Time is running out!! (THIS IS INVESTORS LAST CHANCE)

What is discussed, and when

1. 0:00 – 5:00: Celsius, Google LLC
2. 15:00 – 20:00: Google LLC

Notable quotes from "Time is running out!! (THIS IS INVESTORS LAST CHANCE)"

• One. Alpha $3,000 move there. SoFi 4,300. Celsius 3,200. A lot of big movers here today. Google remains strong. Cheesecake all of a sudden recently has started to show some…

  about Google LLC · at 0:47

Who and what is mentioned in this episode?

Companies & orgs

• Google LLC — Company · 3 mentions · first at 0:53
• Adobe — Company · 2 mentions
• Celsius — Company · 1 mention · first at 0:50
  Strength here today. Up $7,900 on that one. Alpha $3,000 move there. SoFi 4,300. Celsius 3,200. A lot of big movers here today. Google remains strong. Cheesecake all of a…
• ServiceNow — Company · 1 mention
• SoFi — Company · 1 mention

Full transcript with timestamps

0:00 Holy smokes, ladies and gentlemen. We're still alive. We're still posting on YouTube. We're surviving out here. Appreciate everybody joining me here today. Okay, we got a lot to get into in this one. Public account, great day here today. Up $39,000. This public account has come a long way. It was just barely over $1 million if we go back 3 years ago. Today, to now see it at 3.7 plus million is uh man, this is thankful. Thankful. But the you got to think sometimes where's this portfolio going to be 3 years from now, 5 years from now, 7 years from now if it's made this much progress like this, right? It's incredible to think about. We have some major strength going on. Look at AMD.

0:36 AMD stock for me in the public account today was up $34,000. $34,000. That's major strength here today. Palanteer showed a lot of strength here today. Up $7,900 on that one. Alpha $3,000 move there. SoFi 4,300. Uh Celsius 3,200. A lot of big movers here today. Google remains strong. Cheesecake all of a sudden recently has started to show some strength again. Finally coming back to life. Five core subjects we're going to speak about here today. First up, why long-term investing, right? Why do I do what I do on a daily basis? I need to explain that so everybody understands that at the beginning of this video. I don't think a lot of people like get it and I want to explain, okay? And and like how do I think about this? Second thing is what you must do now before the end of 2025 before we get into 2026 in regards to you know thinking about your portfolio and uh you know let's call it some tax strategies as well and kind of

1:29 you know I'll run you through that. Third thing is is Oracle stock is it an opportunity right now? I want to speak about that. I think it's an important subject. Uh fourth thing up here my favorite software stocks for 2026 and beyond. And then fifth subject is Nike. Obviously, that one is a very controversial stock right now. So, looking forward to sharing my opinions and perspectives there after the earnings, the downward move, all that good stuff. Okay, one thing, one thing only I need from you guys. If you do like what the sign in my garage says and just hit that little thumbs up button, that would mean the world to me.

1:57 Everybody has already done it. Thank you so much. If you want to be here, subscribe to the channel. You can hit that subscribe button and u subscribe to the channel. Like, uh, we're 98,000 subscribers now at this point in time. Uh, my private group is closed right now, ladies and gentlemen. It is closed. However, if you want to jump to the front of the wait list when we do reopen at some point in 2026 to join us in there, that will be the pinned comment down there. Alrighty, ladies and gentlemen, I have a picture of the Earth there. Why I have a picture of the Earth there? Cuz when we're thinking about long-term investing, you've got to zoom out. Imagine you're an astronaut. You're in outer space. I think something about that would make you think differently, right?

2:40 Cuz you think about like you're just viewing Earth from above and you're thinking about all the humans down there and all the short-term things that are going on, right? You're thinking about, well, you might be thinking about this, you might not be thinking about this. Somebody is mad at Starbucks right now. Somebody messed up their drink. They're upset. How could you do this to me? I said oat milk. You put 2%. What are you thinking? I specifically told you this, right? Somebody just got into a fender bender over here. They're all upset.

3:08 Somebody just got promoted at their job. They're jumping up and down. They're calling their significant other. They're telling them the exciting news, right? This is going on. That's going on. All these emotions, all these short-term things going on in people's lives that are affecting them positively, negatively, all those sorts of things, right? As an investor in the market, you have all these short-term things that are going on all the time, right? Imagine you're overlooking the whole universe. You think even to a higher level. So, in the market, you have all these billion little short-term things going on, right? It's up for you to zoom out, take a much bigger view of things.

3:46 And by taking a much bigger view of things, you don't get caught up into all the short-term stuff going on, right? Because if you just looked at short-term stuff going on, you could view the Earth as it's bad, it's good, it's whatever at that particular time, right? Some country just shot a missile at some other country. Oh my gosh. Right? Got to take a bigger view. And so the way I look at it is I'm I'm overlooking this whole thing. And so I'm not getting caught up into the short-term thing that's going on out there at that particular time. I'm overlooking this whole project. To give you another example of kind of how this works, right? Remember when I got hired at Quicktrip back in 2010 to be an overnight assistant manager and picture it's 4:30 in the morning, my manager comes in at 5. I want to make sure the store is looking just perfect because that manager, I need to impress him. So

4:31 hopefully I get promoted to the next position, right? So I'm running around, you know, trying to make sure the coffees are ready and the teas are ready and every little part of the store looks perfect and the counters are all perfect, right? And all this. I'm running around, boom, boom, boom, boom, boom. And I'm doing all this, right? And imagine the CEO of the company of this company that has hundreds of stores, you know, he's not worried about are the te's ready or the coffees ready in the morning. He's got, you know, he's overlooking the whole organization. Like that's what somebody like myself is worried about that, right? And the store manager is worried about I'm doing my job right and then their manager is worried about them, right? And their manager is worried about them. And the CEO, he's overlooking the whole project.

5:09 He's overlooking the whole company, right? He's thinking like on the highest level you can possibly think. And that's how we need to think as long-term investors. And that's the magic of being a long-term investor. You're not getting caught up into all the short-term crap that's going on out there. When I overlook my public account in all my private portfolios, I'm taking this view from like way up there, way up there, right? I'm not worried about what happened here, what happened there, what country is mad at this country, what the new tariff rate, blah blah blah, is going to be. That's all stuff that's here today, gone tomorrow. I need to focus that my companies overall are headed in the right direction that I need them headed in, right? or they headed in the wrong direction and I have to move out of that stock, right? But I'm overlooking that whole project. And so when you guys hear about something

6:02 happened in the stock market shortterm, what how should your brain process this? Let me explain to you exactly how my brain processes it. I think this is entertaining. That's about it. It's very entertaining. It doesn't mean anything. If Trump comes out tomorrow and post something on true social blah blah, cool. I'll look at it. It's entertaining, but it's it means nothing for the long term. If this happens, if this president's elected, that president's elected, this senator's elected, this one's out of the whatever.

6:36 Like here today, gone tomorrow. I'm thinking way bigger than that. Way bigger than that. I'm not getting caught up in all the short-term crap that's going on. If a company, you know, missed by 1 cent or beat by 1 cent, who cares? Like is is is relevant as a long-term investor. That allows me to then take a much less stressful approach in the market. I don't get stressed about the market. I know a lot of people are stressing all the time about getting in this stock, getting out of that stock. Oh my gosh, stress, stress, stress. It's this is just fun for me.

7:06 I'm just overlooking my companies, making decisions. I understand if I sell a stock for a loss, you know what it was? It's the cost of doing business. It's the cost of doing business. Sometimes you're going to make a mistake in the market. You're going to hold a stock over time. You're going to realize it wasn't the one and you're going to sell it and you're going to take a loss. Cost of doing business. That's just how it is. Sometimes you're going to sell a stock early. It's going to go up more. Cost of doing business. I don't stress over it. What's my What am I stressing over? There's a million opportunities out there. Are you kidding me? Like you think this is the only opportunity? Like there's all these opportunities all over the stock market. There's always companies going public. There's a million opportunities. I don't need to get caught up in that. You got to think with more an abundance mindset. It's

7:53 like, you know, going on a date with a girl and doesn't work out and then you're, oh my gosh, it's the end of the world. And I'm like, dude, you know how many more women are in your city that that you have an opportunity with? Like, what are we thinking about here? Abundance, abundance, abundance. Don't get caught up into that trap of focus on the short term and scarcity and all this stuff. Think bigger than that. You got to You've got to think bigger than that. And it doesn't matter how much money you have. I don't care if you got $5,000 net worth, $50,000 net worth, $500,000 net worth, 5 million, 50 million, doesn't matter. You got to say think the same way. You got to think bigger than that, right? And the more money you have, actually, the more important it is to think like that, right? But even when you're in little money stage, you got to think like that as well because you're prepping to what? You're prepping to

8:37 have big money someday. What are we playing this game for? I still think about myself as I don't have much money. I still think of myself like that. Doesn't matter if the public account says 5 million, 10 million, I'm like, "Oh, jeez, that's actually small money." You know, wait, wait till you see where we're going to be at in the future. Like, you know, that's the way I view it. And so, but I want to stay in good habits all the time. Good habits are hard to break. Bad habits are hard to break. And so you want to get in the good habit of thinking higher level on these subjects, right? And so that's how I think as a long-term investor. That's how you want to think. Avoid the stress.

9:15 Avoid the I need to get in, get out, all this stuff. Oh, the market might go down, so I got to get out of stocks. Oh, I got to get back in stocks. It's it's it's a it's a lost cause, right? And I would tell you guys, if you see that sort of activity, people talking like that, talk them talk them off their bridge. You might not be able to, but try explain to them a little bit like think a little bigger here. Like what are you doing? You getting caught up in all the short-term stuff. People got We just saw it this year in 2025, did we not? Yes, we did. What did we see? We saw panic in March and April. I remember receiving comments on YouTube right here. Do you know what they said? I just sold everything. Trump's gone crazy.

10:02 We're going down huge. I could tell you, I could give you a list to the roof and down on stocks that have appreciated 50, 100, 200%. Since those lows back in April when everybody was selling out, right? Crazy. And so you get these time periods when people just get so caught up in the short term of who said what, who did what, what H. And it's like, dude, you got to think bigger than this. You've got to think bigger than this. My gosh. Like, we we got to be we got to be above that. We got to be above that. Okay. That's why we do what we do. Long-term investing all the way. Don't caught up in all the short-term crap. It's no bueno. Okay. Hope that makes sense. I might be preaching the choir. Okay. All righty. Next up here. What you must do now before 2025 is over. All right. So sometimes you could buy into a stock, it's not going the way you thought and you're hoping it goes right in the future. Hope it's not a strategy in the

11:06 stock market you can ever do. In the stock market, you need to be confident that your company is making the right decisions, headed in the right direction. If you are not, you must cut it. You must move on. There's no if I'm unconfident in a company's trajectory where they're headed in future years, I have to cut it and I have to move on. I can't just hope maybe something happens. I can't just hope it works out. No, no, no, no, no. Same way this guy picking up the trash right now, dumping in this garbage truck. Like, if his little claw stops working, he can't just hope it magically starts to work, right? He better go out and try to fix that thing and make sure it actually works. Same thing in the stock market. You got a stock that's not working and the fundamentals of the company are not going the way you want it and you don't think they're going to fix it. You got to get rid of it. I will stay invested

11:58 in a company and go, I'm willing to go down 20 30. I'm going to go down 50% on a stock means nothing to me. I'm willing to do that. If I'm confident in that company's long-term trajectory and that I'm gonna make a lot of money in that stock. If I'm feel like I just got a hope and I'm not confident, then I got to move on. And so if you're somebody out there, let's say you sold, you know, stocks for profit this year. We have long-term capital gains, which for most of you guys, you'd pay capital gains tax rate of 15 20%. If you sell for less than a year, right, and you take a gain on a stock, then you're probably paying your your tax bracket, which for a lot of you guys, it's probably 20 to I would say like 33% somewhere in there roughly, right? And so if you're in a situation and let's say you sold a stock for $10,000 profit, right?

12:49 If it's held less than a year and there's another stock you bought in less than the past year, right? And you're basically not confident in at all, right? And you like, I made a mistake here. Like this just isn't the one. You might have to cut it. Move that money somewhere else. And then you can offset your tax. So instead of paying $3,000 tax on that $10,000 profit, if you now have $10,000 loss to write against it, right now that just wiped out, you don't have to pay any tax, right? So your your capital gains goes to zero, whether that's short-term. Now, same thing with a long-term. If you've been holding the stock for two years and it worked out great, right? And you sold for a big profit this year, $20,000, great. But there's some other stock you bought, you know, 5 years ago and you just been hoping and hoping it's not working out and you're like, I got to cut this and move on. You take a $20,000 loss. Boom.

13:37 You just took your tax down to zero, right? And obviously it doesn't have to be perfect in regards to that. It can always be a certain amount, but that will help lessen your tax blow, a certain amount. Now, where people get into a problem with this is they might do a strategy like this even in stocks they believe in. No, no, no. You cannot sell out a stock you truly believe in and you believe is headed in the right direction. It only works if you're cutting a stock that you do not believe in anymore that you're at the point in that stage with that stock you're like, "Dude, I don't think this is going to happen. Uh, I'm just riding on hope now at this point in time. The company's fundamentals aren't going the way I want it. The valu like it's just not good."

14:16 Right? And that helps lessen a tax blow in a certain situation like that. So, just something to keep in mind there. Uh because you know if you hold a portfolio of 10 20 stocks like there's going to be some that you've probably taken profits on, some you taken losses on. Right? In the public account I've taken profits of probably close to $700,000 this year. With that being said, I've also taken losses in that portfolio. So the net is I'll have to pay taxes in that portfolio of probably a little over half a million. And then you can add in my private portfolios as well. So I owe IRS a lot of money, but I offset it some with some losses. So cost of doing business like sometimes that's going to happen right and the ones I moved out of it's because I just you know didn't really believe in them anymore and that's fine that is what it is right so something to keep in mind there is Oracle an opportunity that stock has

15:04 been damaged is an opportunity well this is fascinating in regards to Oracle stock is actually had in my opinion a very bad year it's only up 10%. Now, this is extremely surprising given it had two unbelievably good pieces of news come out for Oracle this year. Like if Oracle didn't have great news this year, I'd be like, okay, you know, 10% whatever. But considering it had such great news, I'm actually shocked by this one. Now, they're basically Oracle stock jumps. So, this is actually today and but this has been rumored for like 6 months now. As cloud provider joins investor group to run Tik Toks, you as a business. So, it's still a little unclear how much Oracle is going to benefit from this, but it seems like they'll likely end up benefiting a lot from this financially, right? Tik Tok's huge and so in and Tik Tok's big in other countries as well, but it's huge in the United States, uh, especially a

15:57 lot with a lot of the younger generation. And so, the fact that Oracle is now going to be in a situation where they have that US business in some capacity, I'm sure they're going to financially benefit from this. And so, I think that's great news for them overall. Then the second piece of great news that happened this year for them was OpenAI announced a massive partnership where OpenAI is committing to over $300 billion to buy computing from Oracle Cloud infrastructure over several years enabling OpenAI's AI development. I mean that's insane. Like that's phenomenal news for them, right? Like that's gamechanging. Literally gamechanging news for them. So then you look at the stock only up 10% after those crazy huge great piece of news and you got to say what gives. So here's the thing. Listen, open AI, people have doubts about fulfilling that sort of need, right?

16:54 Open AI committed over $300 billion to buy computing from Oracle. Like that's a big number. And here's why. If you look at Chat GPT, its market share has actually already been decreasing. It's still an insanely high market share, but it is decreasing. And as Google Gemini catches on in some of these other models, we don't know if Chat GPT is actually going to end up being the winner winner chicken dinner. If they're not, then that puts into question the whole $300 billion plus of spend with Oracle, right? Remember back in the internet age, everybody used to not use Google. You know what they use? Yahoo search. You know what they use? Ask G's aj.com. That's what they use. No one was using Google. Google obviously ended up being the huge winner winner chicken dinner. Yahoo slowly became irrelevant over time and I don't even know what happened to AJ.com. Okay. And so just understand Chad GPT looks phenomenal

17:50 position. Maybe they stay in that position or maybe their position gets weakened quite a bit and then they're not able to spend $300 billion plus with Oracle over the coming years, right? Maybe they only spend hundred billion instead of 300 billion, which should still be a big number, but it's a long way from 300 billion. And then maybe Oracle gets overbuilt and then you know pricing collapses. Like that's a possibility. Maybe OpenAI becomes irrelevant somehow and you know they don't even get a fraction of that 300 billion, right? So there's there's a there's a wide range of ramifications that can happen there, right? It's like maybe this happens. They spend $300 billion plus over the next few years.

18:29 Maybe they don't spend any of that. Or maybe it's some amount in between. Maybe it's 200 billion, 100 billion, 50 billion, 75 billion, right? And so, but there's major doubts and I think those are fair doubts, right? No, you might say, is it the valuation with Oracle a concern? Listen, the valuation is not the problem with Oracle. The valuation with Oracle is actually pretty dang fair. I I can make even an argument that if Oracle has very strong growth over the coming years, Oracle's undervalued right now. valuation is not the issue with with Oracle. Uh but something that is issue is right here debt levels. So cash to debt ratio.16.

19:12 They have about 16 cents in cash and marketable securities for every dollar of debt. This was as of their latest quarter $124 billion in debt on this company. Uh, that's between long-term debt, short-term debt, and capital lease obligations. Here's the issue. This company is supposed to go fortunes of of of debt more. Add add to that balance sheet. They're going to likely take on easily tens of billions of dollars of more debt over just the next few years, if not 100 billion plus. For a company that's already going into this situation in not an ideal debt situation, no bueno. And there's also concerns about this is going to be lower margin business. So if you got a lower margin business here, huge debt loads, then it could, you know, if you say, okay, Oracle spends hundred billion, takes out another hundred billion of debt and next thing you know, Oracle's got $220 billion of debt on that balance

20:06 sheet. If they're making bank off that, great margins, and you say, "Oh, they can pay that off." But what if those margins aren't quite there, right? And so it takes them forever and ever to even try to pay down that debt. And that's something you have to factor in when you're making an investment and you're thinking about a stock for the next 5 10 years. You've got to consider like how long is it going to take this company to pay back this debt and get this balance sheet in a better position. So these are all things that matter. And so the way I would look at it is Oracle an opportunity or not? If that open AI deal actually works out, I think Oracle is an opportunity. I think we'll look back and say Oracle at hundred something dollars was a great buy.

20:49 They don't even have to do the $300 billion plus and spend. Even if they spent 200 billion, 150, I still say Oracle was worth a buy here. With that being said, if that doesn't even come close, and Oracle has to take out debt at very unfavorable rates, which looks like that could be the situation, then we're not looking good, you know, in regards to the stock. So, I look at it as it's a murky, cloudy picture. It's not my cup of tea. And so you don't see me buying Oracle stock right now. I'm keeping an eye on the development developing situation. Maybe I end up grabbing some shares eventually, but it's just there's too many other opportunities. That's the thing. You there's thousands of stocks in the stock market. There's too many other opportunities in the market to get caught up on a one that I'm very unsure with. You know, is that $300 billion going to be spent? I don't know how much debt's going to have to be taken out at

21:39 what interest rate. Those are all very, you know, what are the margins on this business even going to be? That's, you know, I'm a little confused on that as everybody is. And that's why the stock is only up 10% in the past year despite two amazing pieces of good news. Okay, next up here, my favorite software stocks for 2026 and beyond. Then we'll talk Nike. So, as far as my favorite software stocks, obviously Palanteer comes to mind, but Palanteer's got a valuation problem going for 2026, right? It doesn't have a business problem.

22:07 That's a great news for Palanteer. Their business is on fire. going to still be putting up amazing numbers next year. But in my opinion, but the valuation, that's a concern. So, you know, Palanteer, I like it, but I don't love it, right? That's kind of the way I'll put Palanteer at this point in time. Few years ago was a different situation. Two, three years ago, I loved that stock. Oh my gosh, couldn't get enough of it. Buying, buying, buying. Now, I'm like, Adobe, Adobe, I really like this one. A beaten down dog. Hated stock. No one likes it. No one wants to own it.

22:38 That's fine. I'll be the one to own it. Give me the whole company. Uh, great buyback on this company, great earnings per share growth, you know, very impressive revenue growth still for a company at their stage in the business model. Sticky business model. Adobe very misunderstood stock. Uh, watch the hatred around Adobe stock fade away over the next year. Just watch it. Just watch it. CRM, Salesforce, another one of my favorite software related stocks. Very sticky business model. keep everybody in their ecosystem over time.

23:09 Uh, so far we're up 6% on the stock, but I think that's small potatoes compared to what will be up longterm in regards to that one. I think I spoke about Adobe and CRM in a video I did uh a few weeks ago called seven stocks I'm buying December 2025 edition. So, if you want to hear me talk more in depth about Adobe and about Salesforce, you can certainly check out that video. There's a stock I'm keeping an eye on. It's called Service Now. take a sale on this one now. $155 stock down 30 plus percent over the past year. I'm keeping an eye on it. I need to dig more in regards to this company. They've had impressive growth rates. They're now doing an acquisition that a lot of people hate. So, we'll see what happens with that. So, I'm just I'm keeping an eye on this one. I'm going to do some more study on Service Now. It might be an opportunity. It might not. We'll see.

24:00 We'll see. you might hear more from if you hear more about Service Now in the future, you'll like, you know, I like what I found. If you don't, you'll know I didn't like that one. Okay? Uh so just pay attention to that in early 2026. If you hear about me talking service now, you know I liked it. If you don't hear me talking about it, basically it means I looked and I didn't like what I saw either on the valuation front or the business model front. Okay, Nike next up here. Okay, so we got to talk about Nike. Oh boy, another hated stock. Um second worst stock in the public account on this one. Down 52.

24:30 the $1,000 cost of doing business, you know. Let's say before we even talk Nike, let's say I sold it for a loss, 52,000, 100,000. Does it bother me? No. Cost of doing business. It's like being in the NFL and um you take a big hit and be like, it cost of doing business. Like I don't know what else to sell you. You break your finger, you play in the NFL, cost of doing business. as it's just going to happen, right? Like play a violent game. Violent things are going to happen. Like, okay, like that just is what it is. And so in the stock market, the stock market is a very violent place when it comes to money. And so sometimes it's going to go very, very well. And you're going to be the one inflicting damage out there, right? As you can see with a stock like Meta. Like look at Meta. And that stock's weakened a lot recently. And we're still sitting on $883,000 of gains. That doesn't even account for a

25:24 lot of the profits I taken, right? Palanteer. I've taken so many profits on Palunteer stock. Oh my gosh. Remember I used to own 5,555 shares of Palunteer not that long ago. I'm down to a,000 shares. Imagine the amount of profits taken there. So, cost of doing business. If if I if Nike doesn't work out and I have to end up selling that stock for 50, 70, $100,000 loss. Cost of doing business. It is what it is. Like I don't think that's going to happen. I think Nike is going to do very well. But with that being said, like that's just how I think about this game. Like you're never going to bat 100%. There's there's certain stocks in here I'll end up selling for losses. I don't know what that is, right? Maybe it's Honest, maybe it's not. Maybe it's Nike, maybe it's not. Maybe it's PayPal, maybe it's not, right? Maybe it's this hedge right down here. Who knows? I'm never going to get I'm never going to win every single

26:09 stock. It's impossible. No one does that. Warren Buffett can't even dream of doing that. Uh, you know, every great investor you ever looked up to, none of them could do that. Bill Aman, go through the whole list of them if you want to consider him a great investor. Uh, as far as Nike here, what's going on? North America revenue up 9%. Now, North America seemed to really be the market Elliot Hill wanted to focus on first. So, when he came in at the company, it seemed like he really put his foot down. He's like, "That's where we're going first. That's where our focus and our attention is going to be."

26:35 Why North America? Well, it's their home market. It's also their biggest market. So, if you want to talk about where your focus needs to be from day one to get that market right, better be North America. And so, he focused, in my opinion, on the right market to get fixed first. Remember, might Nike is a huge company. So, it's not like you're going to fix all the issues that the ho made, Dono made, right? You're not going to fix all those issues in like one day. It's like, well, we fixed it all. We're good now. No, no, no. It's a process.

27:04 And so, when it comes to Nike, they fixed North America. Revenue is up 9%. This early on in the turnaround's pretty shocking to me, just to be quite honest. Europe, Middle East, and Africa. So, this was kind of secondary, right? And they're got that business in a place where revenues down 1% year-over-year. So Europe, Middle East, and Africa looks like it's positioned for 2026 growth. We'll see, but it looks promising as far as what's going on there, right? Looks like that's a little further ahead. Now, the one that's lagging is China. China will be next up after Europe, Middle East, and Africa in my opinion, but we're talking that's more of a second half 2026 of starting to see great numbers out of China. My guess is the revenue decreases on a year-over-year basis start to look um a little less bad. let's call it over the next two quarters and then maybe three or four quarters out we could be talking about

27:55 that market getting back to growth no different than now you see North America growing very nice at 9% right Asia Pacific and Latin America that I kind of put in that China category where it's like it was a lagger it's not the most important business for them certainly but they'll get it back on the right track in my opinion in the second half of 20 this one might turn in the first half of 26 keep an eye on it but China I feel like will turn as far as going to positive second half of 26 Asia Pacific Pacific Latin America. That might be more of a first half. We'll see. Maybe potentially second half. So, and then Converse business. Elliot Hill replaced pretty much the whole team that was running that Converse business. I don't know if you guys even knew Nike owns Converse. Um, and so he said, "We're going to do a whole reset there with that old business model and line and everything like that." So, the numbers

28:39 look horrible out of Converse down 31% year-over-year, but that's a complete reset to that business model. That just is what it is. So, they're resetting that whole business model. That should be ready to get back to growth. I would guess my guesstimate is likely second half of 2026 once again in regards to that. So we're already getting proof that they can turn the corner. That's the thing here. We're we're already getting the proof that they put in the work and they can turn the corner. So why would I doubt why would I have doubts about them being able to turn the corner in China, Asia Pacific, and Latin America? I don't I'm very confident. I don't feel like I have to ride on hope in regards to Nike. They've already shown me they can turn it.

29:17 They've already shown it like the proof is in the numbers. The proof is in the pudding as they say, right? So when we start talking about turning Europe business positive, China business positive, Asia Pacific and Latin America positive next year, I have no doubts whatsoever in regards to that. And I believe you'll start to see every market positive. Now you may say, why not wait till that happens to buy the stock? Do you think Nike is going to be 50s something dollars when every market is then positive? Nike by that time we could be talking about an 80 to $100 stock. You know like the 50s would be like forgotten thing.

29:54 And so in this last move here does not surprise me at all in regards to Nike as far as this last little 10% down here. Tax loss. It's a perfect tax loss harvest stock. So if they came out with every market was back to growth and like some miracle happened which miracles don't happen in business like very very very seldom right then maybe the stock would have traded up. This is a natural tax loss harvest stock. Everybody that's bought is down on it. And so, you know, to sell off here at the year end, yeah, that's exactly what I expected. But everything Elliott Hill is doing is short-term pain for long-term gain.

30:28 Everything he said he was going to get this company pointed in the right direction. I'm very confident he's doing that. I listen to the conference call. Great conference call. Um, yeah, I have no doubts. We'll see how the business can what I need to see about Nike, like I need to see those numbers get less bad in terms of the markets that are, you know, not going so well. I need to see North America continue to be a strong market. And then the second half of the year, I need to see these markets that are bad right now start to turn to growth. He does that, do you know what's going to happen in the margins of this company? We'll see gross margin acceleration. We'll see earnings per share acceleration, net income acceleration. Uh, and so yeah, and then you know where the stock's going by that time. Like, oh my gosh.

31:10 And then believe the thing about Nike, this is a stock that Wall Street's going to love again. This always was a very loved stock by Wall Street other than the past few years because the numbers were bad and so Wall Street had to move out of it. But they're going to come back just like an ex who's addicted to their ex. Okay, they're going to come back. It just is what it is. They're going to come back as soon as the numbers start going positive. You want proof? Look at Estee Lauder. Eel stock. Another stock I own.

31:40 Very similar situation with night then, you know, to Nike in terms of a beaten down dog stock. No one cared about it. Wall Street used to love it. Then they hated it, right? Stock went from a $370 stock all the way down to a stock that went down to gosh, at the lows, I think Estee Lauder went down to 50 or $60 and now I believe it's back over 100 plus. That's another perfect example of they starting to show the numbers have turned right and now Wall Street's coming flooding right back to that stock. Same exact thing is going to happen to Nike in my opinion 2026 as a year ticks on Nike numbers get better, stronger, better markets bottom, start, you know, in trough and then start moving up.

32:18 Boom. They're going to come flooding right back to it. And that's the name of the game, long-term investing. Appreciate y'all for joining me as always. Thank you so much for being here. Once again, the private group is closed for the year. If you want to be front of the line for when we do reopen it in 2026, that will be the pinned comment down there. Access to all my course curriculums, private Discord chat, exclusive weekly videos, all that good stuff. Much love and have a great

Questions about this episode

What is discussed in "Time is running out!! (THIS IS INVESTORS LAST CHANCE)"?

In order: 0:00 Celsius, Google LLC; 15:00 Google LLC.

What is mentioned in this Financial Education episode?

5 people, works and ideas are mentioned, including Google LLC, Adobe, Celsius, ServiceNow, SoFi. Each one on this page links to its own page with every episode that mentions it.

How long is "Time is running out!! (THIS IS INVESTORS LAST CHANCE)"?

The episode runs 33 min; the transcript is about 6,713 words in 47 timestamped sections.

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