concept)